Matthew Gearhart Mortgage Loan Officer

08/26/2023

Are you torn between a fixed-rate mortgage and an ARM? Let's weigh the pros and cons!

Deciding which option is best for you depends on your individual circumstances and financial goals. If you prefer certainty and value long-term predictability, a fixed-rate mortgage might be the way to go. Conversely, if you're looking for short-term savings and can handle potential interest rate fluctuations, an ARM might be worth considering.

08/25/2023

🏡 Looking for a new home? Consider a manufactured home! 🏠

Did you know that manufactured homes can save you a bundle? 💰 Compared to traditional housing, they can cost up to 50% less per square foot! That's a fantastic deal for anyone in the market for a new place to call home.

But that's not all! Let me help you secure a fantastic loan for your dream manufactured home. Whether you're looking for a Conventional, FHA, VA, or USDA loan, I got you covered.

Your dream home is just a message away! 📩

07/07/2023

Tired of noisy neighbors? 🙉 It's time to make a move from your apartment to a peaceful home of your own! 🏡 Sound tempting? I'm here to help! 🤝💼 Let's discuss what you can afford and loan programs you could qualify for today. 📲💰 Say goodbye to the chaos and hello to your dream home! ✨🔑

07/07/2023

Thinking about buying a new home? Don't forget to crunch the numbers first! To determine what you can afford, consider factors like your monthly income, available down payment funds, monthly expenses, and credit score. 🏡💰

07/04/2023

06/30/2023

🏠🌟 Open House Extravaganza! 🌟🏠

📅 Date: Sunday July 2nd
⏰ Time: 12 to 3pm
📍 Location: 40441 Griffin Dr.
Oakhurst CA 93644

Looking for your dream home? Don't miss this spectacular Open House event! Join us for an exclusive tour of a stunning property that will leave you in awe. Here's what you can expect:

✨ Explore Your Perfect Home: Step into luxury and discover the true meaning of comfort. Immerse yourself in beautifully designed interiors, spacious living areas, and picturesque views that will captivate your heart.

🌳 Serene Surroundings: Get ready to experience the harmony of nature. This property is nestled amidst lush greenery, offering a peaceful retreat where you can unwind and relax after a long day.

🤝 Meet An Expert Agent: Krista is a knowledgeable real estate agent and will be available to answer all your questions and provide personalized advice. Whether you're a first-time homebuyer or a seasoned investor, we're here to guide you every step of the way.

Don't let this opportunity slip away! Mark your calendars, gather your loved ones, and join us at our Open House extravaganza. Your dream home awaits!

03/13/2023

With just 3% down required for many conventional loans, buying a home may be more in reach than you thought!

Call today to discuss your budget and options!

03/11/2023

Did you know that seller concessions can be used toward a temporary rate buydown?

Help your buyer lower their interest rate at the beginning of their loan for significant savings.

03/09/2023

A fast and easy process

Transparency and full control over the closing process!

It’s the perfect recipe.

Real Estate Agents – make closing an experience you and your borrowers will love.

Message me to learn more!

03/08/2023

🚨First time homebuyers 🚨

– worried applying for a mortgage loan will have you running in circles?

Complete your mortgage application online whenever and wherever is best for you.

Private, simple, and secure – contact me today.