Ruben Gurgov - Loans

04/21/2026

How to Get a Mortgage for a Co-op or Condo
Thinking about buying in NYC? 🏙️ Wondering whether a condo or co-op is right for you? Uncover key differences in approval, down payments, and closing costs. Ready to make your move? Let’s talk next steps! 💡🏡
https://www.roomvu.com/agent-news/ruben-11/1087885-How-to-Get-a-Mortgage-for-a-Co-op-or-Condo

04/20/2026

Unlock Fast Mortgage Approval: Insider Steps with Ruben Gurgov
Let’s connect and talk about the latest insights in the industry!

02/12/2026

11/27/2025

Happy Thanksgiving!
Grateful for my clients, partners, and friends who trusted me this year with one of the biggest financial decisions of their lives. Wishing you and your families a holiday filled with warmth, joy, and plenty of reasons to give thanks.
🦃🍁
If you’re planning a move, refinance, or investment in the coming months, I’m here to help every step of the way.
NMLS #8273
Office: 718-969-7170
186-09 Union Tpke, Fresh Meadows, NY 11366

10/29/2025

View today's current mortgage rates with our national average index, calculated daily to bring you the most accurate data when purchasing or refinancing your home. Follow our daily market analysis with Mortgage Rate Watch and we'll tell you where and why rates are moving.

07/10/2025

Your Home! Your Loan! Your Terms!

🏢 Mortgage Solutions for Every New Yorker

Looking for a mortgage that fits your lifestyle and finances? Whether you're a first-time homebuyer, real estate investor, or self-employed, Ruben Gurgov and his team have you covered.

We Offer:

✅ FHA, VA, Conventional Loans

✅ DSCR, No-Ratio, Investment Loans

✅ Non-QM, Bank Statement, Self-Employed Options

✅ ITIN, Foreign National Programs

✅ Jumbo & Super Jumbo Loans

✅ Co-op, Condo, and Multi-Family Properties

Why Choose Us?

Fast Pre-Approvals (Same Day in Most Cases)

Competitive Rates

Personalized Service Across All of New York

Contact Us Today: 📞 718-969-7170
📍 186-09 Union Turnpike, Fresh Meadows, NY 11366
🌎 Serving All of New York State
🔐 NMLS #8273 | RCG Mortgage

**Call Today and Let Us Help You Unlock Your Next Home

06/26/2025

As the market shifts, nearly 44% of today’s sellers are offering concessions. That includes throwing in perks for buyers like repair credits or help with closing cost. But here’s the key.

Concessions aren’t losses. They’re tools. And the homeowners who understand that are winning – big time.

The savviest sellers are using concessions to bridge gaps, sweeten offers, and get across the finish line.

Because, with home prices up roughly 55% over the past five years, there’s plenty of room to negotiate and still come out ahead.

Want to go over which levers are worth pulling in our market? Let’s chat. That way you know what’s working for sellers in your local area, whenever you’re ready to make your move.

06/06/2025

Renting might feel like the safer bet right now, but it could be holding you back.

On average, homeowners have nearly 40 times the net worth of renters.

Why? Every mortgage payment they make builds their wealth. Your rent? It just builds your landlord’s.

Do you want to start putting that money toward your own future instead? Let’s talk about how to get you on the path to homeownership, even if you’re not ready to buy just yet.

06/06/2025

Homeownership is one of the best ways to build wealth in our country and it’s easy to see why.

As you pay down your mortgage and as home values rise over time, you gain equity – and that helps grow your net worth. That’s why a homeowner’s net worth is nearly 40X greater than a renters.

But you should only buy a home when you’re ready and able to do it. If you want to build a plan to get there, let’s connect.