OnceUSave

02/27/2022

The biggest of all risks and something that I encounter over and over again with the prevalence of stock-based compensation. This is a risk you've got to diversify out of because the business landscape is strewn with past darlings that could do no wrong that are now just a shell of their former shelves. And some don’t even exist anymore.

https://onceusave.com/mind-that-overconcentration-risk/

08/08/2019

Reinvesting Dividends Rocks...

"This pattern—human progress moving quicker and quicker as time goes on—is what futurist Ray Kurzweil calls human history’s Law of Accelerating Returns. This happens because more advanced societies have the ability to progress at a faster rate than less advanced societies—because they’re more advanced. 19th century humanity knew more and had better technology than 15th century humanity, so it’s no surprise that humanity made far more advances in the 19th century than in the 15th century—15th century humanity was no match for 19th century humanity."

Reinvesting Dividends Rocks… August 3, 2019August 7, 2019 OnceUSaveGeneral Investing Udaipur, a city in the western Indian state of Rajasthan (Raja means king and Sthan means place so literally the land of kings) was founded in 1558 by Maharana Udai Singh II as a temporary refuge as the original c...

09/04/2018

"So if you were paying attention to this yield curve nonsense when making that next 401(k) contribution, stop. And if you weren’t, you ain’t missed much."

Do Yield Curves Predict Recessions? August 11, 2018August 15, 2018 OnceUSaveGeneral Investing Summer’s almost over but the fun still continues because we get to ponder over the current state of…the yield curve. Yield curve what? Say a friend of yours is running short on funds and comes to you fo...

09/03/2018

The Most Important Estate Planning Task… July 14, 2018July 23, 2018 OnceUSaveLife Simplified The hardest part of estate planning is first getting around to doing it. The second hardest part is deciding on an executor – a person appointed to execute instructions stipulated in your will on your be...

09/03/2018

"Emerging market economies comprise 84% of the global population, about 40% of the global GDP but only 18% of the world’s stock market capitalization."

"But this growth over time will not come free as investing in this asset class is not for the faint of heart as stupendous returns tend to come in chunks followed by gut wrenching declines every now and then. The long term picture though is a different story altogether as you do eventually get paid to hold on as shown below."

Being Long In Emerging Markets… September 1, 2018September 3, 2018 OnceUSaveGeneral Investing Emerging markets are a cluster of countries with markets that are well, emerging towards one day becoming developed economies with deep and relatively stable capital markets and governing structures. Coun...

07/31/2018

Once you get to a point where you have money to set aside for goals out in the future, you naturally are going to pivot those savings towards the capital markets and by capital markets, I mean the stock and bond markets here and across...

Long Tails, Skewness In Distributions & Portfolio Volatility… June 29, 2018July 1, 2018 OnceUSaveGeneral Investing Once you get to a point where you have money to set aside for goals out in the future, you naturally are going to pivot those savings towards the capital markets and by capital market...

06/23/2018

Should I Invest In This? June 16, 2018June 20, 2018 OnceUSaveGeneral Investing What do you think about ARK INNOVATION ETF HOLDINGS (ARKK)? Had no idea what it was until someone brought it up so thought I would do the due diligence and share my thoughts. So as the name implies, it got to have somethi...

06/23/2018

Bitcoin, other cryptos getting smoked...

Wrote a piece about it close to its peak last December (http://onceusave.com/bitcoins-cryptocurrencies-and-the-fear-of-missing-out/). Maybe I called the top or maybe it is a screaming bargain at these prices but still can't wrap my head around to how do you take sixty 100 dollars bills that you probably toiled and sacrificed to set aside and buy a piece of code that theoretically only has value because someone else is willing to buy it from you at higher prices. Or maybe I am just too old-fashioned but will likely stay that way...

06/06/2018

Holistic Financial Planning & The Need For An Ever Evolving Financial Plan… June 2, 2018June 4, 2018 OnceUSaveFinancial Planning The year is 1960 and fresh out of school, you go to work for the hottest company around. They have all the usual perks along with the biggest of all, a pension. A pensio...