The Kenneth Lee Team NMLS 291318

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The Kenneth Lee Team NMLS 291318 I am an SVP of Mortgage Lending NMLS 291318 at Guaranteed Rate Affinity NMLS 1598647. Kenneth has been in the Mortgage Industry for 16 + years.

Kenneth has brought together a superstar team to work diligently every step of the way. Our clients come first! Kenneth has built his career on a foundation of honesty, integrity, and a policy of service first. His goal with his clients is to make the home loan process as comfortable as possible for home buyers and Realtors. Whether his client is a concerned first-time homebuyer or an experienced investor, Kenneth finds the loan program to suit their needs. Kenneth has lived in the Fremont area for nine years, and is very familiar with the South and East Bay. He also speaks Cantonese and Mandarin, which sets him apart from many loan officers in the area. In his free time, he enjoys participating in his church, spending time with his kids, and playing basketball. CA - Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act • Guaranteed Rate Affinity, LLC NMLS 1598647 1800 W. Larchmont Ave., Chicago, IL 60613 (888) 844-9888 • grarate.com Equal Housing Lender For licensing information, go to www.nmlsconsumeraccess.org www.grarate.com/licensing

10/15/2026

Buying a home next year starts now. Use these tips to help you get a head start and reach out so we can map out a personalized path toward homeownership.

I’m here to help you evaluate the options to get you home in 2027.
https://myoc.io/grFn16ZbiZY/Je6un



NMLS # 291318

The latest housing data showed mixed results. Sales increased in the South and West regions, held steady in the Midwest ...
10/14/2026

The latest housing data showed mixed results. Sales increased in the South and West regions, held steady in the Midwest and declined in the Northeast compared to August. All four regions showed a year-over-year decline in sales, but many buyers are still entering contracts and available inventory is up to 1.60 million homes.

Let’s talk if you’re looking to head to the offer table with some serious leverage.
https://myoc.io/grFn16ZbiZY/hl6x6



NMLS # 291318

10/12/2026

Running multiple businesses, or juggling income that shifts by the month or the client? Standard income documentation doesn't always fit that. For eligible business owners, a current 12-month profit and loss statement (P&L) may offer a documentation path built for that kind of complexity.

If that sounds like your business, let's talk about your situation.
https://myoc.io/grFn16ZbiZY



NMLS # 291318

10/08/2026

When it comes to evaluating a mortgage, there’s more to it than a single number. I’m here to help you understand all the moving parts and how they fit together to create a custom financial plan.

So, are you an interest rate expert? Let me know in the comments.
https://myoc.io/grFn16ZbiZY/cziRS



NMLS # 291318

10/06/2026

Your growing home wish list may be trying to tell you something. If home improvements are becoming part of your plan, your home equity may be able to help you fund those projects.

Let’s talk through your goals and the financing options worth exploring, like a Home Equity Line of Credit (HELOC).
https://myoc.io/grFn16ZbiZY/uEYmo



NMLS # 291318

10/05/2026

Beware of the maxed-out credit card monster. High credit card balances could increase your credit utilization, which may affect your credit score, and ultimately, your mortgage qualification.

When you’re approaching closing, watch your spending and avoid giving this homebuying horror anything else to feed on.
https://myoc.io/grFn16ZbiZY/fgyn4



NMLS # 291318

10/01/2026

Buying a home isn’t one-size-fits-all. The truth is, the perfect time to buy looks different for everyone. Instead of trying to time the market, talk to me so we can start with your personal goals and financial outlook.

I can help you evaluate your situation against the market to find the timing that makes the most sense for you.
https://myoc.io/grFn16ZbiZY/Issfc



NMLS # 291318

09/30/2026

You may be able to buy a home sooner than you think. Putting 20% down isn’t a hard and fast rule. In fact, PMI (Private Mortgage Insurance) is one of the best ways to balance the scales and help you qualify for funding when you have a lower down payment.

Ready to learn more mortgage lingo?
https://myoc.io/grFn16ZbiZY/ZDORa



NMLS # 291318

09/28/2026

Your down payment is only one piece of the puzzle. Closing costs are a separate expense, and understanding them early can help make your homebuying journey go more smoothly. Find out what else you should know before buying a home.
https://myoc.io/grFn16ZbiZY/lUlSU



NMLS # 291318

09/24/2026

What do you look for in a home? Is it peace and quiet, stability, flexibility or affordability? Depending on the answer, you may share another generation’s mindset and house-hunting process. Answer a few questions and tally up your results to see which generation you align with. Your match may surprise you!

Tag your friends in the comments so they can take the quiz too.
https://myoc.io/grFn16ZbiZY/MwxzO



NMLS # 291318

Address

3340 Walnut Avenue STE 110
Fremont, CA
94538

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5am
Friday 9am - 5pm

Telephone

+15103667754

Website

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