DPA Insurance Services

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DPA Insurance Services We are an Independent Insurance Agency based in Fremont, NE specializing in home, auto, commercial, & life.

10/16/2026

A quick fall reminder before colder weather arrives! 🍂

Before temperatures start dropping, remember to disconnect your garden hoses from outdoor faucets.

Leaving a hose connected can trap water in the faucet and plumbing. If that water freezes and expands, it can potentially lead to damaged pipes and an unwanted mess.

While you're at it, now is a good time to make sure your outdoor faucets and exposed plumbing are ready for colder weather.

A few minutes now could save you a headache later this fall and winter.

Local Service. Real Relationships.

Your tools keep your business moving. 🔨For contractors and tradespeople, tools and equipment are constantly on the move ...
10/13/2026

Your tools keep your business moving. 🔨

For contractors and tradespeople, tools and equipment are constantly on the move from the shop, to the truck, to the job site.

But do you know how they're covered if they're stolen or damaged by a covered loss while away from your business location?

Replacing tools and equipment can add up quickly and could put your business on hold when you need them most.

Make sure your coverage keeps up with the equipment your business relies on every day.

Have questions about your business insurance? Give us a call. We'd be happy to take a look.

Local Service. Real Relationships.

Nothing wrong with a little friendly competition! 🏓🏆We had a great time competing in the Fremont Family YMCA's Battle of...
10/13/2026

Nothing wrong with a little friendly competition! 🏓🏆

We had a great time competing in the Fremont Family YMCA's Battle of the Businesses and bringing home first place in our division!

Thanks to the Fremont Family YMCA for putting on such a fun event. We're already looking forward to next year!

Auto Insurance FAQ: Am I covered in a rental car? đźš—The answer depends on your policy.Your personal auto insurance may ex...
10/09/2026

Auto Insurance FAQ: Am I covered in a rental car? đźš—

The answer depends on your policy.

Your personal auto insurance may extend certain coverages to a rental vehicle, but what carries over can depend on the coverage you already have, the vehicle you're renting, how it's being used, and the terms of your policy.

There may also be expenses after damage to a rental vehicle that aren't handled the same way as damage to your own car.

Before declining the rental company's coverage, it's a good idea to understand what your own auto policy provides.

Have a trip coming up and aren't sure about your coverage? Give us a call and we'd be happy to take a look.

Local Service. Real Relationships.

It’s Fire Prevention Week! 🔥A little prevention around the house can go a long way.Take a few minutes to check for commo...
10/06/2026

It’s Fire Prevention Week! 🔥

A little prevention around the house can go a long way.

Take a few minutes to check for common fire hazards, make sure fire extinguishers are accessible, and talk with your family about what to do and where to meet if you ever need to evacuate.

It’s also a good time to make sure everyone in your home knows at least two ways out in case of an emergency.

A few simple precautions can make a big difference in keeping your home and family safe.

Local Service. Real Relationships.

Insurance FAQ: What is a deductible?A deductible is the amount you're responsible for paying toward a covered loss befor...
10/02/2026

Insurance FAQ: What is a deductible?

A deductible is the amount you're responsible for paying toward a covered loss before your insurance pays its portion.

For example, if you have a $1,000 deductible and a covered claim causes $5,000 in damage, you would generally be responsible for the first $1,000, subject to the terms of your policy.

One thing that's easy to overlook: you may have different deductibles for different types of losses. For example, your homeowners policy may have a separate wind and hail deductible.

Knowing what your deductibles are before a claim happens can help prevent surprises later.

Have questions about your policy? Give us a call. We're happy to help.

Local Service. Real Relationships.

Do you know how your roof is covered? 🏠Not all home insurance policies cover your roof the same way. One important diffe...
09/29/2026

Do you know how your roof is covered? 🏠

Not all home insurance policies cover your roof the same way. One important difference to understand is Replacement Cost vs. Actual Cash Value.

Replacement Cost coverage generally pays based on the cost to repair or replace covered damage, subject to your policy terms and deductible.

Actual Cash Value takes depreciation into account, which could mean more money coming out of your pocket after a covered loss.

Your roof can be one of the most expensive parts of your home to replace. It's worth knowing how yours is covered before you need to use your insurance.

Have questions about your home coverage? Give us a call and we'd be happy to take a look.

Local Service. Real Relationships.

Fall Driving Reminder 🦌🍂As the days get shorter, keep an extra eye out for deer on the road, especially around dawn and ...
09/25/2026

Fall Driving Reminder 🦌🍂

As the days get shorter, keep an extra eye out for deer on the road, especially around dawn and dusk.

If you see one deer, slow down and stay alert. There may be others close behind.

A few extra seconds of caution can make a big difference.

Stay safe out there this fall!

Local Service. Real Relationships.

What would it cost to replace everything your business relies on?Equipment, tools, furniture, computers, inventory and o...
09/22/2026

What would it cost to replace everything your business relies on?

Equipment, tools, furniture, computers, inventory and other business property can add up quickly.

As your business grows and you add new equipment or inventory, it's important to make sure your insurance coverage keeps up too.

Take a few minutes to think about what it would cost to replace your business property at today's prices. You may be surprised how quickly it adds up.

Have questions about your business insurance? Give us a call. We're happy to help.

Local Service. Real Relationships.

Insurance Myth: “I have full coverage, so everything is covered.” “Full coverage” is a term you hear all the time, but i...
09/18/2026

Insurance Myth: “I have full coverage, so everything is covered.”

“Full coverage” is a term you hear all the time, but it doesn't mean you're covered for everything.

Your auto policy is made up of different coverages, limits, and deductibles. What's actually covered depends on the policy you've chosen.

That's why it's important to understand your coverage before you need to use it.

Not sure what's included in your auto policy? Give us a call. We'd be happy to go over it with you.

Local Service. Real Relationships.

Address

100 E. 6th Street
Fremont, NE
68025

Telephone

+14027042145

Website

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