Insurance Whidbey

Insurance Whidbey 🔹Life insurance
🔹Medicare
🔹Health insurance
🔹Employee benefit packages
📱 360-341-1848
📧 [email protected]
(Formerly J Johnson Insurance) J.

Johnson Insurance LLC, provides our clients with all the facts so they can make intelligent and cost-effective decisions. We simplify the purchase of complicated Medical, Dental and Life Insurance. Our easy to read - one page summaries - help you to decide which plan is best for you and your employees. We also offer safe, guaranteed retirement income using Annuities and Long Term Care policies. Sp

ecializing in Health Insurance for Washington State residents, including:


Employee benefits for small businesses of 2 or more employees:
•Medical - low cost plans including Health Savings Accounts
•Dental, Life and AD&D
•Long Term Disability
•Retirement Plans including 401(k) Profit Sharing Plans




Individual and Family Coverage:
•Medical
◦Comprehensive
◦Catastrophic
◦Health Savings Accounts (HSA)
•Medicare
◦Medicare Advantage Plans
◦Medicare Supplements
◦Prescription Drug Plan (PDP)


•Life, Disability & Dental Plans
•Annuities and Long Term Care


*Group Health
•LifeWise Health Plan of Washington
•Met Life
•Premera Blue Cross
•Regence BlueShield
•United Concordia
•Washington Dental Services
•BHT Business Health Insurance Trust
*ASSN of Washington Business
*◦Evergreen Security Trust
◦Northwest Employers Trust
◦Washington Health Insurance Trust. Life, Disability & Annuities:
•Banner Life
•Genworth Financial
•North American Life
•Pacific Life
•The Principal Financial Group
•The Prudential
•Regence Life & Health
•Standard Insurance Company
•West Coast Life
•Western United Life

This information is designed to provide a general overview with regard to the subject matter covered and is not state specific. The authors, publisher and host are not providing legal, accounting or specific advice to your situtation.

Insurance can be confusing… but talking to us doesn’t have to be. 🤍🌊At Insurance Whidbey, we’re real people helping real...
08/27/2026

Insurance can be confusing… but talking to us doesn’t have to be. 🤍🌊

At Insurance Whidbey, we’re real people helping real people find coverage that actually makes sense for their lives. Whether you have questions, need a plan review, or just don’t know where to start—we’re here to help!

No pressure. No confusing insurance talk. Just your local team making insurance a little easier. 🫶🏼

📍 Proudly serving our Whidbey Island community
💌 Send us a message or stop by the office—we’d love to see you!

🪩🎲 SOCK HOP BUNCO BASH! 🎲🪩Grab your friends, throw on your best sock hop look, and get ready to shake, rattle & ROLL for...
08/22/2026

🪩🎲 SOCK HOP BUNCO BASH! 🎲🪩

Grab your friends, throw on your best sock hop look, and get ready to shake, rattle & ROLL for a great cause! 💕✨

Join us on September 26th at 5:00 PM at Useless Bay Golf & Country Club for a night of Bunco, a silent auction, costume contest, small bites, drinks, and plenty of fun! 🎶🎲

🎟️ Tickets are $35 per person!
Stop by Insurance Whidbey to pick up your tickets, or simply send us a DM and we’ll help you get yours! 💌

All proceeds benefit Providence General Children’s Association. 💗 Come roll the dice, have some fun, and help us support a wonderful cause in our community!

We can’t wait to see you there! 🩷🪩🎲

08/18/2026

he knows ALL the tea 😭☕️ At this point, working at Insurance Whidbey is part insurance, part catching up on everyone’s life, and part wondering how we even got on this topic in the first place. 💀 One minute we’re talking about insurance plans and the next we’re 20 minutes deep into a story that started three years ago. 😂 But when it comes to our clients, we know when to lock in. 👏🏼 We’re here to answer your questions, explain the confusing insurance terms, review your current coverage, and help you find the right plan for YOU and your needs. 💙 So yes… there may be a little gossip happening behind the scenes, but we promise we’re just as good at finding you the right coverage. Insurance experts by profession, professional yappers by nature. 🤝😂

Just another totally normal day at Insurance Whidbey… 😂💗When you work with a team this fun, even insurance gets a little...
08/15/2026

Just another totally normal day at Insurance Whidbey… 😂💗

When you work with a team this fun, even insurance gets a little entertaining! We may not always know what’s happening in the office, but we DO know how to help you find coverage that fits your needs. 😉🌊

Good people, good laughs, and insurance made a little less complicated. That’s the Insurance Whidbey way! 🩵

08/05/2026

NAOMI… if you’re reading this, WE ARE 100% JOKING. 🤣 We promise the phones were answered, the emails were sent, the clients were taken care of, the plans were reviewed, and somehow we still managed to laugh way too much along the way.

A little office humor never hurt anybody! We love what we do, we love our team, and we love helping our clients. #

Tag your coworker who definitely makes the workday more fun! 👇💙

As always, if you need any help with your insurance or have questions, please don’t hesitate to call us-we’re always happy to help!
☎️360-341-1848
📧[email protected]

WorkBesties

08/01/2026
08/01/2026

POV: We could’ve just done the easy thing… but we wanted what was actually best for our client. 😂

Us every single day:
👩‍💻 “Wait… let’s compare one more plan.”
📞 “Let’s make one more phone call.”
📝 “Let’s double-check everything.”
💭 “There might be an even better option…”

Do we overthink it a little? Maybe.

But if it means our clients end up with the coverage that’s truly right for them, we’ll happily go the extra mile every single time.

Because we’re not here to sell you any plan…
We’re here to help you find the best plan for you. 💙

That’s just how we do things at Insurance Whidbey.

PLEASE DON’T  PANIC!!Today there has been a lot of SCARY headlines and talk about Medicare Part D going away and costs g...
07/31/2026

PLEASE DON’T PANIC!!

Today there has been a lot of SCARY headlines and talk about Medicare Part D going away and costs going up because federal subsidies are ending. The headlines make it sound scary, but the full story is more complicated.

The subsidies that are ending weren’t extra benefits for Medicare beneficiaries. They were temporary payments to insurance companies to help ease the transition after changes made by the Inflation Reduction Act.

Those changes included eliminating the Part D “donut hole” and putting a cap on annual out-of-pocket prescription drug costs. Because insurance companies took on more of those costs, CMS created a temporary program to help keep premiums more stable. That program is scheduled to end after 2026.

So what does that actually mean?

 Some Part D premiums could increase in 2027, but it does not automatically mean everyone will pay more for their prescriptions. It also doesn’t change the annual out-of-pocket cap or affect the Extra Help program.

The truth is, we don’t know exactly what 2027 premiums will look like yet. Insurance companies are still submitting their plans, and CMS is reviewing them. We’ll know more once the 2027 plans are released in the fall. 

Our advice? Don’t let scary headlines make you panic. Wait for the actual plan details, and be sure to review your Medicare coverage during Annual Enrollment Period. Every year brings changes, and comparing your options is the best way to make sure your current plan still fits your needs. 

Please make sure you work with a trusted professional who is trained and knows the plans and can represent multiple plans. By doing this you ensure you have access to choice and the plan that fits your needs.

As always, if you need any help with your insurance or have questions, please don’t hesitate to call us-we’re always happy to help!
☎️360-341-1848
📧[email protected]

PLEASE DON’T  PANIC!!Today there has been a lot of SCARY headlines and talk about Medicare Part D going away and costs g...
07/31/2026

PLEASE DON’T PANIC!!

Today there has been a lot of SCARY headlines and talk about Medicare Part D going away and costs going up because federal subsidies are ending. The headlines make it sound scary, but the full story is more complicated.

The subsidies that are ending weren’t extra benefits for Medicare beneficiaries. They were temporary payments to insurance companies to help ease the transition after changes made by the Inflation Reduction Act.

Those changes included eliminating the Part D “donut hole” and putting a cap on annual out-of-pocket prescription drug costs. Because insurance companies took on more of those costs, CMS created a temporary program to help keep premiums more stable. That program is scheduled to end after 2026.

So what does that actually mean?

 Some Part D premiums could increase in 2027, but it does not automatically mean everyone will pay more for their prescriptions. It also doesn’t change the annual out-of-pocket cap or affect the Extra Help program.

The truth is, we don’t know exactly what 2027 premiums will look like yet. Insurance companies are still submitting their plans, and CMS is reviewing them. We’ll know more once the 2027 plans are released in the fall. 

Our advice? Don’t let scary headlines make you panic. Wait for the actual plan details, and be sure to review your Medicare coverage during Annual Enrollment Period. Every year brings changes, and comparing your options is the best way to make sure your current plan still fits your needs. 

Please make sure you work with a trusted professional who is trained and knows the plans and can represent multiple plans. By doing this you ensure you have access to choice and the plan that fits your needs.

As always, if you need any help with your insurance or have questions, please don’t hesitate to call us-we’re always happy to help!
☎️360-341-1848
📧[email protected]

🎉✨ Happy Work Anniversary to two incredible members of the Insurance Whidbey family! ✨🎉Today we’re celebrating Kim and L...
07/30/2026

🎉✨ Happy Work Anniversary to two incredible members of the Insurance Whidbey family! ✨🎉

Today we’re celebrating Kim and Lindsey!

💙 Kim has been with us since 2017, and for nearly a decade she has been the friendly face, helping hand, and steady presence that keeps our office running smoothly. Her kindness, dedication, and willingness to go the extra mile make a difference every single day.

💙 Lindsey joined our team in 2023, and in just a few short years she has become such a key part of Insurance Whidbey. Her passion for helping clients, positive attitude, and commitment to finding the right coverage for every person she meets make her truly one of a kind.

We honestly don’t know what we would do without either of you. Thank you both for your hard work, your compassion, your teamwork, and for making Insurance Whidbey such a special place. Our clients and our team are so lucky to have you!

Please join us in wishing Kim and Lindsey a very happy work anniversary! 🎉💙 Here’s to many more years of serving our amazing community together!

Address

1688 Main Street, Suite 100
Freeland, WA
98249

Opening Hours

Monday 9am - 12pm
1pm - 4:30pm
Tuesday 9am - 12pm
1pm - 4:30pm
Wednesday 9am - 12pm
1pm - 4:30pm
Thursday 9am - 12pm
1pm - 4:30pm
Friday 9am - 12pm
1pm - 4:30pm

Telephone

+13603411848

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