Fredericksburg Titles Inc

Fredericksburg Titles Inc Your Local Title Agency in Fredericksburg, TX

A commitment for title insurance is an Underwriter's offer to issue a title policy to the proposed insured upon payment of the premium and other charges due, subject to the exceptions and requirements in Schedule "B" and Schedule "C" and subject to the Policy's Conditions and Stipulations. In order for the commitment to be valid, the proposed insured's name and the policy amount must be shown in S

chedule "A", and an authorized representative must countersign the jacket. The commitment expires ninety (90) days from the effective date of the commitment unless the policy is issued or should have been issued sooner, and the company's liability and obligations end when the commitment expires

01/30/2020

In general, the buyer or the buyer’s lender is the one who pays for a title company’s services. But some people prefer to negotiate this with their buyers, and the fee can of course be paid by someone else if this is agreed upon.

01/28/2020

What is title insurance? It is an insurance policy that protects your ownership in your property. It assures you that your property is free from any defects, liens or encumbrances that are not specifically listed on your policy.

01/23/2020

When purchasing a used car, there are a couple of details you need to look at with regards to the title. These include ensuring that the VIN on the title matches the VIN on the car and confirming that the vehicle is free of all leans.

01/21/2020

Before applying for a home loan, pay off any outstanding credit card debt and give the credit scores a few months to balance out. Credit card debt has a high impact on the credit score.

01/16/2020

Heading to your property settlement? If you’re the buyer, bring your home owner’s insurance policy, any conditions specified by the mortgage company, any required inspection reports, your driver’s license or identification, and a certified or bank check.

01/14/2020

Title insurance and mortgage insurance, although both protect the lender, are two different policies. Title insurance protects against claims to a property, while mortgage insurance protects against the buyer defaulting on the loan.

01/09/2020

If a vehicle has sustained severe damage to major component parts, where the cost of repair exceeded the overall vehicle value, then a dismantled title can be issued. Keep in mind that a vehicle with a dismantled title can only be used for parts and scrap metal and cannot be repaired to be driven again.

01/07/2020

How much could you lose if a claim is filed against your property? That depends on the claim. However, in an extreme case, you could lose your entire property and still be liable to pay off your mortgage balance.

01/02/2020

A title search sometimes does not uncover all issues with the ownership of a piece of property. Examples include unknown heirs and deeds that are improperly recorded, or simply fraudulent.

12/31/2019

Franklin D. Roosevelt once said, “Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world.”

12/26/2019

New car buyers are sometimes puzzled when a title agent refers to an auto title as a “pink slip.” Why? In some school systems the phrase refers to specific education records and in many work environments it refers to a layoff or dismissal notice.

12/24/2019

Who is responsible for paying the title insurance premium? That depends upon the terms of the agreement. The contract for the property should clearly state who is responsible for the premium.

Address

203 W Austin Street
Fredericksburg, TX
78624

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

+18309973852

Website

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