Loans by Isis

Loans by Isis Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Loans by Isis, Mortgage brokers, Frederick, MD.

Loan Officer
NMLS #2663435
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Non-QM Loans
The goal is simple: put keys in your hand!

📍 Serving MD, and VA
💬 Let’s talk!

Back in it! 🙌🏾Honestly, the past couple of weeks had me deep in mom mode — kids’ activities had me pulled in every direc...
05/29/2026

Back in it! 🙌🏾

Honestly, the past couple of weeks had me deep in mom mode — kids’ activities had me pulled in every direction. But this week I got back to the business and it felt SO good. 💪🏾 (the kid and the blue shirt is my daughter)

Here’s what I moved on this week:

✅ Warm outreach — reconnecting with people in my network
✅ Sent out info on Non-QM loan options to a few contacts who needed to hear it
✅ Dropped a market brief on TikTok — go check it out! This week I broke down the difference between QM loans (Fannie & Freddie Mac) — your traditional conventional loans with standard income and credit requirements — and Non-QM loans, which are designed for borrowers who don’t fit that cookie-cutter mold but absolutely still qualify… just in a different way. Think self-employed, 1099 earners, investors, or recent life changes. 🏡

If that sounds like you or someone you know, let’s have a conversation. There may be more options than you think.

📍 Loans by Isis | NMLS #2663435 | Licensed in MD & VA

🇺🇸 This Memorial Day, we pause to honor and remember the brave men and women who made the ultimate sacrifice for our fre...
05/26/2026

🇺🇸 This Memorial Day, we pause to honor and remember the brave men and women who made the ultimate sacrifice for our freedom.

Their courage, dedication, and selfless service will never be forgotten. Today, we stand united in gratitude for those who gave everything so we could live in liberty.

Let us remember, reflect, and honor their legacy—not just today, but every day.

🦅

🏠 I just released a FREE guide for anyone thinking about buying a home in Maryland or Virginia.No sales pitch. Just stra...
05/04/2026

🏠 I just released a FREE guide for anyone thinking about buying a home in Maryland or Virginia.

No sales pitch. Just straight INFO. I wish every buyer had before they started the process — affordability math, down payment assistance programs, hidden costs, and a step-by-step timeline from decision to keys.

https://loansbyisis.gumroad.com/l/jfefmx

Questions? I'm a licensed loan officer in MD & VA — just drop them in the comments.

Did you know 80% of first-time buyers in Maryland and Virginia qualify for down payment assistance — but only 13% actual...
05/01/2026

Did you know 80% of first-time buyers in Maryland and Virginia qualify for down payment assistance — but only 13% actually use it? 👀
Most people don’t know it exists. Others think it’s only for low-income buyers. Some think it means a second payment every month.
None of that is true. Swipe to see what’s really available — and how much money you could be leaving on the table. 👉
Here’s what most people don’t know:
✅ Grants you never pay back
✅ Forgivable loans that disappear after 5 years
✅ Silent second loans — zero monthly payment
✅ Maryland buyers can get up to $17,000 in assistance
✅ Virginia buyers can get in with just 1% down
None of these add to your monthly mortgage payment. That’s the part nobody talks about.
If you’ve been waiting because you think you can’t afford the down payment — drop “DPA” in my comments and I’ll tell you exactly what you qualify for. Free. No pressure.
📍 Licensed in Maryland & Virginia
📲 Same-day pre-approvals
🏠 Loans by Isis | NMLS #2663435

Fridays like this remind me why I love what I do. ☕Had a great lunch with a talented agent — real conversation about sel...
04/17/2026

Fridays like this remind me why I love what I do. ☕

Had a great lunch with a talented agent — real conversation about seller expectations vs. market reality and why overpricing is still costing sellers. She also had a question about loan assumptions that turned into a great teaching moment.

But the highlight? My accidental cold call. 😂

Wrong number. Called the brokerage instead of the agent. The guy who answered had never heard of who I was looking for — but 30 minutes later we were still talking, laughing, and exchanging market insights.
Sometimes the best connections are the unplanned ones. 🤝
Happy Friday DMV!

04/13/2026

New construction-Clarksburg Maryland

Visited some new build construction sites. I was with a realtor we had lunch and she was like let’s go see some new buil...
04/13/2026

Visited some new build construction sites. I was with a realtor we had lunch and she was like let’s go see some new builds and I agreed! 😆

Lennar new construction in Clarksburg Starting at $1M+. And yes — people are buying these sight unseen!

And when I asked about outside financing? The sales rep said most buyers just use their in-house lender for the $25K incentive. There’s more to that story. Drop a comment or DM me.

04/07/2026

Ate an duck eggs this morning it made me realize how many people are going about buying a home the “default” way.

There are options most people don’t even know about.

FHA. VA. Down payment assistance.

It’s not that you can’t buy—
you just haven’t seen the full picture yet.

04/03/2026

Out and about today in Middletown, Frederick County checking out some new construction! 🏗️ The builder was in a meeting so I didn’t get a chance to chat, but the follow-up email is already on the way! 📧 Always out here doing the legwork for my clients! 💪🏡
Anyone else keeping an eye on new builds in Frederick County? Drop a comment below! 👇

Had a great conversation with a local agent this week — one of those talks where you actually lose track of time because...
04/02/2026

Had a great conversation with a local agent this week — one of those talks where you actually lose track of time because you’re both just in it.

We covered a lot of ground. MPDU, HOC programs, VA loans, appraisals, what’s really going on with buyers right now. And a few things came up that I think more people need to hear.

The MPDU thing stopped me. A lot of buyers still think it’s a waitlist — show up, wait your turn. It’s not. It’s a lottery system now. That completely changes how buyers need to approach it, and if nobody’s telling them that, they’re going in blind.

We also talked about where buyers are really getting stuck — and it’s not usually credit. It’s income limits on the programs that are supposed to help them. That’s a gap that only gets closed when agents and lenders are actually talking to each other.

And the appraisal conversation? Cutting corners to save a little money upfront can end the deal entirely. The “savings” aren’t real if you lose the transaction.
These aren’t simple deals. First-time buyers and clients using assistance programs deserve people who actually know what they’re doing — and who took the time to learn.

Grateful for conversations like this one. More of them, please. 🙏

Agents — are you having these kinds of conversations with your lender partners? What’s the biggest gap you’re seeing with buyers right now? Drop it in the comments. 👇

Address

Frederick, MD
21701-21709

Telephone

+12404212908

Website

https://calendly.com/isis-alexander-my

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