05/19/2026
🏗️ Construction projects can change in an instant — and recent events right here in Maryland are a powerful reminder of why Builder’s Risk insurance is critical.
Last week, a church addition under construction in Hagerstown partially collapsed while crews were installing roof trusses, trapping workers and causing serious injuries. According to reports, workers heard cracking noises moments before the structure gave way.
Stories like this demonstrate exactly why Builder’s Risk policies are so important for contractors, developers, property owners, and anyone investing in a construction project.
A Builder’s Risk policy is designed to help protect:
✔ Buildings under construction
✔ Materials and supplies onsite
✔ Temporary structures
✔ Financial investments during the project
✔ Certain losses caused by fire, wind, collapse, vandalism, theft, and more
Many people assume a General Liability policy covers damage to the structure being built — in most cases, it does not. Builder’s Risk coverage is specifically designed to help protect the project itself while construction is underway.
Without the proper protection, one unexpected event could lead to:
🔹 Major project delays
🔹 Expensive rebuilding costs
🔹 Lost materials and labor expenses
🔹 Contract disputes
🔹 Serious financial strain on the business and property owner
At WLR Insurance Solutions, we help contractors, developers, and property owners secure customized Builder’s Risk solutions designed to protect projects from the ground up.
The goal is simple: protect the investment before the unexpected happens. 🔨
📞 Call/Text: 301-732-6357
🌐 Visit: www.wlrinsurancesolutions.com
https://www.fox5dc.com/news/hagerstown-church-collapse-first-church-of-god-construction
Hagerstown church addition under construction collapses: 2 workers injured By Joe Calabrese Published May 12, 2026 3:25pm EDT Maryland FOX 5 DC Share Copy Link Email Facebook Twitter LinkedIn Reddit Hagerstown church addition under construction collapses: 2 workers injured Two people were hospitaliz...