The Josh Greifenkamp Team at Compass Mortgage

The Josh Greifenkamp Team at Compass Mortgage Loan Officer

Compass Mortgage is "Home to a Better Mortgage Experience™". Mortgages are our only

07/25/2026

Cal got a hole in one!!!

Ever wonder what happens when you hit “apply” with a massive national bank? You get funneled into a remote call center w...
07/02/2026

Ever wonder what happens when you hit “apply” with a massive national bank? You get funneled into a remote call center where you’re treated like a barcode, passed through six different departments, and underwritten by someone who couldn’t find your house on a map if their life depended on it.

If you like being Customer #78342, by all means, keep doing that.

But if you prefer actually knowing the person handling the biggest financial transaction of your life, Tony Bostic and I are right here. No call centers, no AI chatbots, just real people who actually live and work in your community.

Whether you’re looking to pull the trigger on a new home purchase, refinance your current rate, grab a Home Equity Line of Credit (HELOC) for those home projects, or pretty much anything else mortgage-related, we handle it all in-house.

Skip the call center maze. Hit us up directly, and let’s actually get it done right.

One more game left on the season but sadly Greif broke his right hand a week ago and cut his first baseball season short...
05/24/2026

One more game left on the season but sadly Greif broke his right hand a week ago and cut his first baseball season short. ⚾️

I was shocked when he told me he didn’t want to play soccer anymore and instead wanted to play baseball. Starting baseball at 10yrs old is a tall order. This boy got so much better from start to (early) finish. Couldn’t be more proud.

Now to get healed up in time for football! 🏈

I’m going to save you some time: Refinancing isn’t a “feeling.” It’s a math problem.If you’re carrying high-interest cre...
05/19/2026

I’m going to save you some time: Refinancing isn’t a “feeling.” It’s a math problem.

If you’re carrying high-interest credit card debt or personal loans while sitting on equity in your home or land, you’re literally lighting money on fire every month.

I’m not here to sell you a new loan just to get a commission. If a refinance doesn’t put you in a significantly better position, I’ll be the first person to tell you to keep your current mortgage and hang up the phone.

Send me a message with your current rate and your total debt. I’ll run the numbers. If it makes sense, we’ll move. If it doesn’t, I’ll tell you to stay put.

No BS. No sales pitch. Just the facts.

RealTalk

If I see one more “sky is falling” headline about mortgage rates, I’m going to lose it.Here’s the truth your favorite ne...
05/08/2026

If I see one more “sky is falling” headline about mortgage rates, I’m going to lose it.

Here’s the truth your favorite news outlet won’t tell you: A 7% rate on a property that actually makes sense is better than a 3% rate on a house you can’t afford or a piece of land that isn’t buildable.

Stop waiting for 2021 to come back. It’s gone. It’s not coming to dinner. If you want to buy land, build a house, or finally get that multi-unit property, you need to look at the math, not the memes.

I won’t tell you “it’s a great time to buy” just to hear myself talk. I’ll tell you if the deal works for your wallet.

If it’s a bad deal, I’ll be the first to tell you to walk away.

Quit overthinking the headlines and let’s look at your actual numbers to see if your plan actually holds water.

🏠 RENTING VS. BUYING: Explained for a 5-Year-Old 🏠Imagine you want to live in a nice house. You have two choices: you ca...
05/07/2026

🏠 RENTING VS. BUYING: Explained for a 5-Year-Old 🏠

Imagine you want to live in a nice house. You have two choices: you can RENT it or you can BUY it.

🚫 THE RENTER
When you rent, you give money to a landlord every month just to stay there.
• The Cost: You pay $2,500 every month.
• The Result: At the end of the year, that money is just gone. You don’t own any part of the house.
💰 $2,500 x 12 months = $30,000 GONE FOREVER.

✅ THE BUYER
When you buy, the monthly payment is bigger ($4,000), but some of that money actually stays “yours” in a secret piggy bank called EQUITY.

1. The “Money Back” Gift 🎁
The government gives you a discount for owning a home. It’s like putting $780 back in your pocket every month.
$4,000 (Payment) - $780 (Discount) = $3,220 Real Cost.

2. The House Piggy Bank 🐷
Every time you pay the bank, about $500 of that goes into a “House Piggy Bank.” When you sell the house later, you get all that money back!
$500 x 12 months = $6,000 saved.

3. The Magic Growing House 🌳
Houses are like magic trees—they grow more expensive over time. A $650,000 house can grow by $19,500 in just one year!

✨ THE BIG DIFFERENCE ✨
• The Renter pays $30,000 and has $0 left.
• The Buyer pays more upfront, but between the piggy bank and the growing house, they gained $25,000+ in wealth.
The Lesson: Renting is like buying a sandwich—you eat it, and it’s gone. Buying is like planting a fruit tree—it’s more work at first, but eventually, you own the tree AND all the fruit! 🍎

05/04/2026

The pre-approval process doesn’t have to be overwhelming. In fact, knowing the steps is half the battle! 🏡✨

Whether you’re looking to buy your first home, build on a piece of land, or expand your real estate portfolio, getting your finances aligned upfront makes the entire process seamless.

Here are the 3 quick steps we take together:

1️⃣ Gather your documents: We’ll need recent tax returns, W-2s, and bank statements.

2️⃣ Run the numbers: We look at your income, assets, and credit to determine your comfortable purchasing power.

3️⃣ Lock in your pre-approval letter: This shows sellers and realtors that you’re a serious buyer ready to make a move.

Don’t let the paperwork hold you back from finding your next property. Send me a DM with the word “READY” and I’ll send you my complete Pre-Approval Checklist to get you started! 🔑

Address

720 Cool Springs Boulevard, Suite 110
Franklin, TN
37067

Telephone

+16306083443

Website

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