The Lee Team powered by Guaranteed Rate

Directions Website Contact the business

The Lee Team powered by Guaranteed Rate I can help you purchase, refinance or build your dream home. (865) 406-8486 ([email protected])

🏡🍂 KICK OFF YOUR WEEK | OCTOBER 12, 2026Fall is in the air, and a new season of homeownership opportunities is here! 🍁Ha...
10/12/2026

🏡🍂 KICK OFF YOUR WEEK | OCTOBER 12, 2026

Fall is in the air, and a new season of homeownership opportunities is here! 🍁

Happy Monday, Middle Tennessee! With fall break underway, it’s a great time to enjoy everything our Nashville neighborhoods have to offer.

🏡 Whether you’re exploring the charming streets of Sylvan Park, the established neighborhoods of West Meade, or the beautiful homes around Belle Meade, finding the right place to call home starts with the right financing strategy.

📈 MORTGAGE MARKET UPDATE: According to ⁠Rate, national averages are approximately 7.424% for a 30-year fixed mortgage and 7.176% for FHA. Actual rates vary based on your financial profile and loan terms.

🍁 LOCAL FALL HAPPENINGS: Belle Meade is celebrating Fall Break Family Days October 12–16, with seasonal activities for the whole family. It’s another reminder of what makes living in West Nashville special!

💡 MY ADVICE: Don’t let mortgage-rate headlines determine your next move. The right purchase price, loan program and financing strategy can make a difference.

Whether you’re buying, selling or considering refinancing, I’m here to help you understand your options.

☕ Let’s grab a coffee, talk about your goals and run the numbers!

Justin M. Lee
Producing Branch Manager | Rate
📱 865-406-8486
📧 [email protected]
NMLS #461680

🏡 Let’s Connect!

🏡📊 WEEKEND MORTGAGE RECAP | OCTOBER 5–9Mortgage rates were back in the headlines this week, with the average 30-year fix...
10/10/2026

🏡📊 WEEKEND MORTGAGE RECAP | OCTOBER 5–9

Mortgage rates were back in the headlines this week, with the average 30-year fixed reaching 7.40%. 📈

For Middle Tennessee buyers, remember—the rate is only part of the equation. More inventory, potential seller concessions and the right financing strategy may still create opportunities.

💡 Don’t let the headline rate make the decision for you. Let’s look at the purchase price, down payment, loan options and monthly payment to find what works for you.

☕ Let’s connect and run the numbers!

Justin M. Lee
Producing Branch Manager | Rate
📱 865-406-8486
📧 [email protected]
NMLS #461680

🏡📊 MORTGAGE UPDATE | WEEK OF OCTOBER 5Mortgage rates remain volatile, but there may still be opportunities for Middle Te...
10/05/2026

🏡📊 MORTGAGE UPDATE | WEEK OF OCTOBER 5

Mortgage rates remain volatile, but there may still be opportunities for Middle Tennessee buyers.

📈 According to Rate, current national averages show approximately 6.676% for a 30-year fixed and 6.472% for FHA. Actual rates vary by borrower and loan scenario.

📍 Middle Tennessee: Inventory continues to improve, giving buyers more choices, more price reductions and potentially more negotiating power.

The takeaway? Don’t focus on the rate alone. Purchase price, seller concessions, down payment and the right loan program can make a big difference.

🏡 Find the right home? Let’s run the numbers and build the right strategy.

Justin M. Lee
Producing Branch Manager | Rate
📱 865-406-8486
📧 [email protected]
NMLS #461680

☕🏡 HAPPY INTERNATIONAL COFFEE DAY!Realtors, let’s grab a cup of coffee and talk mortgages. ☕🤝When you’re managing listin...
10/01/2026

☕🏡 HAPPY INTERNATIONAL COFFEE DAY!

Realtors, let’s grab a cup of coffee and talk mortgages. ☕🤝

When you’re managing listings, buyers, inspections, deadlines and closings, the last thing you need is to wonder, “Where are we on the loan?”

That’s where having an experienced mortgage partner like Justin M. Lee can make a difference.

With Justin and ⁠Rate, Realtors have access to tools designed to keep them connected to the transaction. Rate Agents provides real-time loan milestone notifications, access to pre-approvals and documents, and updated closing timelines—all in one place.

And when it comes time to close, Rate’s FlashClose℠ allows borrowers to review and digitally sign many closing documents in advance, helping reduce time spent at the closing table.

So, Realtors, let’s have a cup of coffee. ☕ Let’s talk about how I can help you and your clients explore the right financing options, stay informed throughout the process, and work toward getting your deals from contract to closing table as smoothly as possible.

Because good coffee keeps you moving.
A good mortgage partner helps keep your transactions moving. 😄🏡

📞 LET’S CONNECT!

Justin M. Lee
Producing Branch Manager | Rate
📱 865-406-8486
📧 [email protected]
NMLS #461680

☕🏡

🏡📊 MORTGAGE UPDATE | WEEK OF 9/28/26We’re heading into a new week with mortgage rates still keeping buyers—and probably ...
09/28/2026

🏡📊 MORTGAGE UPDATE | WEEK OF 9/28/26

We’re heading into a new week with mortgage rates still keeping buyers—and probably a few loan officers—on their toes. 😅

📈 According to ⁠Rate, its current national averages show the 30-year fixed at 7.028% and 30-year FHA at 6.833% for informational purposes. Actual rates vary by borrower and loan scenario.

🏦 What’s driving the conversation? The Federal Reserve raised its benchmark rate earlier this month to a 3.75%–4.00% range. As Rate explains, the Fed doesn’t directly set mortgage rates, but its decisions and the market’s expectations about inflation and the economy can influence mortgage pricing.

📍 Now for Middle Tennessee: There may be a silver lining for buyers. Recent Nashville data shows more homes available and more time to make decisions. August active listings were up 12.6% year over year, while 22% of listings had price reductions.

And statewide, a new MTSU housing report found that Tennessee inventory continued to increase while home prices rose just 0.13% during the second quarter and 2.7% year over year.

So what’s the takeaway? 🏠

A 7% headline rate may grab your attention, but it doesn’t tell the whole story. More inventory, price reductions and potential seller concessions can change the numbers considerably.

If you’ve been sitting on the sidelines in Nashville, Franklin, Brentwood, Spring Hill, Murfreesboro or elsewhere in Middle Tennessee, let’s run the numbers. The right house + the right price + the right financing strategy may matter more than trying to perfectly time the market.

📞 LET’S CONNECT!

Justin M. Lee
Producing Branch Manager | Rate
📱 865-406-8486
📧 [email protected]
NMLS #461680

🏡 FRIDAY MORTGAGE CHECK-IN | SEPTEMBER 25Well, mortgage rates apparently missed the memo that fall is supposed to mean t...
09/25/2026

🏡 FRIDAY MORTGAGE CHECK-IN | SEPTEMBER 25

Well, mortgage rates apparently missed the memo that fall is supposed to mean things are cooling off. 🍂😂

The national 30-year fixed average climbed back above 7% this week, with Freddie Mac reporting 7.03% as of September 24. Other daily measures are running slightly higher.

But here’s the interesting part for Middle Tennessee buyers: while rates have moved up, Nashville-area inventory has also grown. Recent data showed Nashville active listings up 12.6% year over year, giving buyers more homes to consider and potentially more negotiating leverage.

So maybe today’s housing-market relationship status is:

Mortgage rates: “It’s complicated.” ❤️‍🩹
Home inventory: “Come on over, we need to talk.” 🏡😂

The team at ⁠Rate also offers multiple financing options beyond simply looking at a headline 30-year rate—including conventional, FHA, VA, ARM and other loan programs.

If you find the right house, let’s run the numbers and see what actually makes sense for your situation. Sometimes the opportunity is in the whole deal, not just the rate.

Have a great weekend, Middle Tennessee! 🍂🏈🏡

Justin M. Lee
Producing Branch Manager | Rate
📱 865-406-8486
📧 [email protected]
NMLS #461680

🏡📊 MORTGAGE UPDATE | WEEK OF 9/21/26It’s an important week for homebuyers following last week’s Federal Reserve meeting....
09/21/2026

🏡📊 MORTGAGE UPDATE | WEEK OF 9/21/26

It’s an important week for homebuyers following last week’s Federal Reserve meeting.

🏦 THE FED RAISED RATES. On September 16, the Fed raised its benchmark rate to 3.75%–4.00%, its first increase since 2023. Rate notes that mortgage rates had already risen roughly half a percentage point in the month leading up to the meeting. The Fed does not directly set mortgage rates, but its decisions can affect bonds and ultimately mortgage pricing.

📈 WHAT IS RATE REPORTING? ⁠Rate currently shows a national average 30-year fixed rate of 6.676% and FHA at 6.472% for informational purposes. Your actual rate will depend on your credit profile, loan structure and other factors.

🏠 THERE’S ALSO SOME ENCOURAGING HOUSING NEWS. Rate reports that pending home sales increased 0.3% nationally in August, while the South saw contracts increase 2.3% from July. Rate also points out that fall and winter typically bring fewer competing buyers, which can create additional negotiating opportunities.

📍 MIDDLE TENNESSEE: August inventory was up 10% year over year to 14,294 homes, with 5.59 months of supply. The median sale price held essentially flat at $450,000. Nashville itself saw active listings rise 12.6% year over year, with 22% of listings showing price reductions.

What does all of this mean for buyers? Rates remain challenging, but buyers in Middle Tennessee may have something valuable on their side: more inventory, more time to shop and potentially more negotiating leverage.

The interest rate is only one part of the equation. Let’s look at purchase price, seller concessions, down payment, loan options and your total monthly payment to determine what makes sense for you.

📞 LET’S CONNECT!

Justin M. Lee
Producing Branch Manager | Rate
📱 865-406-8486
📧 [email protected]
NMLS #461680

09/18/2026

🎙️🏡 JOIN JUSTIN LIVE NOW!

THE FED HAS SPOKEN — WHAT DOES IT MEAN FOR YOU?

Heath is taking a well-deserved vacation with the family this week, so Justin M. Lee is flying solo!

Join Justin LIVE NOW as he breaks down the recent Fed meeting, the latest mortgage news, and what it could mean for homebuyers and homeowners across Middle Tennessee.

🎧 Tune in now to Loans For Homes!

09/17/2026

🎙️🏡 Join Heath & Justin LIVE Friday at 3PM!

The Fed has spoken—now what does it mean for you? 📉🏠

Join Heath Albritton & Justin M. Lee as they break down the recent Fed meeting, the latest mortgage news, and what it could mean for homebuyers and homeowners.

🎧 Friday at 3PM | Loans For Homes

🏡📊 MORTGAGE UPDATE | WEEK OF 9/14/26It’s a big week for mortgages and the Middle Tennessee housing market!🏦 The Fed meet...
09/14/2026

🏡📊 MORTGAGE UPDATE | WEEK OF 9/14/26

It’s a big week for mortgages and the Middle Tennessee housing market!

🏦 The Fed meets September 15–16, and markets will be watching closely for signals about inflation and the direction of interest rates. Remember, the Fed doesn’t directly set mortgage rates, but its outlook can influence the bond market and mortgage pricing.

📈 Mortgage rates remain in the upper-6% range, making your overall financing strategy more important than ever.

📍 Here’s the good news in Middle Tennessee: August inventory increased 10% year over year to 14,294 homes, while the median sale price held around $450,000. More inventory and longer market times could mean more choices and negotiating power for buyers.

Instead of focusing only on the rate, let’s look at the whole picture — purchase price, seller concessions, down payment, loan options and monthly payment.

This is a week worth watching! 👀

📞 LET’S CONNECT!

Justin M. Lee
Producing Branch Manager | Rate
📱 865-406-8486
📧 [email protected]
NMLS #461680

Address

501 Corporate Centre Drive Suite 310
Franklin, TN
37067

Website

Alerts

Be the first to know and let us send you an email when The Lee Team powered by Guaranteed Rate posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to The Lee Team powered by Guaranteed Rate:

Shortcuts

Share

Category