Tom Love: Retire Better with Less

09/03/2026

🐷 Just started a new job and got offered a 401k? Before you decide how much to contribute, watch this first.

In this episode, Tom Love and Bo Segers answer a question from a viewer in Dallas: he's 25, just landed his first job, and wants to know how much of his paycheck should go into his 401k.

Tom's answer might surprise you — with almost 50 years in the financial industry, he explains why your tax bracket right now is probably the lowest it'll ever be, and why over-contributing to a 401k early in your career could actually cost you more down the road.

👉 Watch here: https://youtu.be/TOR6W2sgQwQ

Got a question of your own? Send it our way — you might see it answered in a future episode. 📩

401k for beginners: should a 25-year-old contribute? Financial advi...

09/02/2026

How much of your retirement will you actually get to keep?

Most retirement accounts get taxed on the way in, on the way out, or both. There's a strategy that's been in the tax code since 1984 that changes that math — people are calling it the "Super Roth."

I'm hosting a free live seminar to walk through exactly how it works. No jargon, no pressure, and it's open to everyone — not just high earners.

📅 Sept 15 at 2pm ET · Free · Online
Save your seat: superrothstrategy.com

08/29/2026

The consequences of A.I. for the budget will largely hinge on whether — and to what extent — the technology reshapes the labor market.

08/29/2026

Retiring soon? Congratulations. It's a good time to take some risk out of your portfolio.

08/22/2026

Most founders think expansion is a growth story, but it's actually a stress test that exposes every weakness in the original business — and the ones who scale successfully treat their second location like a franchise, not an extension of themselves.

08/22/2026

Individual investors are sitting on a mountain of cash. There is over $3 trillion in retail money-market funds, hovering around a record high. The risk there is that the yield on cash won’t keep pace with inflation.

08/19/2026

🎥 New Q&A: What's the #1 thing people forget about retirement?

Tom Love and Bo Segers are back answering your questions — and this one came from John in Fayetteville, AR: "What's the biggest thing people don't think about in retirement that they should?"

Most advisors focus on one thing: growing a bigger pile of money. Chase a higher rate of return, and hey, if you do better, they do better.

But here's what gets left out of that conversation: what's your EXIT strategy?

Because a bigger pile of money doesn't mean much if nobody's shown you how to actually spend it efficiently — through taxes, inflation, and fees — once you get there.

After all, the only reason to save money... is to eventually spend it. 💬

Got a retirement question of your own? Drop it below — we might answer it in our next video. 👇

Retirement planning mistakes can cost you thousands — and most fina...

08/15/2026

Very few retirees are able to qualify for Social Security’s maximum check—not because the formula is hidden, but because clearing the bar takes decades of high pay, as well as patience.

08/15/2026

The uncertainty and turmoil regarding estate planning is over. There is no reason now to delay action. Create or update your estate plan using this checklist.

08/11/2026

🤔 When's the RIGHT time to start Social Security?

We get this question all the time: "Should I start Social Security at 62, wait until full retirement age, or hold off even longer?"

In this episode of Ask Anything, Tom Love breaks down the actuarial science behind Social Security timing — and why the answer isn't as simple as "wait as long as possible."

He also shares what he calls the "Charles Kuralt syndrome" (you'll want to hear this one) and explains an important rule: if you claim Social Security early and keep working, your benefits could be reduced. 👀

Watch the full video to find out:
✅ How your health should factor into your decision
✅ What happens to your benefit if you work while collecting early
✅ Why full retirement age changes everything

🎥 Watch now: https://youtu.be/tiMO7Oi3GEY

Have a Social Security or retirement question of your own? Email us at [email protected] — we might answer it in a future video!

Social Security timing is one of the most important retirement deci...