Benton White Insurance

10/14/2026

You may think your condo association’s master policy provides all the coverage you need, but it typically focuses on the building’s exterior, structure, and shared spaces, leaving gaps that your own condo insurance can help fill.

Condo insurance can help cover:

• Interior features you’re responsible for insuring, such as flooring, cabinets, and fixtures.
• Personal belongings, such as furniture and electronics.
• Personal liability if you’re held responsible for someone’s injury or damage to their property.
• Additional living expenses if a covered loss makes your unit unlivable.

Reach out to us to review your condo insurance and discuss potential gaps in coverage.

10/09/2026

Here’s an uncomfortable exercise. Add up your home equity, your savings, your retirement accounts, your vehicles, and a few years of future income. Now look at the liability limit on your auto policy...

Here's an uncomfortable exercise. Add up your home equity, your savings, your retirement accounts, your vehicles, and a few years of future income. Now look

10/07/2026

The housing market has changed a lot over the years. For many people, buying a first home happens later in life than it did for their parents. Whether you’re renting or buying, protect the place you call home and the belongings that make it yours.

Give us a call to discuss home or renters insurance that fits your needs.

09/30/2026

When was the last time you compared your auto insurance options? Give us a call to see if switching makes sense for you.

09/30/2026

Car insurance stopped being a set-it-and-forget-it bill somewhere around 2022. Rates spiked, repair costs exploded, and a lot of drivers are still paying for a policy that was built around a life they don’t live anymore.

Here’s the full picture for 2026

Car insurance stopped being a set-it-and-forget-it bill somewhere around 2022. Rates spiked, repair costs exploded, and a lot of drivers are still paying for

09/23/2026

How well do you know your car insurance? The answer is…

C! Backing into a mailbox would typically fall under collision coverage. Comprehensive coverage generally helps cover theft and damage from events other than a collision, such as hail or falling branches. The exact coverage will depend on the policy.

Did you get it right?

09/22/2026

Tennessee homeowners have watched premiums climb steadily for several years running - and while the national pace is finally slowing, the bills are still landing at historically high levels.

The good news: your premium isn’t random. It’s built from specific, identifiable factors - and several of them are within your control...

If you opened your renewal notice this year and did a double take, you're in good company. Tennessee homeowners have watched premiums climb steadily for

09/16/2026

Making deliveries with your personal vehicle can change your insurance needs. Reach out to us to review your policy and make sure you have the right coverage.

09/15/2026

If your home insurance premium went up again this year, you’re not imagining things – and you’re not alone.

But there’s actual good news buried in the 2026 numbers, and it’s worth understanding...

If your home insurance premium went up again this year, you're not imagining things - and you're not alone.

09/09/2026

Which would you choose?

Did you know your home’s location can play a major role in the insurance coverage you may need? Every location comes with its own risks. For example, a mountain cabin may face a greater wildfire risk, while a beach house may be more vulnerable to tropical storms and flooding.

Give us a call to discuss your home insurance options and make sure your property is properly protected.