Chen-Del-O Federal Credit Union

Chen-Del-O Federal Credit Union Chen-Del-O FCU is a not-for-profit credit union dedicated to assisting our members in attaining financial success.

We're excited to announce that we've added the New York Credit Union Foundation to our field of membership! That means t...
06/08/2026

We're excited to announce that we've added the New York Credit Union Foundation to our field of membership! That means that when a contribution is made to the Foundation, you're automatically eligible for membership at our credit union. Additionally, you gain access to financial tools and benefits offered by the Foundation. Learn more: [email protected] or 607-829-3560

06/08/2026

๐Ÿ’ณ๐Ÿ“ฑ Bank Smarter with Chen-Del-O FCU!

Weโ€™ve got you covered with the tools you need for everyday banking:

โœ… Mobile App โ€“ manage your accounts, transfer funds, pay bills anytime... and more!

โœ… Credit & Debit Cards โ€“ shop with ease and security, whether in-store, online, or on the go.

Your money, your way โ€” simple, safe, and always accessible!

๐Ÿ‘‰ Download our mobile app and ask us about our credit & debit cards today!

๐Ÿ“ 114 Main Street, Franklin, NY 13775
๐Ÿ“ž 607-829-3560
๐ŸŒ www.chendelo.org

๐Ÿ“‰ Could Refinancing Help You Save?If youโ€™re carrying a high-interest loan, a drop in interest rates could be an opportun...
06/05/2026

๐Ÿ“‰ Could Refinancing Help You Save?

If youโ€™re carrying a high-interest loan, a drop in interest rates could be an opportunity to lower your monthly payments and reduce the total amount you pay over time.

๐Ÿ‘‰ Refinancing may help you:
โœ”๏ธ Lower your interest rate
โœ”๏ธ Reduce monthly payments
โœ”๏ธ Pay off debt faster
โœ”๏ธ Keep more money in your budget
โœ”๏ธ Gain greater financial peace of mind

Every financial situation is unique, and the right refinancing option can make a meaningful difference in your long-term goals.

Contact us today to learn about refinancing solutions that may work for you.

๐Ÿ“ŒChen-Del-O Federal Credit Union
๐Ÿ“114 Main St, PO Box 102, Franklin, NY 13775
๐Ÿ“ž607-829-3560
๐ŸŒwww.chendelo.org

๐Ÿ’™ Smart moves today. Stronger tomorrow.

๐Ÿ’ฐ Review Your Budget Monthly, Not Yearly!A budget isnโ€™t something you create once and forgetโ€”itโ€™s a tool that works best...
06/03/2026

๐Ÿ’ฐ Review Your Budget Monthly, Not Yearly!

A budget isnโ€™t something you create once and forgetโ€”itโ€™s a tool that works best when you check in regularly. Taking a few minutes each month to review your spending, savings, and financial goals can help you:

โœ… Stay on track with your finances
โœ… Adjust to changing expenses
โœ… Build your savings faster
โœ… Reduce financial stress
โœ… Reach your goals with confidence

Small changes today can lead to big results tomorrow. Make it a habit to review your budget each month and keep your financial future moving in the right direction!

๐Ÿ“ŒChen-Del-O Federal Credit Union
๐Ÿ“114 Main St, PO Box 102, Franklin, NY 13775
๐Ÿ“ž607-829-3560
๐ŸŒwww.chendelo.org

06/01/2026

๐Ÿ“ฑStay Connected With Us At Chen-Del-O Federal Credit Union!!

๐Ÿ‘Be sure to LIKE & FOLLOW our page!

We love keeping you updated with our latest news, services, and tips to help you on your financial journey!

โญNot a Member?
Discover the benefits of joining our community! Check out our website for membership details and more!

๐Ÿ“ŒChen-Del-O Federal Credit Union
๐Ÿ“114 Main St, PO Box 102, Franklin, NY 13775
๐Ÿ“ž607-829-3560
๐ŸŒwww.chendelo.org

๐Ÿ’ณ Pay Bills on Time. Protect Your Credit Score. Your payment history is one of the biggest factors affecting your credit...
06/01/2026

๐Ÿ’ณ Pay Bills on Time. Protect Your Credit Score.

Your payment history is one of the biggest factors affecting your credit score.

Staying on top of your bills can help you avoid unnecessary fees, maintain a healthy credit profile, and build a stronger financial future.

โœ… Know your due dates
โœ… Set payment reminders
โœ… Enroll in autopay when possible
โœ… Stay consistent with on-time payments

Small habits today can make a big difference tomorrow. A strong credit score can open doors to better loan rates, easier approvals, and greater financial confidence.

๐Ÿ“ž Have questions about managing your finances or improving your credit? We're here to help!

๐Ÿ“ Chen-Del-O Federal Credit Union
114 Main St., PO Box 102, Franklin, NY 13775
๐Ÿ“ž 607-829-3560
๐ŸŒ Chendelo.org

๐ŸŒธ๐Ÿ’ฐ Spring Into Savings! ๐Ÿ’ฐ๐ŸŒธThe season of fresh starts is here... and itโ€™s the perfect time to grow your savings!๐ŸŒท With Ch...
05/30/2026

๐ŸŒธ๐Ÿ’ฐ Spring Into Savings! ๐Ÿ’ฐ๐ŸŒธ

The season of fresh starts is here... and itโ€™s the perfect time to grow your savings!

๐ŸŒท With Chen-Del-O Federal Credit Union, you can watch your money bloom just like the flowers this spring.

Whether you're building your emergency fund, saving for a big goal, or just getting started, weโ€™re here to help you make the most of every dollar.

๐ŸŒฟ๐ŸŒฑ Start growing your savings today with us at Chen-Del-O FCU!

๐Ÿ“ Chen-Del-O Federal Credit Union
114 Main St., PO Box 102, Franklin, NY 13775
๐Ÿ“ž 607-829-3560
๐ŸŒ Chendelo.org

05/28/2026

Have questions about loans? Weโ€™ve got answers! ๐Ÿ’ก

Our Senior Loan Officer, Paige, is here to help break down some common lending questions and provide helpful insights to guide you through the borrowing process.

Check out this Q&A and learn more about loans, financing options, and what to expect when applying. We hope these answers help make your financial journey a little easier!

https://www.chendelo.org

๐Ÿ’ก Financial Tip from Chen-Del-O Federal Credit Union!Setting clear and realistic financial goals can make a big differen...
05/28/2026

๐Ÿ’ก Financial Tip from Chen-Del-O Federal Credit Union!

Setting clear and realistic financial goals can make a big difference in your money journey.

Whether itโ€™s:
โœ… Paying off a loan
โœ… Saving for a new car
โœ… Building a vacation fund

๐Ÿ‘‰ Writing down your goals increases accountability and keeps you motivated!

Start planning today and watch your goals turn into reality.

Not a member? Find out how to join โ€“ we can help you on your journey!

๐Ÿ“ Visit us at:
114 Main St., PO Box 102,
Franklin, NY 13775
๐Ÿ“ž Call us today: 607-829-3560
๐ŸŒ Learn more: www.chendelo.org

๐Ÿš—๐Ÿ ๐Ÿ’ธ Need a Loan? Weโ€™ve Got You Covered!At Chen-Del-O Federal Credit Union, we understand that life happensโ€”and weโ€™re her...
05/26/2026

๐Ÿš—๐Ÿ ๐Ÿ’ธ Need a Loan? Weโ€™ve Got You Covered!

At Chen-Del-O Federal Credit Union, we understand that life happensโ€”and weโ€™re here to help you every step of the way.

โœ”๏ธ Personal Loans โ€“ Tackle unexpected expenses, pay down debt, or plan that dream vacation

โœ”๏ธ Home Equity Line of Credit โ€“ Flexible funding with competitive rates and personalized service

โœ”๏ธ Auto Loans โ€“ Whether itโ€™s your first ride or your next upgrade, weโ€™ll get you on the road fast

๐Ÿ“ฒ Apply online or stop by our office today to learn how we can help you move forward!

๐Ÿ‘‰ Your future is our priority โ€“ letโ€™s build it together!

๐Ÿ“ŒChen-Del-O Federal Credit Union
๐Ÿ“114 Main St, PO Box 102, Franklin, NY 13775
๐Ÿ“ž607-829-3560
๐ŸŒwww.chendelo.org

Address

114 Main Street
Franklin, NY
13775

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 5pm
Saturday 8:30am - 11:30am

Alerts

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