Val Ferns Financial Advisors

06/03/2021

Hi everyone!! It has been wonderful helping so many of you. Well done to those who have protected themselves and their families in different ways especially in this pandemic.

For those who are still thinking why is this important, I have two things to say:
1. I appreciate friends helping friends in time of need through GOFUNDME or other forms of fundraising. But this is not what we want to leave for our family. They deserve better and more.
2. If that didn’t motivate you, this offer may help. For a limited time, I will be doing free WILL for those who protect themselves and their families by getting Term / Permanent insurance, Rollovers 401k/403b, Annuity, etc.

I will be available Tuesday-Thursday on 615-618-5067. Call/ WhatsApp / text to set appointment so we can discuss your family needs and how to plan for the future.

03/27/2020

Hello Good People, I’m getting a lot of request for making Wills. It makes me happy to know that you all have understood how important it is to have a Will for the sake of your child(ren). Not property, not money but our precious kids. Some of the benefits of having a Will are:
* Appoint a guardian for minor children
* Expedite the legal process
* Reduce stress and heartache for loved ones
* Specify funeral wishes

I’m also sure there are those who think about it but it just doesn’t come on their priority list.

So, If you are interested in getting your Will done, you can call or text me on 6156185067.

Due to COVID-19, I am currently only doing online appointments. Call / text to fix an appointment and I’ll navigate you through the entire process.

Do it not for you but for your LOVED ones.

03/11/2020

Just a phone call away. Call us for more information. Let's do this for our families, for our loved ones. You can take it for yourself or gift it to a family member.

Meet Will. His family is upset about his passing, but they're not stressed. Because when Will was among the land of the living, he made the smart move of sig...

02/09/2020

https://www.forbes.com/sites/davidrae/2018/06/01/tax-free-retirement-income/

Dreaming of a tax free retirement? Here are 5 ways to get tax free income in retirement. Some you may know, some you may not. While paying no taxes in retirement is not realistic, with a little guidance, you can increase you tax free income in retirement and drop you taxes to next to nothing.

01/24/2020

Save now; enjoy retirement later

If you've yet to start saving for retirement, make 2020 the year you ramp up. That's because the more time you give yourself to grow your savings, the more you'll get to take advantage of compounding growth.
Compounding is the concept of earning interest on previous interest. When you invest your retirement savings and make money on your investments year after year, you get to reinvest those gains in full rather than lose a portion of them to taxes along the way . As such, you get to make additional money from those gains. The following table illustrates how compounding in a tax-advantaged retirement plan can help you accumulate wealth:

If You Start Saving $300 a Month at Age: Here's What You'll Have by Age 67 (Assumes a 7% Average Annual Return):
22 $1.03 million
27 $719,000
32 $498,000
37 $340,000
42 $228,000

Giving yourself a 45-year window during which to save gives you more opportunity to capitalize on compounding than by waiting. In our example, saving $300 for 45 years means contributing $162,000 out of pocket. But thanks to compounding, that $162,000 ultimately turns into over $1 million. Saving $300 for 25 years, on the other hand, means contributing $90,000 out of pocket and ending up with $228,000. That's still a decent gain, but nowhere close to the gain we considered a moment ago.

01/16/2020

Comment here or Call us to reserve a seat!!

Due to high demand, we are giving 1st preference to high and middle schoolers.

12/21/2019