Brian Heibel NMLS 563317 Branch Manager at Supreme Lending NMLS 2129

Brian Heibel NMLS 563317 Branch Manager at Supreme Lending NMLS 2129 NMLS # 563317
Supreme Lending is a local mortgage lender specializing in residential mortgages. This is not a cookie-cutter business. It never gets old.

At Supreme Lending, we pride ourselves on being a local mortgage lender dedicated to helping our clients navigate residential purchases and refinances with confidence. With over 25 years of experience in the mortgage industry, I bring a deep understanding of the lending process and a true passion for helping people achieve homeownership. My team and I are committed to delivering a smooth, stress-f

ree experience—and most importantly, closing our loans on time, every time. Whether you're buying your first home, upgrading, or refinancing, we offer a wide range of innovative loan products tailored to fit your unique goals. Clear, consistent communication is the key to success in today’s market, and that’s something we prioritize every step of the way. Over the years, I’ve worked with thousands of clients, and one thing remains true—no two situations are ever the same. Every client has different needs and goals, and I take pride in asking the right questions so I can provide the best possible guidance. When you work with me, you’ll find that I’m responsive, easy to reach, and always here to help. Originally from Columbus, Ohio (a Buckeye through and through), I now call Nashville, Tennessee home. I got my start in the mortgage industry over two decades ago when a friend gave me an opportunity as a loan officer, and I quickly realized I had found my calling. There’s nothing better than sitting at the closing table and watching a client receive the keys to their new home. Outside of work, I’m blessed with an amazing wife of 27 years and three incredible children who inspire me daily. Our oldest son is a Doctor of Physical Therapy in Chicago, where his wife is attending optometry school. Our middle child serves as a firefighter/paramedic with the Columbus Fire Department, and our youngest is an ER nurse here in Nashville. We’re also proud grandparents to two beautiful granddaughters who absolutely light up our world. Family is everything to us—and the reason behind everything I do. If you're thinking about purchasing a home or refinancing your current one, I’d love the opportunity to earn your business and deliver your own “Supreme” experience.

Happy Labor Day! 🔨Today, we honor the hard work and achievements of workers everywhere. Enjoy a well-deserved break with...
09/07/2026

Happy Labor Day! 🔨

Today, we honor the hard work and achievements of workers everywhere. Enjoy a well-deserved break with family and friends.
https://myoc.io/BrianHeibel



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

Non-QM (Non-Qualified Mortgage) loans are often misunderstood. They aren’t “subprime." They’re simply designed for borro...
09/07/2026

Non-QM (Non-Qualified Mortgage) loans are often misunderstood. They aren’t “subprime." They’re simply designed for borrowers with more complex income or asset structures. 📝

These programs allow lenders to use alternative methods to document income or qualify a borrower, which can be especially helpful for business owners, investors, and high-net-worth clients.

At Supreme Lending, Non-QM is about finding the right solution, not forcing a borrower into the wrong loan. When used appropriately, these programs create flexibility and opportunity without cutting corners.

Non-QM isn’t for everyone, but for the right borrower, it may open doors that traditional financing can’t. 📲

Non-QM loans are subject to loan program guidelines, borrower eligibility, and property requirements. Not all borrowers or properties will qualify. This is not a commitment to lend.
https://myoc.io/BrianHeibel



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

The right house rarely shows up at a convenient time. If buyers find “the one” this weekend, the last thing they should ...
09/04/2026

The right house rarely shows up at a convenient time. If buyers find “the one” this weekend, the last thing they should worry about is whether their financing is ready.

Happy to help with updated approvals or quick numbers this weekend! 🤝
https://myoc.io/BrianHeibel



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

The FHA 203(h) program is designed to help homeowners and renters recover after a federally declared disaster.This loan ...
08/31/2026

The FHA 203(h) program is designed to help homeowners and renters recover after a federally declared disaster.

This loan option allows eligible borrowers to finance the purchase or reconstruction of a primary residence, often with little to no down payment, when their previous home was damaged or destroyed due to a qualifying event. The focus is on restoring housing stability during challenging circumstances.

At Supreme Lending, FHA disaster recovery programs are handled with care and clarity to ensure eligibility, timelines, and documentation requirements are clearly understood. 🤝

This option may be especially important when a home has been impacted by a declared disaster and rebuilding or replacing that home is the next step.

FHA 203(h) loans are subject to loan program guidelines, borrower eligibility, and property requirements. Not all borrowers will qualify. This is not a commitment to lend. Rates, terms, and availability may vary.
https://myoc.io/BrianHeibel



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

Real estate doesn’t slow down just because it’s the weekend. If financing questions come up while touring homes, feel fr...
08/28/2026

Real estate doesn’t slow down just because it’s the weekend. If financing questions come up while touring homes, feel free to reach out. 📲
https://myoc.io/BrianHeibel



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

Lock N’ List is designed to help sellers gain momentum by making affordability part of the listing itself. 🔐With this pr...
08/24/2026

Lock N’ List is designed to help sellers gain momentum by making affordability part of the listing itself. 🔐

With this program, an interest rate can be locked for up to 90 days and paired with a temporary buy-down, giving buyers a lower monthly payment during the first two years of the loan. The reduced payment may be advertised with the home, helping buyers better understand affordability from the start.

An added benefit for buyers is rate certainty and the option to refinance later if rates improve.
At Supreme Lending, Lock N’ List is used as a strategic tool to help listings stand out when interest rates are top of mind. 💬

This option may be especially effective when a home needs additional attention or a payment-focused incentive to attract buyers.

Lock N’ List is subject to program guidelines, borrower qualifications, and property requirements. Not all borrowers or properties will qualify. Rates and terms are subject to change and availability. This is not a commitment to lend.
https://myoc.io/BrianHeibel



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

If you’re looking at homes this weekend and want to understand payment options before making a decision, I’m happy to ru...
08/21/2026

If you’re looking at homes this weekend and want to understand payment options before making a decision, I’m happy to run the numbers and talk through scenarios. 📝
https://myoc.io/BrianHeibel



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

An FHA 203(k) loan is designed for buyers who see potential in a home that needs updates or repairs.Instead of taking ou...
08/17/2026

An FHA 203(k) loan is designed for buyers who see potential in a home that needs updates or repairs.
Instead of taking out separate loans, the 203(k) program allows renovation costs to be rolled into a single FHA mortgage. This can be especially helpful when purchasing a home that doesn’t meet standard FHA condition requirements or when improvements are planned right away. 🏡👷‍♀️

At Supreme Lending, 203(k) loans are approached with careful planning and coordination to ensure the renovation process aligns with loan guidelines and timelines.

This option may be a strong fit when a buyer wants to purchase or refinance a home that needs work and finance the improvements upfront into one loan.

FHA 203(k) loans are subject to loan program guidelines, borrower eligibility, and property requirements. Not all borrowers or properties will qualify. This is not a commitment to lend. Rates, terms, and availability may vary.
https://myoc.io/BrianHeibel



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

Buyers often want to compare options before writing an offer. If you’re wondering how a different price point or down pa...
08/14/2026

Buyers often want to compare options before writing an offer. If you’re wondering how a different price point or down payment affects the payment, I’m happy to help run scenarios. 💻
https://myoc.io/BrianHeibel



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

Ultra Saver is a Conventional mortgage option created to help expand access to homeownership through targeted pricing in...
08/10/2026

Ultra Saver is a Conventional mortgage option created to help expand access to homeownership through targeted pricing incentives. 🎯

This program is available for eligible properties located in specific census tracts and offers competitive pricing designed to support affordability and long-term homeownership. It can be used for 1–4 unit primary residences and does not have income limits unless combined with HomeReady® or Home Possible® guidelines.

At Supreme Lending, Ultra Saver is reviewed carefully to confirm property eligibility and ensure the program aligns with its intended purpose.
This option may be a meaningful opportunity when a home is located in an eligible census tract and cost savings can help make homeownership more attainable.🏡🤝

Loan program eligibility, terms, and conditions apply. Not all borrowers will qualify. This is not a commitment to lend. Rates, terms, and availability may vary.
https://myoc.io/BrianHeibel



Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129
(www.nmlsconsumeraccess.org), ©2026 Equal Housing Opportunity.

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416 Mary Lindsay Polk Drive, Suite 508, Office B
Franklin, TN
37067

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