OUM Insurance

OUM Insurance We protect chiropractors, regardless of their philosophy. Medical Malpractice Insurance for Chiropra

08/31/2026

You weigh malpractice risk by your own clinical decisions. But your exposure doesn’t stop there.

Vicarious liability can hold practice owners and organizations responsible for the negligent actions of employees, supervised providers, and others acting on their behalf, even when you weren’t directly involved. Strong hiring, training, supervision, and the right coverage can help reduce it.

Understand how it works before a claim tests it: https://blog.oumchiropractor.com/en/blog/vicarious-liability-in-malpractice-insurance-understanding-the-risks

08/24/2026

No provider or staff member should have to tolerate harassment as part of the job. Setting professional boundaries with patients, addressing inappropriate behavior the first time it happens, and documenting every incident protects your team and strengthens your practice’s position if the behavior continues.

Learn how to respond to sexual misconduct and harassment from patients: https://blog.oumchiropractor.com/en/blog/when-patients-cross-the-line-sexual-misconduct-harassment

08/17/2026

Healthcare providers and staff have the right to a safe and respectful work environment, yet inappropriate patient behavior often goes unaddressed until it escalates. Clear policies, professional communication, and consistent documentation give your team the tools to respond promptly and confidently.

The latest OUM Insights Blog explores how practices can take proactive steps to protect their teams when patients cross the line: https://blog.oumchiropractor.com/en/blog/when-patients-cross-the-line-sexual-misconduct-harassment

What happens before an adjustment can matter as much as the adjustment itself. In this case, allegations centered on a f...
08/17/2026

What happens before an adjustment can matter as much as the adjustment itself. In this case, allegations centered on a failure to identify underlying spinal pathology and whether conservative testing should have come first.

This Brief Case walks through the case and the risk reduction strategies that help chiropractors catch neurological red flags before treatment begins. Download your copy: https://info.oumchiropractor.com/download-briefcase-spring-2026

08/10/2026

From natural disasters to cyberattacks to workplace violence, emergencies can disrupt healthcare operations with little warning. The time to build your response plan is before you need it, not during the event.

Learn how to prepare your practice for the unexpected: https://hubs.ly/Q04svlyh0

08/04/2026

Emergencies rarely announce themselves. Whether it is severe weather, a cyberattack, or a utility failure, the practices that recover fastest are the ones that planned ahead. Comprehensive preparedness plans, protected critical systems, and clear communication procedures can make the difference between a disruption and a disaster.

The latest OUM Insights Blog covers how to build a preparedness plan that supports faster recovery: https://blog.oumchiropractor.com/en/blog/emergency-preparedness-disaster-response-and-recovery

07/20/2026

Patient non-compliance is one of the most persistent challenges in chiropractic care. Missed appointments, ignored instructions, and skipped follow-ups don’t just affect outcomes. They can increase liability exposure and strain the entire care team.

The OUM Insights Blog explores how chiropractors can navigate these situations more effectively while protecting their practice. Read more: www.oumchiropractor.com/en/blog/navigating-patient-non-compliance

After a motor vehicle accident, a patient alleged their chiropractor failed to properly diagnose and recognize the signi...
07/20/2026

After a motor vehicle accident, a patient alleged their chiropractor failed to properly diagnose and recognize the significance of their injuries. It’s a case that underscores how critical thorough post-accident evaluation really is.

OUM’s Brief Case publication covers this case and the strategies that can help you avoid a similar outcome. Download it here: https://info.oumchiropractor.com/download-briefcase-0?hsLang=en

07/06/2026

Demanding patients and emotionally charged family members are part of the reality of chiropractic practice. Most situations can be navigated with strong communication skills, but repeated unreasonable demands, hostility, or boundary violations are a different matter entirely.

The OUM Insights Blog breaks down how chiropractors can protect their staff, their workflow, and their own well-being when these situations arise. Read more: www.oumchiropractor.com/en/blog/demanding-patients-and-family-members

06/26/2026

OUM is a member of ProAssurance, and we’re pleased to share that The Doctors Company has completed the acquisition of ProAssurance Corporation. This brings together organizations built on the same foundation of physician leadership, advocacy, innovation, and integrity. For half a century, these companies have navigated the rapidly changing medical liability landscape with resilience and purpose. As we move forward as one organization, our shared mission to advance, protect, and reward the practice of good medicine unites us. For additional details, including the press release and FAQs, please visit https://urldefense.com/v3/__https:/www.thedoctors.com/proassurance?tm_source=instagram&utm_medium=social&utm_campaign=PRASocial__;!!MqNcWLk6fi7t!nhS_6l_B7NkuQfcoa1LE9SHIyUJbuFHMcUPxJk6q57A6N9O9dVJzdfL3tVZWnL3q8DDdCZ6hIZhzzClq4pMwjinh$

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3000 Meridian Boulevard
Franklin, TN
37067

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Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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+18004231504

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