Andrew Chelton at Guaranteed Rate NMLS# 1383126

08/10/2026

Return on investment is not the only reason to improve a home. Sometimes a project is worth it simply because it makes the place yours. What is the best or worst project ROI you have seen? Drop it in the comments.

And if you are considering a project of your own, reach out anytime and let’s talk through how it fits your bigger picture.
https://myoc.io/i3P6x1rEEYV/kPzlm



NMLS # 1383126

08/06/2026

Refinancing isn't a now-or-never decision, it's a when-it-fits one. As your goals shift and life changes, it can be worth a fresh look at whether your current mortgage still matches where you are headed. No pressure and no rush, just a conversation when you are ready.

Save this for when the timing feels right, and reach out anytime you want to talk it through.
https://myoc.io/i3P6x1rEEYV/bc7FB



NMLS # 1383126

08/05/2026

Home sales increased in Q2 as median home prices rose in 80% of U.S. metro markets. Today’s market could look different depending on where you live, your budget and whether you’re buying, selling or building equity. With the right loan options, you have more ways to plan around rising mortgage rates and changing conditions.

Let’s review what today’s housing market trends could mean for your homeownership goals.
https://myoc.io/i3P6x1rEEYV/o0x1A



NMLS # 1383126

08/03/2026

07/31/2026

With the best months of the year just getting started, there’s plenty of time to give your backyard an upgrade. Even better, you could use the equity you’ve already built in your house to pay for it. I’m here to help unlock those funds so your summer will be one to remember.

Picking something not on the list? Let me know in the comments!
https://myoc.io/i3P6x1rEEYV/dwKmd



NMLS # 1383126

07/30/2026

A steadier rate environment gives you more control as you think about buying or refinancing. Instead of reacting to constant changes, you can focus on timing, budget and what makes sense for your next move. As the economy grows, jobs stay steady and inflation remains elevated, the Fed has decided to keep rates where they are.

I’ll help break it down and map out what’s next for you.
https://myoc.io/i3P6x1rEEYV/akYxD



NMLS # 1383126

07/28/2026

Mortgage questions do not stop after closing. As your life changes, it’s normal to wonder whether your current loan still supports your financial goals.

I can help you review the numbers, understand the bigger picture and decide what questions are worth asking next.
https://myoc.io/i3P6x1rEEYV/YlzMk



NMLS # 1383126

07/27/2026

Your LTV ratio could unlock better terms, lower costs and more buying power. Knowing how it works puts you ahead of the game.

I'm here to help.
https://myoc.io/i3P6x1rEEYV/0AOae



NMLS # 1383126

07/23/2026

Staying ahead of wear and tear now can help you avoid bigger issues later. Focus on outdoor upkeep, airflow and the small fixes that tend to stack up over time. When larger projects come up, your home’s equity could help fund them.

Explore your options and learn more.
https://myoc.io/i3P6x1rEEYV/1FgwY



NMLS # 1383126

07/22/2026

Rent increases can make it harder to plan ahead, especially when your monthly payment keeps shifting. Ownership is not the right move for everyone at every moment, but understanding how the numbers compare can help you make a more confident decision.

I can help you look at your options.
https://myoc.io/i3P6x1rEEYV/8C0V3



NMLS # 1383126