State Savings Bank

State Savings Bank State Savings Bank is a full-service community bank, caring for our neighbors in northwest Michigan. That's what makes us the "Yes, I can!" bank.

Since 1896, State Savings Bank has been caring for the financial needs of our neighbors in northwest Michigan. Because our roots run deep here, we can better serve you—whether you're buying a home, running a business, investing for your future, or just looking for a friendly place to bank. Today, we remain a well-capitalized and safe, sound financial services provider. State Savings Bank is a full

-service community bank dedicated to caring for the financial needs of our neighbors in northwest Michigan. As this region has grown, we have expanded to meet the changing financial needs of northwest Michigan. Since establishing our original location in Frankfort more than a century ago, we now have banking offices in Beulah, Empire, Frankfort, Ga***rd, Suttons Bay and Traverse City and loan centers in Big Rapids, Caro, and Houghton Lake. State Savings Bank offers checking and savings accounts, CDs, IRAs; mortgage, home equity, consumer, and commercial loans; and business cash management including ACH and remote deposit. Our employees live, work and volunteer in our communities, so when you bank with us, you're being taken care of by someone who knows you. You'll always receive individual attention—the kind of personal service you'd expect from a good neighbor. State Savings Bank is proud to have been part of northwest Michigan’s history and we look forward to serving our growing communities and future generations.

We're excited to announce that we have partnered with Clearstead, a Midwest-based independent advisory firm, to provide ...
06/01/2026

We're excited to announce that we have partnered with Clearstead, a Midwest-based independent advisory firm, to provide customers with access to Investment and Trust services.

Bank customers now have access to a wide array of services, including:
• Comprehensive Financial Planning
• Investment Management
• Estate Planning and Trust Services
• Tax Planning and Preparation
• Retirement and Education Planning

Click here for more information -- https://www.ssbankmi.com/about/news-articles/weve-launched-investment-trust-services.html

EMAIL SECURITY TIP  #1: Avoid clicking suspicious linksIf an email pressures you to click a link — whether it’s to verif...
05/28/2026

EMAIL SECURITY TIP #1: Avoid clicking suspicious links
If an email pressures you to click a link — whether it’s to verify your login credentials or make a payment, you can be sure it’s a scam. Banks never ask you to do that. It’s best to avoid clicking links in an email. Before you click, hover over the link to reveal where it really leads. When in doubt, call your bank directly, or visit their website by typing the URL directly into your browser.

🩸 There's still time to join State Savings Bank for a community blood drive in Traverse City TOMORROW, Thursday, May 28....
05/27/2026

🩸 There's still time to join State Savings Bank for a community blood drive in Traverse City TOMORROW, Thursday, May 28. To make an appointment, click https://donateblood.versiti.org/donor/schedules/drive_schedule/11633496

Every donor gets entered to win a $25 gift certificate from Firebird Pizza! Patients need blood every two seconds. Please give the gift of life.🩸

Today we remember and honor the men and women who gave their lives in service to our country. Grateful for their sacrifi...
05/25/2026

Today we remember and honor the men and women who gave their lives in service to our country. Grateful for their sacrifice, and thinking of the families who carry that loss every day. 🇺🇸

🩸 Join State Savings Bank for a community blood drive in Traverse City on Thursday, May 28. To make an appointment, clic...
05/19/2026

🩸 Join State Savings Bank for a community blood drive in Traverse City on Thursday, May 28. To make an appointment, click https://donateblood.versiti.org/donor/schedules/drive_schedule/11633496

Every donor gets entered to win a $25 gift certificate from Firebird Pizza! Patients need blood every two seconds. Please give the gift of life.🩸

Congrats to Sue Fischer and Pam Haugen, each the newest recipients of our Quarterly Yessie Award!The Yessie program ackn...
04/30/2026

Congrats to Sue Fischer and Pam Haugen, each the newest recipients of our Quarterly Yessie Award!

The Yessie program acknowledges and awards employees who provide “above-and-beyond” service to customers or fellow team members.

We are excited to welcome Kelly Kuhns as Vice President - Commercial Lender! Kelly will be based at State Savings Bank’s...
03/19/2026

We are excited to welcome Kelly Kuhns as Vice President - Commercial Lender!

Kelly will be based at State Savings Bank’s Traverse City-Garfield office. She can be reached at (231) 883-2822 or [email protected].

Join us in welcoming Cammy Hawn as the bank's new Business Development Officer! Cammy will be based at State Savings Ban...
03/18/2026

Join us in welcoming Cammy Hawn as the bank's new Business Development Officer!

Cammy will be based at State Savings Bank’s Traverse City-Garfield office. She can be reached at (231) 883-2821 or [email protected].

03/17/2026

All of our offices are now open.
Drive safely, everyone!

We’re proud to share that our own Melissa Wilke received the first-ever Leadership Otsego County Alumni Award at the Ga*...
02/26/2026

We’re proud to share that our own Melissa Wilke received the first-ever Leadership Otsego County Alumni Award at the Ga***rd Area Chamber of Commerce Awards Banquet!

Melissa's impact on the community is real and ongoing. Over the past year, she served as President of the United Way Executive Board, supported multiple United Way committees, volunteered at Day of Caring, served on the Crossroads Board, helped at Alpenfest’s art tent, taught as a Junior Achievement instructor, and volunteered at the Community Thanksgiving Dinner.

Congratulations, Melissa. Thank you for the leadership you bring every day. 👏

Address

703 Main Street
Frankfort, MI
49635

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 9am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm
Saturday 9am - 12pm

Telephone

+12313529691

Alerts

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