State Savings Bank

State Savings Bank State Savings Bank is a full-service community bank, caring for our neighbors in northwest Michigan. That's what makes us the "Yes, I can!" bank.

Since 1896, State Savings Bank has been caring for the financial needs of our neighbors in northwest Michigan. Because our roots run deep here, we can better serve you—whether you're buying a home, running a business, investing for your future, or just looking for a friendly place to bank. Today, we remain a well-capitalized and safe, sound financial services provider. State Savings Bank is a full

-service community bank dedicated to caring for the financial needs of our neighbors in northwest Michigan. As this region has grown, we have expanded to meet the changing financial needs of northwest Michigan. Since establishing our original location in Frankfort more than a century ago, we now have banking offices in Beulah, Empire, Frankfort, Ga***rd, Suttons Bay and Traverse City and loan centers in Big Rapids, Caro, and Houghton Lake. State Savings Bank offers checking and savings accounts, CDs, IRAs; mortgage, home equity, consumer, and commercial loans; and business cash management including ACH and remote deposit. Our employees live, work and volunteer in our communities, so when you bank with us, you're being taken care of by someone who knows you. You'll always receive individual attention—the kind of personal service you'd expect from a good neighbor. State Savings Bank is proud to have been part of northwest Michigan’s history and we look forward to serving our growing communities and future generations.

Congrats to Kayla Iltis and Kassie Leach, each the newest recipients of our Quarterly Yessie Award!The Yessie program ac...
08/17/2026

Congrats to Kayla Iltis and Kassie Leach, each the newest recipients of our Quarterly Yessie Award!

The Yessie program acknowledges and awards employees who provide “above-and-beyond” service to customers or fellow team members.

We are pleased to welcome Jeff Harrand as a Mortgage Originator! Jeff will serve borrowers throughout the Grand Traverse...
08/12/2026

We are pleased to welcome Jeff Harrand as a Mortgage Originator! Jeff will serve borrowers throughout the Grand Traverse region and can be reached at (231) 252-8024 or [email protected].

We are proud to celebrate 130 years of banking in northern Michigan! This milestone marks more than a century of helping...
07/30/2026

We are proud to celebrate 130 years of banking in northern Michigan!

This milestone marks more than a century of helping families and businesses reach their financial goals while remaining a locally owned, independent community bank.

Join us at your local office this summer for a customer appreciation celebration.

Click for more information -- www.ssbankmi.com/130

#1896

07/28/2026

Every great business starts with someone who believes in an idea. When bigger banks couldn't see the opportunity, State Savings Bank did. Hear firsthand how Stormcloud Brewing Company grew from a vision into a gathering place that's created jobs, strengthened the Frankfort community and become a local favorite.

At State Savings Bank, we find a way to say yes … especially when it matters most.

🎥 Check out Stormcloud’s story.

🩸 Between vacations, sunshine, and time with friends, summer is full of good moments. Adding one more is easy—donate blo...
07/22/2026

🩸 Between vacations, sunshine, and time with friends, summer is full of good moments. Adding one more is easy—donate blood. It’s a small act that makes a big impact for patients in need.

Join State Savings Bank for a community blood drive in Traverse City on Thursday, August 6. To make an appointment, click https://donateblood.versiti.org/donor/schedules/drive_schedule/11639106

We are so pleased to welcome Tammy Liss as Relationship Manager for the bank's Investment and Trust Services! She can be...
07/21/2026

We are so pleased to welcome Tammy Liss as Relationship Manager for the bank's Investment and Trust Services! She can be reached at (231) 252-8017 or [email protected].

Click for more information - ssbankmi.com/invest

Alpenfest is one of our favorite Ga***rd traditions! 🎉Our team was proud to take part in this year's Honor's Luncheon an...
07/20/2026

Alpenfest is one of our favorite Ga***rd traditions! 🎉

Our team was proud to take part in this year's Honor's Luncheon and Walking Parade, and were honored to support the festival as the Art Tent sponsor. We also volunteered throughout the week at the Art Tent and Merchandise Booth. Happy Alpenfest!

As we celebrate Independence Day and the 250th anniversary of our nation, we're grateful to be part of the communities t...
07/04/2026

As we celebrate Independence Day and the 250th anniversary of our nation, we're grateful to be part of the communities that make northern Michigan such a special place.

From all of us at State Savings Bank, we wish you a safe, happy, and memorable Fourth of July. 🇺🇸

EMAIL SECURITY TIP  #2: Raise the red flag on scare tacticsBanks will never use scare tactics, threats, or high-pressure...
06/22/2026

EMAIL SECURITY TIP #2: Raise the red flag on scare tactics
Banks will never use scare tactics, threats, or high-pressure language to get you to act quickly, but scammers will. Demands for urgent action should put you on high alert. No matter how authentic an email may appear, never reply with personal information like your password, PIN, or social security number.

Address

703 Main Street
Frankfort, MI
49635

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 9am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm
Saturday 9am - 12pm

Telephone

+12313529691

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