State Savings Bank

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State Savings Bank State Savings Bank is a full-service community bank, caring for our neighbors in northwest Michigan. That's what makes us the "Yes, I can!" bank.

Since 1896, State Savings Bank has been caring for the financial needs of our neighbors in northwest Michigan. Because our roots run deep here, we can better serve you—whether you're buying a home, running a business, investing for your future, or just looking for a friendly place to bank. Today, we remain a well-capitalized and safe, sound financial services provider. State Savings Bank is a full-service community bank dedicated to caring for the financial needs of our neighbors in northwest Michigan. As this region has grown, we have expanded to meet the changing financial needs of northwest Michigan. Since establishing our original location in Frankfort more than a century ago, we now have banking offices in Beulah, Empire, Frankfort, Ga***rd, Suttons Bay and Traverse City and loan centers in Big Rapids, Caro, and Houghton Lake. State Savings Bank offers checking and savings accounts, CDs, IRAs; mortgage, home equity, consumer, and commercial loans; and business cash management including ACH and remote deposit. Our employees live, work and volunteer in our communities, so when you bank with us, you're being taken care of by someone who knows you. You'll always receive individual attention—the kind of personal service you'd expect from a good neighbor. State Savings Bank is proud to have been part of northwest Michigan’s history and we look forward to serving our growing communities and future generations.

Join us in welcoming Jeff Sharpe to the bank’s commercial lending team! In his role as Vice President-Commercial Lending...
10/15/2026

Join us in welcoming Jeff Sharpe to the bank’s commercial lending team! In his role as Vice President-Commercial Lending, He will serve business customers in Roscommon County and the surrounding region.

Jeff will be based at our Houghton Lake Loan Center and can be reached at (989) 448-7690 or [email protected].

We're proud to be the headlining sponsor of the 18th Annual Frankfort Film Festival at the Garden Theater, October 15–18...
10/13/2026

We're proud to be the headlining sponsor of the 18th Annual Frankfort Film Festival at the Garden Theater, October 15–18!

The festival brings 15 films from around the world to our community, offering plenty of opportunities to discover a new favorite and enjoy one of Frankfort's special places.

We're glad to support the Garden Theater and the experiences that bring our community together. We hope you'll join us for a film (or a few!) this weekend.

🎟️ Explore the lineup and get tickets: https://gardentheater.org/fff

We are aware of telephone scammers posing as the “State Savings Bank Fraud Department.” They are able to make the Caller...
10/08/2026

We are aware of telephone scammers posing as the “State Savings Bank Fraud Department.” They are able to make the Caller ID appear as though the call is coming from the bank and asking customers to verify transactions and provide their debit card number or other confidential information. If you receive such a call, do not provide any information and hang up.

State Savings Bank will never ask you to provide your full debit card number or other confidential information over the phone.

Please join us in congratulation Kayla Iltis as she takes on a new role as Commercial Lender! After nearly three years a...
09/10/2026

Please join us in congratulation Kayla Iltis as she takes on a new role as Commercial Lender! After nearly three years as a Mortgage Originator, Kayla is bringing her lending experience and strong community relationships to serve business customers in Big Rapids and across mid-Michigan. She can be reached at (231) 598-9194 or [email protected].

Congrats to Kayla Iltis and Kassie Leach, each the newest recipients of our Quarterly Yessie Award!The Yessie program ac...
08/17/2026

Congrats to Kayla Iltis and Kassie Leach, each the newest recipients of our Quarterly Yessie Award!

The Yessie program acknowledges and awards employees who provide “above-and-beyond” service to customers or fellow team members.

We are pleased to welcome Jeff Harrand as a Mortgage Originator! Jeff will serve borrowers throughout the Grand Traverse...
08/12/2026

We are pleased to welcome Jeff Harrand as a Mortgage Originator! Jeff will serve borrowers throughout the Grand Traverse region and can be reached at (231) 252-8024 or [email protected].

We are proud to celebrate 130 years of banking in northern Michigan! This milestone marks more than a century of helping...
07/30/2026

We are proud to celebrate 130 years of banking in northern Michigan!

This milestone marks more than a century of helping families and businesses reach their financial goals while remaining a locally owned, independent community bank.

Join us at your local office this summer for a customer appreciation celebration.

Click for more information -- www.ssbankmi.com/130

#1896

07/28/2026

Every great business starts with someone who believes in an idea. When bigger banks couldn't see the opportunity, State Savings Bank did. Hear firsthand how Stormcloud Brewing Company grew from a vision into a gathering place that's created jobs, strengthened the Frankfort community and become a local favorite.

At State Savings Bank, we find a way to say yes … especially when it matters most.

🎥 Check out Stormcloud’s story.

🩸 Between vacations, sunshine, and time with friends, summer is full of good moments. Adding one more is easy—donate blo...
07/22/2026

🩸 Between vacations, sunshine, and time with friends, summer is full of good moments. Adding one more is easy—donate blood. It’s a small act that makes a big impact for patients in need.

Join State Savings Bank for a community blood drive in Traverse City on Thursday, August 6. To make an appointment, click https://donateblood.versiti.org/donor/schedules/drive_schedule/11639106

Address

703 Main Street
Frankfort, MI
49635

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 9am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm
Saturday 9am - 12pm

Telephone

+12313529691

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