Chris Totani at Guaranteed Rate NMLS# 222019

Chris Totani at Guaranteed Rate NMLS# 222019 VP of Mortgage Lending NMLS # 222019 RATE NMLS # 2611 VP of Mortgage Lending at Guaranteed Rate - NMLS ID 2611

Guaranteed Rate, Inc. NMLS 2611. 3940 N.

Ravenswood Ave., Chicago, IL 60613. (866) 934 7283 • rate.com. Equal Housing Lender. For licensing information, go to www.nmlsconsumeraccess.org www.rate.com/licensing

Guaranteed Rate has helped hundreds of thousands of people with Life's Biggest Purchase (TM). With more than 170 offices and full service solutions in all 50 states, we assist customers the way they choose: face-to-face, over the p

hone, or online, and have funded more than $65 billion in loans since 2000. Guaranteed Rate is ranked as one of the ten largest retail mortgage lenders by National Mortgage News, one of only two independent companies included in the top 10. We consistently achieve a 96 percent satisfaction rating from our customers and carry an A+ rating with the Better Business Bureau. Connect with Guaranteed Rate on Facebook: https://www.facebook.com/guaranteedRate
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2611

09/08/2026

With Forward Commitments and DSCR, you can lock in pricing for your investor buyers and let their rental income do the qualifying. It's a faster path from contract to close, and a real edge over builders who can't offer it.

Ready to protect your pipeline? Let's connect.
https://myoc.io/dHjbFObCjKg/RH47H



NMLS # 222019

09/07/2026

The small moments at home are often the ones we remember for a lifetime. However you’re enjoying Labor Day, I hope it’s filled with loved ones, laughter and great food.

How’re you celebrating today?
https://myoc.io/dHjbFObCjKg



NMLS # 222019

09/04/2026

If you’re on the fence, I’m here to help you out. Sometimes when homeownership feels far off, it’s actually closer than you think. Let’s talk and I’ll walk you through your different options.

https://myoc.io/dHjbFObCjKg/pguY6

NMLS # 222019

09/03/2026

Early drop-offs, meetings, dinner — repeat. You don’t slow down, and your home loan shouldn’t either.

Call me and let’s get you approved and moving with Rate’s Same Day Mortgage. 🏡

https://myoc.io/dHjbFObCjKg

NMLS # 222019

09/03/2026

Before you start browsing for homes, one of the smartest things you can do is scope out your mortgage options. Knowing what types of loans you qualify for will help you target your search and negotiate with sellers. That’s where pre-qualification and pre-approval come in. While pre-qualification doesn’t include a deep dive into your financial history, pre-approval does, giving you a more accurate view of your options.

Let’s break down the differences together.
https://myoc.io/dHjbFObCjKg/cIjkL



NMLS # 222019

09/03/2026

Buying a home means understanding the full financial picture. Homeownership may come with tax benefits, including potential deductions depending on your situation. If you’re planning to buy, I can help you understand what questions to ask and when it may make sense to consult a tax professional

https://myoc.io/dHjbFObCjKg/YGnsw

NMLS # 222019

09/02/2026

Ready to make your homeownership resolution a reality? You could apply and get approved for a mortgage in just one day. I’ve got the tools, guidance and fast mortgage application process to set you up for success:

https://myoc.io/dHjbFObCjKg/X5g1z

NMLS # 222019

09/01/2026

When it comes to finding a home, every generation looks for something different. Which group do you align with? Take the quiz to find out which generation’s house hunting style matches yours. You might be surprised!

Comment your results below.
https://myoc.io/dHjbFObCjKg/hlIxK



NMLS # 222019

08/31/2026

You've spent years building equity in your home. The question a lot of homeowners ask next is what they can actually do with it. A HELOC is one option that may let eligible homeowners access a portion of that equity, up to an approved limit, for things like home improvements or other financial goals.

If you're wondering how your equity fits your bigger picture, let's talk it through.
https://myoc.io/dHjbFObCjKg/Q1s5y



NMLS # 222019

08/27/2026

When your tax return doesn’t capture your full financial picture, it’s time to use your assets. Bank accounts, retirement accounts, investment portfolios, stocks, crypto and bonds could offer you loan amounts up to $5M, without a W-2.

I could qualify you for a mortgage using the wealth you’ve been building. Get in touch today and find out which doors your finances could open.
https://myoc.io/dHjbFObCjKg/8jqtH



NMLS # 222019

Address

20 Kansas Street, Suite 200
Frankfort, IL
60423

Telephone

+17087031234

Website

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