Jason Evans - VP of Mortgage Lending at Guaranteed Rate - Nmls#21205

09/16/2026

The Fed just hiked the prime rate by a quarter percent—but what does that actually mean for mortgage rates and home buyers?
While the market anticipated this change, the Fed’s relentless focus on bringing inflation down to its 2% target means we could experience a period of higher rates in the short term. However, once inflation cools down, long-term rates are positioned to drop.
Watch the full breakdown to see how this impacts your home buying or refinancing plans!

09/08/2026

Why are mortgage rates still elevated?

09/04/2026

The August employment report just blew past expectations with 162,000 new jobs created, far surpassing the predicted 55,000. While this is great news for the economy, it means the Fed is less likely to cut rates anytime soon. If you’re looking to buy a home, remember: you can always refinance your rate later, but you can’t refinance the price of a home you didn’t buy!
Economy

09/02/2026

Stop waiting for mortgage rates to drop—hope is not a strategy! 🛑📉
If you’re planning to buy a home this fall, you need to know why record government deficits, sticky inflation, and geopolitical risks are keeping rates high. Watch to find out what you should actually be focusing on before making your move.
InterestRates RealEstateTips HomeBuyerAdvice

08/19/2026

If you’re thinking about buying or refinancing, this is exactly why staying positioned matters!

08/07/2026

What this means for buyers and homeowners:
✅ Today’s report is a welcome development for anyone shopping for a home or considering a refinance.
Mortgage rates remain volatile, but today’s move is another reminder of how quickly pricing can improve when economic data comes in weaker than expected.
If you’ve been waiting for a better opportunity, now is a great time to review your options and have a strategy in place before the next market-moving report.
Follow for weekly mortgage market updates that help you stay one step ahead.

08/05/2026

MARKET UPDATE! ⬇️ a bit from last month. ⬇️. - peace deal? 🤝 - increase your power! 💪

07/31/2026

Rates are ending the week under pressure again as the 10‑year Treasury pushes toward year‑to‑date highs and mortgage‑backed securities pull back toward recent lows.
Yes, the data shows a slowing economy — cooler inflation and softer GDP — but it’s not weak enough for the Fed to signal rate cuts anytime soon. That’s why markets are leaning into a “higher for longer” rate story, and mortgage pricing is feeling it.
If you’re buying, selling, or thinking about refinancing in the next 6–12 months, this isn’t the time to guess. It’s the time to have a clear strategy around payments, timing, and risk.
Send me a DM or comment PLAN and I’ll walk you through what today’s market means for your situation and options.

 realestateupdate marketupdate mortgagetips financialplanning homeownership

07/29/2026

Quick recap on today’s Fed meeting! Initially, the market reacted positively to mortgage rates because the Fed decided not to hike rates. While some feared a hike, avoiding it brought a temporary sigh of relief.
However, during the press conference, Chairman Powell made it crystal clear: the Fed is fiercely committed to fighting inflation and getting it back to its 2% target, with no plans to waver on that goal. Because the market took this to mean that rate decreases might take longer than hoped, mortgage rates have reversed course and are currently worsening slightly.
We’ll keep you posted as major economic reports drop later this week. Let me know your questions in the comments!
Economy MarketUpdate

07/28/2026