Alexander Haas, Licensed Agent with New York Life

05/05/2026

For many business owners, the company is the estate plan. But will there be enough liquidity to:
—Cover estate costs?
—Keep the business running?
—Treat your heirs fairly?
If you’re not sure, reach out to me and let’s talk about some proven ways to protect what you’ve built.

05/01/2026

Millionaire status is rising, but most are older. Here are strategies younger Americans may consider when building wealth.

Millionaire status is rising, but most are older. Here’s how younger Americans can build wealth.

04/28/2026

Ever considered if your employee benefits could do more? What if your coverage stayed with you for life, and not just while you’re at your job? With employee benefit products from New York Life, you’re in control. If you’re seeking a simple, straightforward application process—with no questions asked—watch this video and get in touch today.

04/23/2026

Most people think of life insurance as a death benefit. Few realize it can be one of the most powerful buffer assets in a retirement portfolio. 🛡️

Here's what I mean:

A "buffer asset" is anything that protects your investment portfolio from being liquidated at the wrong time — specifically during a market downturn. The sequence of returns risk is one of the biggest threats to a successful retirement. If you're forced to sell equities when markets are down 20-30%, you may permanently impair your portfolio's ability to recover.

That's where permanent life insurance (specifically Whole Life) comes in.

𝗛𝗼𝘄 𝗶𝘁 𝘄𝗼𝗿𝗸𝘀 𝗮𝘀 𝗮 𝗯𝘂𝗳𝗳𝗲𝗿:

✅ The cash value in a permanent life policy is NOT correlated to the stock market
✅ You can borrow against it tax-free during a market downturn instead of selling investments*
✅ Your portfolio stays intact and participates in the eventual recovery
✅ Policy loans don't require repayment on a fixed schedule
✅ The death benefit passes to heirs income-tax-free

𝗔 𝘀𝗶𝗺𝗽𝗹𝗲 𝗲𝘅𝗮𝗺𝗽𝗹𝗲:

Imagine the market drops 30% in year 2 of your retirement. Instead of withdrawing from your portfolio, you draw from your life insurance cash value for 12-18 months. When markets recover, you resume normal withdrawals — and your portfolio never locked in those losses.

⚠️ It's not for everyone. The premiums are significant, and it works best when funded over many years before retirement.

Depending on your circumstances, it may work for you
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♻️ Repost if this reframes how you think about life insurance.
💬 What other "alternative" tools are you using to protect retirement income?

*Loans against your policy accrue interest and decrease the death benefit and available cash surrender value by the amount of the outstanding loan and interest

04/21/2026

How would you cover a $1,000 bill for urgent costs? Use a credit card? Get a family loan? Far better to have an emergency fund. Here's how to set it up quickly.

04/16/2026

Even the star quarterback needs a coach to help them call the right plays. No matter where you are on the field, I can help guide you to make the right financial decisions. Reach out and let's discuss your next play.

04/02/2026

Tony Malloy, New York Life’s Chief Investment Officer with 35+ years of financial experience, calls whole life insurance “an incredibly versatile and valuable financial product.” From tax-deferred cash value accumulation to stability through market cycles, his insights are a must-read. Read the Q&A with Tony Malloy here.
https://nyl.co/4mi10yf

03/27/2026

Grateful for the opportunity to attend Advanced Learning Academy this month. It was an incredible experience being surrounded by driven professionals, gaining new perspectives, and sharpening the skills that matter most in our industry.

From diving deeper into strategic thinking to strengthening how I approach client conversations, this experience reinforced the importance of continuous growth. More importantly, it equipped me with tools to better understand client needs, communicate solutions more effectively, and ultimately deliver a higher level of service.

Appreciative of the insights shared and the relationships built—excited to apply what I’ve learned and continue showing up better for the people I serve every day.

03/16/2026

Life is unpredictable—your finances don’t have to be. As part of my practice, I offer a complimentary session where we use New York Life’s proprietary tools and 180 years of experience to create your financial story. We can work together to help you feel confident no matter what the future brings. Together, we’ll uncover opportunities, identify gaps, and prepare for the unexpected—so you can stay on track through it all.

02/20/2026

If you’ve changed jobs over the years, you may have left behind a 401(k) or other retirement plan account. The U.S. DOL’s Employee Benefits Security Administration has created a tool https://bit.ly/4rtfk8M to help you find it. If it turns out that you are owed a retirement benefit and want help reviewing or deciding what to do next with those funds, I’m here to walk you through your options.