08/15/2025
💡 What if your interest rate could start WAY lower for the first few years?
That’s exactly what a 3-2-1 temporary buydown does — and the best part? The seller can pay for it with concessions. 🙌
Example: On a 3-2-1 buydown, your rate could be:
📅 Year 1: 3% lower
📅 Year 2: 2% lower
📅 Year 3: 1% lower
📅 Year 4+: Fixed rate for the life of the loan
✅ Eases your budget in the early years
✅ Gives time for income to grow or rates to drop so you can refinance
✅ Keeps more cash in your pocket for moving costs, furniture, and life
If you’re buying, this is a powerful negotiating tool. If you’re selling, it can make your listing stand out. 🏡
📲 Text me “BUYDOWN” and I’ll run the numbers for you.
📲(979)299.4210 or 682.561.6723
👉🏽 www.mattvern.com
🔑https://www.mattvernhomeloans.com/
📩 [email protected]
