Mark Thomas Mortgage Advisor

12/01/2025

Exciting things are happening in DFW! 🚀
Major companies like Caterpillar, Google, Charles Schwab, and more are planting roots right here in North Texas. That means more jobs, more growth, and more demand for homes; making it one of the smartest places to invest in real estate right now.
With diverse industries (tech, finance, aviation, manufacturing) anchoring here, DFW offers stability and long-term growth potential.
✨ Ready to make your move? Let’s get you home by visiting www.kingrealtytexas.com to take advantage of the buyer's market.
Shawna King, Realtor 214-697-1742

10/03/2025

Feeling the pains of growing debt? 💳🏠 Your home could be the tool to lower your payments, protect your credit, and start fresh. DM me to see if this strategy would work for you!
https://myoc.io/mthomas

09/17/2025

In mortgage, a lot of times loan estimates and quotes can be misleading. You will find that in the media and headlines as well. What do you think about the news of Fort Worth lowering the property tax rate? Great right? Take a look a the chart and let me know your thoughts- is it a fair trade? The overall total cost out of pocket is rising. Other areas get more funding (I assume). What do we think? Leave a comment!

The biggest lesson I’ve learned this year, mostly watching, but participating in advocacy for a bill to get passed into law in DC, is that more citizens need to be involved and be a part of the process.

If you live in does a great job highlighting a ton of things going on around town and the inner workings of the local government. Stay connected! Officials will actually listen to concerns, but only if they are brought to them.

What are your favorite sources or accounts to stay connected in the FW area?

09/16/2025

This is a look at the average conventional 30 yr mortgage rate over the last 1 month heading into the 2 day FED meeting beginning today with a rate decision coming tomorrow afternoon.

Most “experts” have said that rates will remain still or even tick higher, because a 25 basis point cut has already been priced into the market. Today the markets opened flat basically, just -5bps, which could signal they are right.

What do you notice? Comment and give me your prediction of what the market does next!

AND:

If you are interested in locking in a rate for a purchase or refinance anytime soon, I would love to talk over strategy and the benefits of using me as a broker. I have dozens of reliable lenders, and am not stuck with just 1 rate sheet like a big lender can be.

Want to learn more about how an independent mortgage broker operates ? Send me a DM and let’s see if we can help!

09/15/2025

A lot of buyers think they need to wait months after starting a new role, but lenders consider more than just your start date. Factors like your job field, income type, and work history all come into play.

Starting a new job doesn’t automatically disqualify you from buying a home. In fact, you might still be eligible depending on your unique situation.

I can help you:
✅ Understand how your employment situation affects your loan options
✅ Figure out what documentation you’ll need
✅ Explore programs tailored for buyers with recent job changes

If you're ready to buy but aren’t sure if your new job will hold you back, let’s chat.

DM me or click the link in bio to connect and see what’s possible. You don’t have to do this alone — I’ve got your back.

https://myoc.io/mthomas

08/04/2025

If you’ve ever heard anything preventing you from wanting to use an FHA loan, this article is very thorough and helps keep things in perspective!

FHA loans aren’t just for first-time buyers or those with bad credit. Learn the facts, avoid common misconceptions and navigate FHA loan requirements with confidence: https://www.nar.realtor/magazine/real-estate-news/sales-marketing/navigating-fha-loan-requirements-crafting-home-purchase-agreements-with-ease

07/25/2025

Price correction! Come see me for the open house on Sat from 2-4. Great house on a corner lot.

07/01/2025

Since June is National Homeownership Month, there’s no better time to stop wondering if you’re ready — and start learning how to get there.

✅ Credit needs work? I’ll help you build a plan.
✅ Unsure what you can afford? I’ll run the numbers with you.
✅ Think you need 20% down? Let’s talk through your options — you may be closer than you think.

Because you don’t have to have it all figured out — you just need a place to start.

So whether you’re just starting to explore your options or ready to take the next step, I have tools and guidance to support you every step of the way:

📊 Budget-friendly mortgage calculators
📋 Step-by-step checklists
❗ Do’s & Don’ts to avoid costly mistakes
📚 Resources that answer the questions you didn’t even know to ask

Message me if you’d like help figuring out your next steps, or comment TOOLS if you’d like me to send you the link to more tools and resources for helping you get started.

https://myoc.io/mthomas

06/24/2025

I’m here to guide first-time buyers through every step — from pre-approval to closing day — with honest advice, clear answers, and personalized support.

Here are the 4 daily or weekly habits I recommend to anyone who’s even thinking about homeownership:

📈 Keep an eye on your credit — I’m happy to recommend free tools to help you monitor and track your progress
📅 Always pay bills on time — even one missed payment can have a lasting impact
💵 Set aside money from each paycheck — every bit adds up, and no amount is too small to start
🗓️ Talk to a loan officer early — even if you're a year out, I can help you create a clear plan and timeline

Most buyers wait too long to ask questions — but you don’t have to. I’m here to help you make a plan that works for you.

Drop your best homebuying tip in the comments, and if any first-time buyers have questions, don’t hesitate to reach out.

I’m here to help make your first home feel like the right home.

https://myoc.io/mthomas

06/17/2025

Preparing your documents in advance will save you time and trouble once you've started the pre-approval process! Here's some examples of what you'll need – want to know exactly what documents youll need fir your own situation? Send me a message or visit clubhouselending.com!