Edward A. Stubbs-Gold Financial Services NMLS #787868

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Fort Worth, TX
Edward A. Stubbs-Gold Financial Services NMLS #787868

Edward Stubbs is your premier mortgage expert located in Fort Worth, Texas. He offers some of the mo

11/01/2023

November is all about warmth, family, and feeling right at home. With Gold Financial Services, we make the mortgage process so easy you'll feel like a kid again. So go ahead, kick your feet up—your dream home awaits!

Ready to find a home where you can truly kick back and relax? Click edwardstubbs.gfshomes.com to start your journey today!

10/31/2023

👻 Boo! Did the ghost of 20% down payments spook you out of buying a home? Don't let this old tale haunt your homebuying journey. 🎃

Low-Down Magic Potions: Many conventional loans require just 3-5% down to get your broom—uh, keys—in hand!

Zero-Down Spellbooks: VA and USDA loans offer ZERO down payment options. That's as bewitching as a full moon on All Hallow's Eve! 🌕

Don't get tricked by myths; treat yourself to the right mortgage that makes your dream home a reality, not a nightmare! 🧙‍♀️🏠 Ready to face your homebuying fears this Halloween? Reach out to edwardstubbs.gfshomes.com to unearth the mortgage that won't haunt you.

10/30/2023

📊 Monday Market Update: Contradictory Reports, Uncertain Rates 📉

We've got some mixed messages in last week's housing market reports that we need to unpack. 🏠

Conflicting Housing Reports 🏡
Two reports recently came out that seemingly tell different stories about the health of the housing market. The New Residential Sales data from the Census Bureau points to a stable and improving housing market. On the other hand, Pending Home Sales from the National Association of Realtors paints a less rosy picture. What gives? 🤔

Here's the breakdown: New homes are indeed being built and sold, thanks in part to rate buydown incentives by builders. But when it comes to existing homes, inventory is nearly non-existent. People are hesitant to sell and give up low mortgage rates only to buy a new home at higher rates.

Rate Watch 📈
The Fed might hit pause on rate hikes. Keep tabs on this week's jobs report and Federal Reserve meeting—they could be game-changers.

Stay tuned for more updates, and as always, we're here to guide you through your mortgage journey. Questions? Let's chat! edwardstubbs.gfshomes.com

10/27/2023

Let's talk about why NOW is a great time to fall into homeownership!

Benefits of owning your own home:
◾ Homeownership can provide stability, security, and real estate has a history of appreciating over time, which may mean a chance to grow your wealth.
◾ Purchasing a home allows you to lock in your monthly payment rather than worrying about when the next rent increase will be.
◾ As a homeowner, your living expenses could reduce overtime.
◾ Owning a home could mean undeniable tax benefits.
◾ Plus, owning a home gives you the ability to build equity, which grows your overall net worth. You can't build equity if you are renting.

Remember, your rate is temporary. Focus on finding the right home for you now, there will always be a time in the future to refinance – and we can help!

Reach out today at edwardstubbs.gfshomes.com to talk about how you can invest in your future while receiving the many benefits of owning your home!

10/26/2023

Fall is in the air, and you know what that means—pumpkin spice everything! 🍂☕ While you're savoring that cozy pumpkin spice latte, why not make the most of this season by exploring our variety of mortgage options? We've got the perfect blend of solutions to meet your needs. Because just like your coffee, your mortgage should be tailored to you.

Ready to spice up your homebuying journey this fall? Reach out at edwardstubbs.gfshomes.com to find your perfect mortgage blend! 🎃🏠

10/23/2023

Though the mortgage landscape is shifting, each challenge brings new opportunities. From stable new home sales to a cautious Federal Reserve, the key is knowing where to look.

Contact us at edwardstubbs.gfshomes.com. We’ll guide you through the ups and downs of today's mortgage market. Let's turn challenges into opportunities.

10/16/2023

🏡 Monday Market Update from Gold Financial Services! 📈

Are you in the hunt for a new home? We've got the market insights you need to make an informed decision. New home sales are up, lifestyle choices are shaping the market, and home prices are on the move in every major U.S. city. Now is the time to act!

👇 Ready to dive into the market? Contact Gold Financial Services today to get started. Let us help you unlock your dream home! 🏡

10/10/2023

As the leaves turn and seasons change, so do our lives and housing needs. 🍂 Whether you're a first-time homebuyer feeling the spring of new opportunities or a seasoned homeowner looking to fall into a new chapter, we're here to guide you through all your seasons of change.

Ready for a change this season? 🍁 Click edwardstubbs.gfshomes.com to explore your home loan options and start a new chapter in your life story today.

10/09/2023

Owning a home is a significant milestone, but nothing is more important than good health. This October, we're lending more than just mortgages; we're lending our support to the fight against breast cancer. Take action, get screened, and let's make every home a healthy home. 🎗️💗

10/06/2023

🏡 Exciting News! 🏡

Fannie Mae is shaking up the game in the world of real estate! 🎉 Starting November 18, 2023, they're introducing a game-changing 5% down payment option for owner-occupied 2-, 3-, and 4-unit homes. 🏘️ Say goodbye to the days of hefty 15-25% down payments for duplexes, triplexes, and four-plexes. 🚀

This is a golden opportunity for those looking to invest in multifamily homes and enjoy the perks of homeownership at the same time. 👉 Message us to learn More and Get Started Today!

10/02/2023

Here's what you need to know about the housing market this week:

📉 New Home Sales: Sales are down 8.7% this month but hey, they're still 5.8% higher than last year!
💰 Price Drop Alert: The cost of new homes has fallen 13.4% from last year's high.
📝 Pending Sales: A 7.1% drop since last month has some buyers reassessing.
📈 Home Prices: Despite a dip, the national price index hit an all-time high!

Why this matters: Lower prices offer a golden opportunity for new buyers, while the rise in the national home price index suggests a solid investment.

What's the Move? 🤔
✔️Take advantage of lower prices.
✔️Reach out for expert advice.
✔️Keep an eye on trends with us!

Want to chat more about what this means for you? Contact me today edwardstubbs.gfshomes.com

09/28/2023

Just like in football, a strong game plan can make all the difference. Let's talk strategy for securing your dream home!

Click edwardstubbs.gfshomes.com to kick off your homebuying journey.

Address

4144 N Central Expressway Suite #250
Fort Worth, TX
75204

Website

https://www.loansbyedward.com/ask-a-professional/

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