Rand Toulouse-Panther City Mortgage Nmls#288938

08/27/2026

Your credit score can play an important role when preparing for major financial goals, including buying a home. Small, consistent steps like making payments on time, keeping credit card balances manageable, paying down debt, and reviewing your credit report can help strengthen your credit profile over time. Building healthy credit habits today can put you in a better position for future opportunities. Call with questions...(817)528-7559!

Your credit score can play an important role when preparing for major financial goals, including buying a home. Small, consistent steps like making payments on time, keeping credit card balances manageable, paying down debt, and reviewing your credit report can help strengthen your credit profile ov...

06/10/2026

ATTENTION BUYERS!! Right now is a GREAT time to purchase. Sellers are ready for ALL offers. Almost every single loan in our pipleine has a significant seller contribution to the buyer's closing costs. Combine that with an FHA loan that has the ability to fund 100% of the purchase price, and BOOM you are a homeowner with NO out of pocket costs! Call, text or DM us and let's have a discussion!

05/25/2026

To all our fallen hero’s, ‘Thank you’.

Ronald Reagan had a special way of stating this during every Memorial Day during his Presidency.

President Reagan commemorates those Americans who have willingly sacrificed their lives for their country, during the Memorial Day ceremonies held at the Arl...

05/15/2026

This is why I love what I do….

05/04/2026

Let’s give it up for Kenna!

Meet Kenna, Panther City Mortgage’s detail dynamo! As our loan processor (and licensed loan officer—yes, she’s got both!), Kenna thrives on the nitty-gritty that keeps your home loan journey smooth.

While others might get lost in the paperwork, she finds joy in it! With three years under Rand’s mentorship, she’s all about ensuring each client feels cared for. Kenna’s passion? Ensuring you feel right at home, even before you receive the keys!

We’re beyond grateful to have Kenna’s dedication on our team. She’s a huge part of why we do what we do!

03/28/2026

Getting pre-approved is a big first step when buying a home.

But a lot of people ask the same thing after that…

“What happens next?”

From house hunting to inspections to closing day, we break down the steps that usually follow so you know exactly what to expect.

Buying a home is a lot less intimidating when you understand the process.

Read it here: https://www.panthercitymortgage.com/post/what-happens-after-you-get-pre-approved-for-a-mortgage

03/26/2026

Interest rates get a lot of attention, but they aren’t the only thing that matters.

The real question is whether the monthly payment fits comfortably into your budget.

A home should support your lifestyle, not stretch it too thin.

When the payment makes sense for you, the rest of the numbers tend to fall into place.

01/29/2026

🚨 **ALERT – Real Estate Wire Fraud** 🚨

I got an urgent phone call from one of my clients >>yesterday. He banks with a large U.S. bank and is scheduled to close on his home tomorrow.

He received a call that appeared to be from his bank to “set up the wire.” The caller knew the last four digits of his SSN *and* his account number. Everything sounded legitimate. Even though this client is very savvy (and works in a field familiar with criminal tactics), he admitted he was almost completely duped.

The moment they asked him to *verify additional details*, he stopped the call.

⚠️ **Reminder:** A bank will **NEVER** call you to facilitate a wire.

Please be extremely careful—wire fraud is sophisticated, convincing, and happening every day.

to Protect Yourself

• Always verify independently. Call your escrow officer, lender, or agent using a phone number you already trust.
• Be suspicious of last-minute changes, especially before weekends or holidays.
• Watch for red flags: urgent language, slight email address changes, or account names that don’t match the title company.
• Never send wiring info via email or text.
• Use strong passwords + 2FA on email and financial accounts.

If You Think Fraud Is Happening

• Call your bank **immediately** and request a wire recall
• Report it to the FBI at https://www.ic3.gov
• Notify your realtor, title company, and local authorities

Please share—this warning could save someone’s life savings.