Insurance For Texans

10/16/2026

I'll probably eat something with pumpkin in it too. 🎃

10/16/2026

What Are the Gotchas With Private PPO Health Plans in Texas?

Learn what to know before buying a private PPO health plan in Texas, including underwriting, benefit limits, prescriptions, and out-of-network costs.

10/15/2026

Texas doesn’t get just one shot at hail season.

Spring gets most of the attention, but Texas can see another round of severe storms and hail as we move into the fall. That means now is a good time to look at what your church would actually pay if hail damages the roof.

Wind and hail deductibles in Texas are based on a percentage of your building's total insurable value.

If your church building is insured for $3 million:
A 2% deductible could equal $60,000.
A 5% deductible could equal $150,000.

Standalone hail coverage can reduce your church’s financial exposure after a qualifying hail event.

Don’t wait until the radar turns red to figure out your deductible.

Click the link below and let us review your church’s hail exposure before the next storm rolls through Texas.

https://ins4tx.co/4y3SJmz

10/15/2026

Medicare open enrollment begins today for certain plans.

Our health insurance team is available to help you to enroll in a plan for 2027.

Give us a call.

469.789.0220

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We do not offer every plan in your area. Currently, we represent 17 organizations which offer 71 products in your area. Please contact https://ins4tx.co/4hKOV2S (https://ins4tx.co/4jacPqK), 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

10/14/2026

If you see a direct primary care physician, you still need health insurance.

The kind of health insurance you need will depend on your needs.

Direct primary care pairs well with:

⭐ Catastrophic Health Insurance
⭐ Private PPO plans
⭐ Indemnity Health Plans
⭐ Group Health Plans
⭐ Self Insured Health Plans

While direct primary care is not available in every state, it is a growing movement among primary care physicians. But one mistake people make when it comes to direct primary care is thinking that they don't need health insurance anymore.

DPC is meant to cover your primary care needs, but you still need health insurance to cover you in case of an unexpected medical diagnosis or hospitalization.

Let us help you find the best plan.

Call Kevin at 469.789.0220

10/14/2026

What Happens If I Don’t Have Health Insurance in Texas?

Learn what happens if you go without health insurance in Texas, including the financial risks, cash-pay care, and alternative coverage options.

10/13/2026

Hang in there everyone.

10/13/2026

Last week, our agency learned firsthand how convincing a cyber attack can be.

A legitimate-looking email arrived requesting a signature. One click led to a fake login page. The page looked real, the authentication process felt normal, and the hacker gained access to an email account.

That is the problem with cyber threats today. They are not always obvious, and small businesses are absolutely being targeted.

Good cybersecurity matters. Multi-factor authentication, password controls, employee training, and better email systems can all reduce your risk. But none of them make you untouchable.

That is where cyber liability insurance comes in.

Cyber coverage can help with forensic investigations, legal expenses, customer notifications, data recovery, and other costs that can follow a breach.

Cyber risk is no longer something only large corporations need to think about.
If you run a business and handle customer data, payments, or email, it is worth understanding how exposed you really are.

Don't risk your business's future. Get a cyber liability policy today.

469.789.0220

10/12/2026

Are you a church leader in Texas? Have you read our book yet?

You can get a free copy at https://ins4tx.co/4h9hhn8

10/12/2026

Life insurance gives your family peace of mind if something happens to you.

Don't wait until your spouse is left trying to figure out how to pay the bills. Have a discussion with Kevin about your life insurance options.

469.789.0220