Lonestar Auto Insurance

04/23/2026

We are here for you - Give us a call 817-207-0410

04/22/2026

When you look at a damaged car in the driveway and water dripping from the ceiling, it’s easy to think of them as two separate problems. But they usually point to one thing—unexpected moments that hit fast and cost more than most people are prepared for.

Here’s the reality:
✅The Insurance Information Institute reports that about 1 in 20 insured homes file a property damage claim each year—and water damage is one of the most common reasons.
✅According to National Highway Traffic Safety Administration, there are over 6 million car accidents in the U.S. every year.
That’s not rare. That’s everyday life.
The difference isn’t whether something happens—it’s whether you’re ready when it does. Having the right coverage for both your home and your vehicle means one bad day doesn’t turn into a long-term setback.
Take a minute to review your policies. Small gaps today can turn into big expenses tomorrow.

02/19/2026

6 Things Every Homeowner Should Know About Their Insurance Policy

✅Know what’s actually covered – Standard policies often exclude floods, earthquakes, and certain types of water damage unless added separately.

✅Replacement cost vs. actual cash value matters – Replacement cost coverage pays to rebuild with today’s prices, while actual cash value factors in depreciation.

✅Understand your deductible – A lower deductible means higher premiums, but less out-of-pocket cost during a claim.

✅Document your belongings – Photos, videos, and item lists make the claims process faster and more accurate.

✅Liability coverage protects more than your home – It can help cover injuries or damages that happen on your property.

✅Review your policy yearly – Renovations, new purchases, and rising construction costs can leave you underinsured if you don’t update coverage.

A quick annual review can prevent expensive surprises when you need coverage the most.

12/20/2025

Merry Christmas!! From our family to yours.

11/27/2025

Home and family — this season reminds us what’s worth protecting.
Happy Thanksgiving.”
Secure Your Coverage in Minutes — Give us a call! ✅

11/19/2025

Did you know 62% of insurance buyers say that a live conversation with an agent was the key reason they chose their policy?
One simple call could make all the difference. Reach out, talk with an expert, and let us help you find the right coverage for you.

10/25/2025

🏠💧 Did you know? Only 1 out of every ~14 Texas homes has flood insurance — yet flood damage isn’t covered by standard homeowners policies.
If you live in the Fort Worth area (or anywhere in Texas), you’re not immune: flood risk exists even outside high-risk zones.
Texas Department of Insurance

Don’t wait for the next heavy downpour — talk to one of our insurance agents about adding flood coverage or confirm whether your current policy includes it. Stay safe and protected!

Homeowners, Auto, commercial Auto, Motorcycle, Mobilehome, watercraft, condominiums, renters insuran

10/25/2025

🌧️ Rainy days don’t send reminders — accidents don’t either.
When the roads get slick and visibility drops, even the best drivers face unexpected moments.
That’s when the right auto coverage makes all the difference.
🚗💧 Protect yourself before the next storm hits.
✔️ Review your policy
✔️ Update your coverage
✔️ Drive with confidence

👉 Get your auto insurance quote today — and stay covered, rain or shine.

10/11/2025

Not All Damage Is Covered the Same Way After an accident:
Liability pays for damage you cause to others.
Collision pays for repairs to your car, even if you caused the crash.
Comprehensive covers non-collision damage (hail, theft, flooding).

💡 Fact: Without collision coverage, you’d pay out-of-pocket to repair your own car if you’re at fault.

10/09/2025

Texas is an “At-Fault” State
If you cause an accident in Texas, you (and your insurer) are responsible for paying for the other person’s damages.

That’s why liability coverage is required by law — at least 30/60/25:
$30,000 per injured person
$60,000 total per accident
$25,000 for property damage
(Texas Transportation Code §601.072)