Double Eagle Wealth Management - Ryan Ammon

Double Eagle Wealth Management - Ryan Ammon Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Double Eagle Wealth Management - Ryan Ammon, Financial service, Fort Worth, TX.

06/05/2026

I'm a huge fan of automating your savings, but if your automation logic isn't percentage based as your income goes up, your savings rate actually goes down.

If I make $100K and save $500/mo, my savings rate is 6%.

If I get a raise and make $110K, my savings rate is now 5.4%.

Over the course of someone's career this can create a devastating undersaving. They may determine their savings rate is suffcient at 30, then not realize their error until 40 and have to make up for a decade of undersaving.

Your 401(k) plan is likely percentage based and may even have the ability to increase the percentage rate annually. Your taxable brokerage and IRA savings are probably fixed dollar. I like making a calendar or phone reminder during the time annual reviews are done to go in and change any fixed dollar savings to account for a change in salary.

06/04/2026

My opinion: if you're working with an advisor that doesn't hold you accountable to follow through with your plan, it's not a great fit. We're all busy. Sometimes that means the advisor needs to be a nag. A plan is only worthwhile if it's implemented.

06/02/2026

🐂 Bull Case: The new Fed chair Kevin Warsh is going to push for lower rates and run the economy hot, stimulating asset values even higher.

06/01/2026

🐻 Bear Case: The new Fed chair Kevin Warsh is going to push for lower rates and run the economy hot, reigniting inflation that hasn't been priced in.

05/29/2026

Roth typically sounds like a great deal to people when they first learn about it. It's tax-free after all! But, what they miss is it's a simple math problem. It's the cost of the tax rate you paid today (since you didn't get a deduction) relative to the tax rate you would've paid when you withdraw the funds.

It's not more complicated than comparing those two rates. Pay 32% in tax now to skip on paying 22% in tax when you withdrew? Bad deal.

It's a pretty easy decision when you're on the edges of the tax brackets. A lot more difficult when you're in the middle brackets.

Some things to consider:
➟ Tax brackets are graduated, so not all withdrawals are taxed at your top marginal rate.
➟ Tax policy can change. You've got to make a decision on what you think the probability of taxes being higher, lower, or the same during your distribution period.
➟ If you are fortunate enough to pass on an inheritance, your heirs (kids) currently have 10 years to deplete any IRAs at their ordinary income tax rate. You'd need to consider what their tax bracket would be.
➟ Your value of certainty of outcome (paying the tax now) versus the uncertain of outcome (tax policy changes).

05/27/2026

🐂 Bull Case: Nothing is signaling recession in the economic data and the market is plowing through all of the geopolitical events. What's stopping this market?

05/27/2026

It’s going to rain today.

05/26/2026

🐻 Bear Case: The bond market keeps signaling troubled waters. Treasury yields have risen throughout the year. They say the bond market is the smart money and front runs the stock market. Are they right?

05/22/2026

In the past, access to products was a differentiator. Working with a firm like Morgan Stanley, UBS, or Merrill Lynch meant you had access to investments that you couldn't get from smaller firms or on your own. Now it's almost the opposite.

Access to investments has become almost a commodity. As a DIY investor, they can access all of the same stocks, bonds, mutual funds, and ETFs with a Robinhood account. That investor likely won't be able to access the same private markets funds or some SMAs with enhanced tax-loss harvesting potential, for example.

Ironically, if they worked with a smaller firm, they likely have a broader menu of investment options since the big firms will restrict a large swath of choices for conservative compliance reasons.

There's still a difference with the investment banks for the UHNW investor for IPO and pre-IPO deals. That's about it and is an extremely small segment of consumers.

Summary on Greatest Access to Investments:
DIY Investors -> Large Firms -> Small Firms

05/20/2026

Reminder: the market can be irrational a lot longer than you can remain solvent.

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Fort Worth, TX
76109

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Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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