10/27/2026
Financial literacy in our country is lacking. Well, probably. I do believe that a large percentage of people know better and just lack the discipline to do the right thing. That's another discussion.
In my observation, families who involve their kids in real conversations early: how spending decisions get made, what a budget actually is, why saving and investing matter, and eventually, what the family's wealth is actually for are the ones that raise kids with the best financial outcomes.
It doesn't require a huge trust fund to teach the lessons.