Keller Crowley Team - City Bank Mortgage - NMLS# 937821

09/10/2026

📈 The 10-Year Treasury yield has climbed to its highest level since 2023 — and outside of that brief spike, we’re near levels we haven’t seen since 2007. ⏳

🏠 Mortgage rates continue to feel the pressure, and right now there’s no clear sign of meaningful relief on the horizon. 🌥️

🇺🇸 One of the biggest factors: government borrowing. The U.S. continues to issue massive amounts of Treasury debt, and that added supply can push yields higher — putting even more pressure on mortgage rates. 📈

👀 Unfortunately, there’s just not a lot of positive news in sight for rates right now. I’m here to keep an eye on everything, cut through the noise, and keep you updated on what it all means for mortgage rates. 📰

🏡🤝 Please let me know if I can help you in anyway! 📞

Please note that this is not a commitment to lend. All clients are subject to credit approval.

07/30/2026

The Fed held interest rates steady yesterday. 👍📊

The bigger story was the 9-3 vote, with three members pushing for a rate hike—the most dissent we’ve seen in more than 10 years. 👀📈

Now the crystal balls are back out, and many are predicting higher rates ahead. 🔮

I’m hoping those crystal balls work about as well as the ones that had rates falling by now. 🤞😂

Please not that this is not a commitment to lend. All clients are subject to credit approval.

07/23/2026

📈 10-Year Treasury yield: Over 4.7% and a new 52-week high.
🏠 Mortgage rates: Feeling the pressure.
🥵 North Texas: Approximately 147 degrees.
⚽️ Me: Still suffering from a severe case of World Cup fever.

Inflation concerns, oil prices, and the possibility of another Fed rate hike are all creating a tough environment for interest rates right now. Since mortgage rates tend to closely follow the 10-Year Treasury, this is definitely something we’re watching closely.

Rates are hot. Texas is hotter. And apparently I’m still not over the World Cup. 😂⚽️🔥

As always, if you have questions about what all of this means for buying, refinancing, or your mortgage options, give me a call!

☀️

06/23/2026

“Elevator up, stairs down.” 📈➡️📉 🏡

The Iran-US deal is good news for mortgage rates, but don’t expect them to race back below 6% overnight. 🇺🇸🤝🌍

While easing tensions and lower oil prices help ⛽️⬇️, inflation is still proving stubborn 📊 and Fed policy remains the biggest factor. In fact, one potential future Fed Chair recently mentioned the possibility of a rate increase this year. That’s one reason rates are coming down the stairs instead of taking the elevator. 🏢⬇️

The good news? We are moving in the right direction. 👍 The bad news? Patience is still required. ⏳

I’ll keep watching the bond market 📈 and keeping everyone updated while trying to focus on work through a serious case of World Cup fever. ⚽️🌎🇺🇸🔥
⚽️

05/20/2026

05/19/2026

🚨 The 10-Year Treasury yield has now reached its 52-week high — and mortgage rates are moving right alongside it. 🏠📊

With rates climbing quickly, having access to multiple loan platforms and financing options is more valuable than ever. 🔍💡 Every buyer’s situation is different, and in a market like this, flexibility can be the difference-maker.

Now is the time to work with a lender who can explore different solutions, explain all available options, and help navigate this changing market confidently. 🤝📈

Preparation matters. Strategy matters. And having the right team behind you matters even more in today’s rate environment. 🔑

Please not that this is not a commitment to lend. All clients are subject to credit approval.

🏡⚡️

05/15/2026

📈🏡 BIG news for North Texas!

Fort Worth is now officially the 10th largest city in the United States 🇺🇸🔥

Even with today’s higher interest rates 📊, people are continuing to move to DFW every single day for the jobs, growth, lifestyle, and opportunity this area provides. That says a lot about where our market — and our city — are headed. 🚀

With this kind of population growth comes one major thing in real estate… competition. 🏠⚡️

If you’re thinking about buying a home in today’s market, being “just interested” isn’t enough anymore. The buyers who are winning are the ones who are:

✅ Pre-approved
✅ Financially prepared
✅ Ready to move quickly when the right home hits the market

A strong pre-approval not only helps you understand your budget 💰 — it also shows sellers you’re serious and ready to close. In a fast-growing market like Fort Worth, preparation can be the difference between getting the house… or missing out. ⏳🔑

If you’ve been thinking about buying a home or just want to put together a game plan for the future, let’s connect! 🤝

Please not that this is not a commitment to lend. All clients are subject to credit approval.

04/22/2026

Property tax notices are out in Texas 📬🏡

If you don’t agree with your value, you have until May 15 to protest ⏳🗓️

Most counties (especially Tarrant County) make it super easy to file online — takes just a few minutes 💻⚡

Even if your value didn’t go up this year, it’s still worth checking. I’ve seen successful protests lower values by around 5% 📉💡

Don’t miss the deadline — it’s one of the easiest ways to potentially save money 💰🙌

Please not that this is not a commitment to lend. All clients are subject to credit approval.