Keller Crowley Team - City Bank Mortgage - NMLS# 937821

05/20/2026

05/19/2026

🚨 The 10-Year Treasury yield has now reached its 52-week high — and mortgage rates are moving right alongside it. 🏠📊

With rates climbing quickly, having access to multiple loan platforms and financing options is more valuable than ever. 🔍💡 Every buyer’s situation is different, and in a market like this, flexibility can be the difference-maker.

Now is the time to work with a lender who can explore different solutions, explain all available options, and help navigate this changing market confidently. 🤝📈

Preparation matters. Strategy matters. And having the right team behind you matters even more in today’s rate environment. 🔑

Please not that this is not a commitment to lend. All clients are subject to credit approval.

🏡⚡️

05/15/2026

📈🏡 BIG news for North Texas!

Fort Worth is now officially the 10th largest city in the United States 🇺🇸🔥

Even with today’s higher interest rates 📊, people are continuing to move to DFW every single day for the jobs, growth, lifestyle, and opportunity this area provides. That says a lot about where our market — and our city — are headed. 🚀

With this kind of population growth comes one major thing in real estate… competition. 🏠⚡️

If you’re thinking about buying a home in today’s market, being “just interested” isn’t enough anymore. The buyers who are winning are the ones who are:

✅ Pre-approved
✅ Financially prepared
✅ Ready to move quickly when the right home hits the market

A strong pre-approval not only helps you understand your budget 💰 — it also shows sellers you’re serious and ready to close. In a fast-growing market like Fort Worth, preparation can be the difference between getting the house… or missing out. ⏳🔑

If you’ve been thinking about buying a home or just want to put together a game plan for the future, let’s connect! 🤝

Please not that this is not a commitment to lend. All clients are subject to credit approval.

04/22/2026

Property tax notices are out in Texas 📬🏡

If you don’t agree with your value, you have until May 15 to protest ⏳🗓️

Most counties (especially Tarrant County) make it super easy to file online — takes just a few minutes 💻⚡

Even if your value didn’t go up this year, it’s still worth checking. I’ve seen successful protests lower values by around 5% 📉💡

Don’t miss the deadline — it’s one of the easiest ways to potentially save money 💰🙌

Please not that this is not a commitment to lend. All clients are subject to credit approval.

03/27/2026

📈 Mortgage Market Update 📉

The 10-Year Treasury has jumped to 4.4% — up nearly 0.5% in the last 30 days 📊📆 as global tensions continue to impact the market 🌍⚠️

As expected, fixed mortgage rates have followed, also rising about 0.5% 🏡📈

But here’s the key 👇

💡 While many lenders are stuck with standard options, we’re helping our clients navigate this market using portfolio loan solutions 🧠💼

➡️ These programs can reduce the impact of rate swings 🔄📉

➡️ More flexibility compared to traditional lending 🤝

➡️ Keeping deals moving even in volatile times 🚀

Bottom line:

Rates are moving… but the right strategy matters more than ever 🎯🔥

If you’re buying, refinancing, or just have questions — let’s talk 📲💬

Please not that this is not a commitment to lend. All clients are subject to credit approval.

03/06/2026

Big move in the bond and interest rate market this week 📈

Just last week the 10-Year Treasury was under 4%… now it has jumped about .25% to over 4% 📊

Part of the volatility is coming from the war involving Iran 🌍 which has pushed oil prices higher ⛽ and raised inflation concerns in the market.

When inflation fears rise, Treasury yields and mortgage rates can move up quickly 📉📈

The good news: markets often react sharply to geopolitical events, and hopefully this spike proves temporary as things stabilize 🤞

Volatility cuts both ways — and I still expect rates to move lower again 📉

Please not that this is not a commitment to lend. All clients are subject to credit approval.

02/27/2026

📊 Market shift happening…

The 10-year Treasury yield — what mortgage rates actually follow — just reached its lowest level in about a year, and mortgage rates have started coming down with it.

The housing market reacts to affordability first — and affordability is driven by interest rates.

As rates ease:

🏡 monthly payments improve

💰 buyers gain purchasing power

👀 people who paused their search start looking again

🔁 homeowners who locked in higher rates in past years may finally have refinancing opportunities

Every housing recovery begins quietly like this — not when rates are high, but right when they start moving lower.

We’re watching affordability improve in real time.

Please not that this is not a commitment to lend. All clients are subject to credit approval.

01/21/2026

📉 Rates were trending down…
🌍 Then global tariff news hit.
📈 Bond sell-off followed — and mortgage rates moved up.

The good news? This may be temporary, and rates are still lower than they were 6–12 months ago 🏡

Short-term volatility, long-term perspective matters 📊
This is what I watch daily so my clients don’t have to 🤝💡

Please not that this is not a commitment to lend. All clients are subject to credit approval.

01/09/2026

📉 Mortgage Rates Hit 3-Year Lows

Big move in the market today 👀
Mortgage rates dropped to their lowest level in nearly three years after President Trump announced plans tied to government purchases of mortgage bonds.

Why that matters ⬇️
When demand for mortgage bonds rises, yields fall — and lower yields = lower mortgage rates. Combined with cooling inflation and expectations for future Fed cuts, rates moved fast.

What this means for buyers & business owners:
✔️ Lower borrowing costs
✔️ Better refinance opportunities
✔️ Improved cash flow
✔️ More flexibility in timing

Rate windows open fast — and they don’t always stay open.

📲 Reach out if you want to run numbers or talk strategy about purchasing or refinancing!

11/20/2025

Did you know you have different payment options when it comes time to pay property taxes in Tarrant County and other surrounding counties in North Texas? ❓🏡🤨

1. Pay Full Amount: Property taxes become delinquent on February 1 for the current tax year. You have until January 31st to make full payment. 🏦😁

2. Half Payment Option: Pay taxes in two equal installments with no penalty and interest.
To qualify, you must pay the first half by November 30 and the second half is due by June 30 of the following year. 💵/💵😀

3. Quarter Payment Option: Pay taxes in four equal installments.
In order to qualify for this option, the property (1) must be your residence homestead, and (2) must have an Over 65 Exemption; or (3) must have a Disability Exemption.
Payments are due January 31, March 31, May 31 and July 31.
💵/💵/💵/💵😀

Please share with anyone you know that pays their property taxes on their own and outside of their mortgage. Hopefully this can help!! 💪🏡

Please not that this is not a commitment to lend. All clients are subject to credit approval.