Team Mendoza Loan Originators

06/28/2024

Join our winning team today !!!

((( WE ARE LAUNCHING CAREERS and CHANGING LIVES )))

call me to schedule a corporate tour 817-879-4178

Southwest Funding, LP
Team Mendoza Loan Originators
Southwest Funding - Team Gerardo Mendoza

05/02/2023

TOMORROW IS THE BIG DAY!!! Link in our bio to register. Don’t kiss the opportunity to learn, grow and network. Members still not sure if you can make it, lucky you…. Tickets will be available at the door with proof of active membership. See you tomorrow

01/31/2023

What's a 2-1 buydown and how can it benefit you?

Review this post to learn how you can save on your mortgage in 2023! 􏰀􏰁 Have any questions?

Send us a message or contact us today to learn more.

01/31/2023

Home affordability is not just a challenge for those looking to buy right now...

As you can see by this chart, from 1998 - 2018 (30 years), we saw a 117% increase on the median asking rents.

For perspective, when you then include 4 more years (1998 - 2022), the increase was 201%!
What we do know is that everyone needs a roof over their head... yet finding the right strategy that also aligns with your family planning / long & short term wealth is another story.

Send this to someone you know who is currently renting and could benefit from a FREE analysis to discover what their options are as well as their "cost" of making the wrong decision.

01/21/2023

A real estate agent is so much more than just a person who helps you find your dream home. They are your master guide leading you throughout the entire journey every step of the way.

Whether it's as a Master Negotiator, Pricing Expert, Financing Whiz, Paperwork-Tackler, or Skilled House Hunter, they will go above and beyond to ensure your needs are met.

I work with some of the most skilled and trusted real estate advisors which makes all the difference in the world.

Let me know if you would like a personal referral!!
And - if you are a local real estate agent who feels they too are exceptional, then shoot me a message and let's talk!

01/19/2023

What would have to happen to cause you to move within this next year?

01/18/2023

No matter who you're rooting for in the playoffs, don't forget that the most important game plan when it comes to buying a home is how your mortgage strategy fits into your overall family plan.

If your lender isn't asking you about your long-term financial goals, like financial freedom and retirement, you may not be working with the winning team.

It's never too early to start planning, whether you're thinking of buying in a few months or a few years. Let us know if you want to learn more!

01/17/2023

01/13/2023

Whether you are currently making student loan payments or have a deferral or forbearance plan, mortgage originators are still required to factor in a repayment for your debt -to-income ratio per loan program guidelines (depending on your situation).

If all of your student loan debt has been forgiven, on the other hand, it won’t be accounted for in your DTI ratio, so long as you can provide documentation to the fact.

Based on this graphic we made, you can see how and why we choose some lo an programs over others based off your unique situation.

If you would like a more specific calculation on your own debt-to-income ratio, then feel free to apply online and we will let you know exactly what your ratio is!

01/10/2023

When was the last time you had a full mortgage check up?

Not only do we make sure your current mortgage strategy is still aligned with your current needs... we also review your property taxes, homeowners’ insurance premium, and other debts to make sure you are financially set!

Send me a message if you'd like a free review!!

01/07/2023

We have seen so many happy couples get engaged in the past month that we thought we'd offer a free "mortgage planning" guide so you could start your new married life in a home of your own (if you'd like)!!

Just shoot me a message and we will be happy to get started!

01/05/2023

Is it time to upgrade your backyard for your favorite family pet?

We would love to help!