Dr. Nathan Free - Director of Mortgage Services NMLS# 1543558

01/23/2024

Two-year job history isn't required for all home loans! Whether you're in between jobs or just starting a new career, our underwriters can use potential earnings listed in offer letters or employment contracts as proof of income for some Conventional financing opportunities. Ask about borrower qualifications and other restrictions.

01/17/2024

By rolling student loans into a mortgage with a cash-out refinance, we may be able to offer a lower interest rate and help our borrowers consolidate their debt into one monthly payment. Sierra Pacific will even waive LLPA's for eligible transactions! Let's connect to review the details of this Conventional financing opportunity.

01/15/2024

Today we honor the great minister, activist, and civil rights leader. He taught us to lead with compassion, service, and gratitude. May we lead with love in everything we do and take one step closer to the creating the Beloved Community of Dr. King's dream.

01/11/2024

Before you explore any more open houses, you need to get Sierra Pacific's fully underwritten pre-approval. This will provide you with some certainty during your search and could expedite the closing process when you find "the one". 📲📩 For benefits of our pre-approval process.

01/09/2024

The last thing I want is for you to finally feel comfortable in the market and lose out on the perfect opportunity for you and your family. The key to your success is preparation, and Sierra Pacific Mortgage can get you there!

Let's evaluate your options and get you a pre-approval so that, when the time comes, you're ready!

01/04/2024

Rather than using your phone to scroll through Zillow listings or build that Pinterest inspiration board, why not try the free SPM Go! app and start a loan application.📲Available for both Apple and Android.

Call or DM for my unique download link!

12/29/2023

LTV stands for loan-to-value, which is one of the first financial terms you’ll hear when financing a home loan. Check out our blog post to learn what is considered a good ratio and why it matters to you as a borrower: https://loom.ly/msdI40c

12/27/2023

How exciting is it that another wonderful family will receive keys to their new home this week?! When that comes in, we are right there with you doing a little happy dance. Let our team help you be the next happy homeowner🏡

12/26/2023

Quick update on Rates... they are starting to fall, and I am here to help you!

After dropping precipitously from over 8% in late October to well under 7% by December 14th, mortgage rates have been stone silent.  In the 7 business days that have followed, the average top t...

12/23/2023

From all of us at Sierra Pacific Mortgage, we wish you a very happy holiday season! Our offices will be closed on Monday, December 25th as our team gets some well deserved rest and rejuvenation.

We hope you have a wonderful long weekend celebrating with family and friends☃️