Joint Legacy 5

09/26/2022

Life Insurance you don't have to die to use...

11/25/2021

Another year down with more reason to be thankful than the last! To my friends, clients and clients who became friends, HAPPY THANKSGIVING to you and yours❤️🍽🦃!

09/07/2021

09/07/2021

Among many reason, one that stands out that makes me proud of representing National Life is their philanthropy. This is a mutually owned company that is not only interested in pocketing profits, but also giving back to the community. The motto is:

Join a company with a strong connection to the communities we call home in good times and in bad. nationallife.com/careers

09/01/2021

There are many reasons to get life insurance, even if you’re single. Some of these reasons include: you have debt, you want to lock in coverage while you’re young and healthy, or you have people who depend on you. There are more reasons outside of this list too. If you’re flying solo but considering purchasing life insurance, talk to a financial professional today!

08/19/2021

The biggest part of our company crusade is living benefits. One of the flagship products we are affiliated with offers the most comprehensive living benefits, bar none!
Lets chat!

08/10/2021

Do you know when the cheapest time to buy life insurance is? The answer may surprise you. It turns out, buying a policy 10 years too soon can actually be cheaper than waiting just 1 minute too long. How does this happen? Well, it all has to do with premiums and how they change over time. As people get older, the risks also increase which means that they are more likely to need life insurance in the future. This means that those who wait until later in life will have higher rates as an adult due to increased risks and costs associated with them getting older while others who purchased earlier will have much lower rates because they're at less risk for needing coverage down the road.

Let’s set your future up for success. Don’t wait another minute!

08/09/2021

Life insurance can be a confusing concept, but it is an important part of financial planning. With the variety of plans to choose from, how do you know what plan is best for you? We can help! Hop on a call with us and find out which life insurance plan will work best for your needs. You are not alone in the process; we are here to make things as easy as possible for you.

08/06/2021

You can name any legally competent person as a beneficiary, including your spouse, children, other relative or friend. You can also name an entity as a beneficiary, such as a trust or charity.

The proceeds of your policy will be paid directly to your beneficiary, privately and without the delays of probate. If your needs are more complex, perhaps to take care of an aging parent or a special needs child, you may want to consider utilizing a trust as your beneficiary. The trust will outline the provisions of how the proceeds will be distributed and a trustee of your choosing can be named to manage the proceeds on behalf of the beneficiary.

08/04/2021

Universal Life Insurance may be ideal for the consumer who has a need for life insurance, is somewhat conservative, and wants the guarantees of a fixed, minimum interest rate with the potential for additional interest credits. Increasing the death benefit may be subject to additional underwriting approval.

Benefits include:
-Flexible death benefit
-Flexible premium
-Policy cash values are credited a current interest rate that is set by the insurance company, which is subject to change, but will never be lower than a guaranteed minimum interest rate.

Are you interested in this policy? Call me today and we can discuss if this is a good fit for you and your family.