04/11/2025
Rates are on the move again—and not in a great direction (for now). The bond market is selling off, and that’s pushing mortgage rates higher. It’s tempting to panic, but here’s the key: We’ve seen this before. Rates will come back down. It’s just a matter of when.
*Right now, smart strategy matters more than ever.
*Locking or floating depends on your closing timeline and risk tolerance.
*Even if we must lock at a less-than-ideal rate today, there are ways to pivot when the market improves.
So, why will rates drop again?
Because global economics always come back to balance. Tensions like the current U.S.-China standoff are temporary. Assuming the global economy slows, that will put pressure on rates—and we’ll likely see improvement in the weeks or months ahead. The good news? Rates are still slightly better than where we were at the beginning of the year!
Have questions about your loan or timing your rate lock? We’re here to help you make the best move—now and when the market turns. 317-941-8910
