John Saboski - Employee Benefits Consultant

John Saboski - Employee Benefits Consultant Former HR professional turned Employee Benefits Consultant, specializing in strategic solutions that drive growth and optimize employee benefits.

Focused on building strong connections and delivering effective results for employers and their teams.

01/20/2026

If you work in HR, you’re wearing a lot of hats and benefits compliance is one that can get confusing fast with changing rules and deadlines.

In this short video, I walk through a few ways we help employers stay organized and proactive
Wrap and POP documents
Ongoing compliance support
Gap analysis to identify and close gaps
Compliance calendars and planning guides

If one of your goals this year is to sleep better at night, reach out and we can do a quick check to see how up to speed your compliance is and where we can make it even stronger.

01/06/2026

Happy New Year! I’m John Saboski with Insurance Management Group. This is year two of these videos, and my goal is simple: help HR and finance leaders make employee benefits a little less confusing with clear, practical insights you can actually use. I’m looking forward to the new year and hope you’ll follow along.

10/07/2025

Turn your team’s benefits literacy into a win. Quick steps to help employees compare plans fast, know where to go for care, and cut avoidable costs.

10/07/2025

Open Enrollment is the Super Bowl of your benefits year.
In this quick video, I show simple ways to boost benefits literacy so employees choose confidently, costs stay in check, and stress goes down.
Watch and turn confusion into confidence this OE.

10/01/2025

You don’t need heroics—you need a plan you can see.

Start with data → strategy → pricing → communication.

Turn reports into decisions with a one-page driver summary and three actions.

Demand strategy over quotes with side-by-side scenarios and clear budget/member impact.

Require PBM transparency (audit rights, rebate disclosure, measurable guarantees).

Insist on fiduciary clarity so you know who’s paid and for what.

Execute with plain-language materials, paycheck examples, and a simple “where to go first” care map.

09/17/2025

Ever wonder why your group health plan goes up every year? It’s not a mystery, costs are driven by claims trend, high-cost claimants, pharmacy (GLP-1s/specialty), admin/fees, networks, and (for self/level-funded) stop-loss. In this video, I break down what’s actually negotiable, what’s a one-time shock, and what you can control across fully insured, level-funded, and self-funded plans.

08/19/2025

HR & Finance leaders, aiming for steadier health plan costs without shifting more to employees? 🎥 In under a minute, I break down medical captives: keep control & transparency 🔍, pool a measured slice of risk with peer employers to smooth volatility 📉📈, and see how the layers work (plan → captive → stop-loss) vs. traditional self-funding.

08/12/2025

GLP-1s are a hot topic. This short video covers the pros, cautions, and three paths (guardrails, cap, or diabetes-only) to guide your plan.

08/05/2025

Open enrollment is coming fast. 🚨

What if you could choose your benefits for next year with confidence - no late nights, no guesswork, no second-guessing?

In this video, I’ll show you how to make data-driven decisions that keep employees happy, control costs, and help you actually look forward to open enrollment.

07/30/2025

Too many health plans reduce employer risk by increasing employee risk.
But that strategy is catching up with us in the form of delayed care, medical debt, and burned-out teams.

If you’re self-funded, you don’t have to settle for shifting the burden. You can take control. Here's how.

Address

9610 Lima Road Suite 102
Fort Wayne, IN

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