Foster Financial Services

Foster Financial Services Foster Financial Services. Do you have Retirement Confidence? Learn how to invest with Confidence

In this Women's Wealth Wednesday segment on WANE 15, Caleb Doane, Vice President of Foster Financial, discusses the fund...
09/02/2026

In this Women's Wealth Wednesday segment on WANE 15, Caleb Doane, Vice President of Foster Financial, discusses the fundamentals of financial planning and why retirement planning is about much more than reaching a specific savings number. He explains that retirement readiness depends on a variety of factors, including spending needs, Social Security benefits, pensions, healthcare costs, taxes, and lifestyle goals.

Topics covered include:

Investment Risk Tolerance
Portfolio Construction
Retirement Income Planning
Inflation Risk
Market Volatility
Withdrawal Strategies
Importance of Regularly Reviewing Retirement Accounts

To learn more or schedule a complimentary consultation, contact Foster Financial today. Call us at 260-234-2200 or visit us at www.fosterfinancial.net




Foster Financial Services, LLC is a Registered Investment Advisor registered with the United States Securities and Exchange Commission (“SEC”). Registration as an investment adviser does not imply a certain level of skill or training, and the content of this communication has not been approved or verified by the SEC or by any state securities authority. The information contained in this material is intended to provide general information about Foster Financial Services, LLC, and its services. It is not intended to offer investment advice. Investment advice will only be given after a client engages in our services by executing the appropriate investment services agreement. Information regarding investment products and services is given solely to provide education regarding our investment philosophy and our strategies. You should not rely on any information provided on our website in making investment decisions. Market data, articles, and other content in this material are based on generally available information and are believed to be reliable. Foster Financial Services, LLC does not guarantee the accuracy of the information contained in this material. Foster Financial Services, LLC will provide all prospective clients with a copy of our current Form ADV, Part 2A (Disclosure Brochure), Part 2B (Supplemental Brochures), and Part 3 (Client Relationship Summary) prior to commencing an advisory relationship. You can also view these documents at any time at adviserinfo.sec.gov or by contacting us to request a copy.

Living Local 15 host Jessica Williams is joined by Caleb Doane, Vice President of Foster Financial, as Caleb discusses what steps to take when establishing your long-term financial plan. Learn more…

In this segment on 21 Alive, Heather Foster discusses the health insurance subsidy cliff and how income planning can pla...
08/27/2026

In this segment on 21 Alive, Heather Foster discusses the health insurance subsidy cliff and how income planning can play a major role in controlling healthcare costs. The conversation highlights how tax planning, retirement income planning, and healthcare planning often work together to create a more efficient financial strategy.

Topics covered include:

ACA health insurance subsidies
The health insurance subsidy cliff
Adjusted Gross Income (AGI) and MAGI
Roth IRA and Roth account strategies
Tax-efficient retirement income planning
Brokerage account withdrawal strategies
Capital gains management
Traditional IRA and 401(k) contributions
Healthcare planning before Medicare
Reducing health insurance premium costs

To learn more or schedule a complimentary consultation, contact Foster Financial today. Call us at 260-234-2200 or visit us at www.fosterfinancial.net





Securities Services offered through Harbour Investments Inc. Member S**C. Foster Financial Services, LLC is a Registered Investment Adviser registered with the United States Securities and Exchange Commission (“SEC”). Registration as an investment adviser does not imply a certain level of skill or training, and the content of this communication has not been approved or verified by the SEC or by any state securities authority. The information contained in this material is intended to provide general information about Foster Financial Services, LLC, and its services. It is not intended to offer investment advice. Investment advice will only be given after a client engages in our services by executing the appropriate investment services agreement. Information regarding investment products and services is given solely to provide education regarding our investment philosophy and our strategies. You should not rely on any information provided on our website in making investment decisions. Market data, articles, and other content in this material are based on generally available information and are believed to be reliable. Foster Financial Services, LLC does not guarantee the accuracy of the information contained in this material.

We’re joined by Foster Financial CEO and Holistic Financial Planner Heather Foster to learn about beating the health insurance subsidy cliff with strategy.

In this Money Monday segment on WANE 15, Caleb Doane discusses why successful financial planning requires a long-term pe...
08/22/2026

In this Money Monday segment on WANE 15, Caleb Doane discusses why successful financial planning requires a long-term perspective, especially during periods of market volatility. The conversation explores how short-term market fluctuations, economic headlines, political events, and market corrections can influence investor behavior, while often having a limited impact on a well-designed long-term retirement plan.

Topic covered include:

Long-term Financial Planning
Retirement Age Targets
Investment Volatility
Retirement Income Planning
Portfolio Diversification
Conservative Asset Allocation
Emergency Funds
Money Market Accounts
Maintaining a Disciplined Investment Strategy during Periods of Market Uncertainty

To learn more or schedule a complimentary consultation, contact Foster Financial today. Call us at 260-234-2200 or visit us at www.fosterfinancial.net





Securities and Advisory Services offered through Harbour Investments Inc. Member S**C. The views and material presented are intended to provide background assistance and education only and is not intended to be tax or investment advice. Please consult a professional on your situation. Investments involve risks, including possible loss of principal. Past performance doesn’t guarantee future results. Guarantees are based on the claims paying ability of the insurance company. Heather Foster is advisory licensed in AZ, CA, CO, FL, GA, IA, IL, IN, KS, KY, MA, MI, MO, MN, NY, NC, OH, PA, SC, TN, TX, WA, WI. Heather Foster is securities licensed in AZ, IN, IA, MI, MN, NC, PA. John Pynchon is advisory licensed in FL, GA, IA, IN, MA, MI, MN, NC, NY, OH, PA, SC, TX, WI. John Pynchon is securities licensed in AZ, IN, IA, MI, MN, NC. Caleb Doane advisory licensed in AL, CA, CO, FL, GA, IA, IN, MI, MN, NC, OH, PA, SC, TX, WI. Caleb Doane is securities licensed in IN, MI, NY, OH, PA, TX.

Living Local 15 host Jessica Williams is joined by Caleb Doane, Vice President of Foster Financial, as Caleb discusses the focus you need to have on your long-term investment and retirement plan. L…

Fixed Investment Options with Heather Foster | Foster FinancialAs interest rates continue to fluctuate, many people are ...
08/19/2026

Fixed Investment Options with Heather Foster | Foster Financial

As interest rates continue to fluctuate, many people are asking the same question: Where should I keep my short-term money? In this segment on 21 Alive, Heather Foster of Foster Financial discusses several fixed investment options designed to help preserve principal while earning interest. She explains the differences between money markets, CDs, bonds, and Multi-Year Guaranteed Annuities (MYGAs), along with the potential benefits and trade-offs of each.

Topics covered include:

Short-term Cash Management
Interest Rate Risk
Conservative Investing
Bond Market Fluctuations
CDs (certificates of deposit)
Money Market Accounts
MYGAs (multi-year guaranteed annuities)

To learn more or schedule a complimentary consultation, contact Foster Financial today. Call us at 260-234-2200 or visit us at www.fosterfinancial.net





Securities and Advisory Services offered through Harbour Investments Inc. Member S**C. The views and material presented are intended to provide background assistance and education only and is not intended to be tax or investment advice. Please consult a professional on your situation. Investments involve risks, including possible loss of principal. Past performance doesn’t guarantee future results. Guarantees are based on the claims paying ability of the insurance company. Heather Foster is advisory licensed in AZ, CA, CO, FL, GA, IA, IL, IN, KS, KY, MA, MI, MO, MN, NY, NC, OH, PA, SC, TN, TX, WA, WI. Heather Foster is securities licensed in AZ, IN, IA, MI, MN, NC, PA. John Pynchon is advisory licensed in FL, GA, IA, IN, MA, MI, MN, NC, NY, OH, PA, SC, TX, WI. John Pynchon is securities licensed in AZ, IN, IA, MI, MN, NC. Caleb Doane advisory licensed in AL, CA, CO, FL, GA, IA, IN, MI, MN, NC, OH, PA, SC, TX, WI. Caleb Doane is securities licensed in IN, MI, NY, OH, PA, TX.

Heather Foster of Foster Financial discusses several fixed investment options designed to help preserve principal while earning interest.

How much investment risk should retirees take? Is being more conservative always the right move in retirement? In this e...
08/15/2026

How much investment risk should retirees take? Is being more conservative always the right move in retirement? In this episode, Caleb talks about one of the most important retirement planning topics: understanding and managing investment risk.

Topics covered include:
Investment Risk Tolerance
Portfolio Construction
Retirement Income Planning
Inflation risk
Market Volatility
Withdrawal Strategies
The importance of regularly reviewing retirement accounts

To learn more or schedule a complimentary consultation, contact Foster Financial today. Call us at 260-234-2200 or visit us at www.fosterfinancial.net






Securities and Advisory Services offered through Harbour Investments Inc. Member S**C. The views and material presented are intended to provide background assistance and education only and is not intended to be tax or investment advice. Please consult a professional on your situation. Investments involve risks, including possible loss of principal. Past performance doesn’t guarantee future results. Guarantees are based on the claims paying ability of the insurance company. Heather Foster is advisory licensed in AZ, CA, CO, FL, GA, IA, IL, IN, KS, KY, MA, MI, MO, MN, NY, NC, OH, PA, SC, TN, TX, WA, WI. Heather Foster is securities licensed in AZ, IN, IA, MI, MN, NC, PA. John Pynchon is advisory licensed in FL, GA, IA, IN, MA, MI, MN, NC, NY, OH, PA, SC, TX, WI. John Pynchon is securities licensed in AZ, IN, IA, MI, MN, NC. Caleb Doane advisory licensed in AL, CA, CO, FL, GA, IA, IN, MI, MN, NC, OH, PA, SC, TX, WI. Caleb Doane is securities licensed in IN, MI, NY, OH, PA, TX.

Living Local 15 host Jessica Williams is joined by Caleb Doane, Vice President of Foster Financial, as Caleb discusses how risky your investments should be in your portfolio. Learn more at fosterfi…

Tax opportunities through market corrections with Caleb Doane | Foster FinancialWorried about how the next market correc...
08/12/2026

Tax opportunities through market corrections with Caleb Doane | Foster Financial

Worried about how the next market correction could affect your retirement? In this video, we break down what retirees, near-retirees, and long-term investors need to know when markets become volatile. Learn how downturns can create both risks and opportunities, including timing Roth conversions, reviewing annuity options, managing retirement accounts, and rebalancing your portfolio with confidence.
Topics covered include:

Market corrections and volatility
Long-term investing strategies
Roth IRA conversions
Tax planning opportunities
Portfolio diversification
Investment reallocation
Retirement withdrawal planning
Risk tolerance and portfolio management
Non-qualified annuities
Identifying market corrections
Financial planning during market downturns

To learn more or schedule a complimentary consultation, contact Foster Financial today. Call us at 260-234-2200 or visit us at www.fosterfinancial.net.




Securities and Advisory Services offered through Harbour Investments Inc. Member S**C. The views and material presented are intended to provide background assistance and education only and is not intended to be tax or investment advice. Please consult a professional on your situation. Investments involve risks, including possible loss of principal. Past performance doesn’t guarantee future results. Guarantees are based on the claims paying ability of the insurance company. Heather Foster is advisory licensed in AZ, CA, CO, FL, GA, IA, IL, IN, KS, KY, MA, MI, MO, MN, NY, NC, OH, PA, SC, TN, TX, WA, WI. Heather Foster is securities licensed in AZ, IN, IA, MI, MN, NC, PA. John Pynchon is advisory licensed in FL, GA, IA, IN, MA, MI, MN, NC, NY, OH, PA, SC, TX, WI. John Pynchon is securities licensed in AZ, IN, IA, MI, MN, NC. Caleb Doane advisory licensed in AL, CA, CO, FL, GA, IA, IN, MI, MN, NC, OH, PA, SC, TX, WI. Caleb Doane is securities licensed in IN, MI, NY, OH, PA, TX.

Living Local 15 host Jessica Williams is joined by Caleb Doane, Vice President of Foster Financial, as Caleb discusses market corrections and some of the opportunities that exist for your investmen…

Caleb discusses how the INPRS pension plan can change how much someone must save in order to retire comfortably. S...
08/07/2026

Caleb discusses how the INPRS pension plan can change how much someone must save in order to retire comfortably.






Securities and Advisory Services offered through Harbour Investments Inc. Member S**C. The views and material presented are intended to provide background assistance and education only and is not intended to be tax or investment advice. Please consult a professional on your situation. Investments involve risks, including possible loss of principal. Past performance doesn’t guarantee future results. Guarantees are based on the claims paying ability of the insurance company. Heather Foster is advisory licensed in AZ, CA, CO, FL, GA, IA, IL, IN, KS, KY, MA, MI, MO, MN, NY, NC, OH, PA, SC, TN, TX, WA, WI. Heather Foster is securities licensed in AZ, IN, IA, MI, MN, NC, PA. John Pynchon is advisory licensed in FL, GA, IA, IN, MA, MI, MN, NC, NY, OH, PA, SC, TX, WI. John Pynchon is securities licensed in AZ, IN, IA, MI, MN, NC. Caleb Doane advisory licensed in AL, CA, CO, FL, GA, IA, IN, MI, MN, NC, OH, PA, SC, TX, WI. Caleb Doane is securities licensed in IN, MI, NY, OH, PA, TX.

Living Local 15 host Jessica Williams is joined by Caleb Doane, Vice President of Foster Financial, as Caleb discusses the Indiana Public Retirement System and how pension plans can factor into ret…

Heather elaborates on the benefits and practical applications of pledged asset lines. Entering into a Pledged Asse...
08/05/2026

Heather elaborates on the benefits and practical applications of pledged asset lines.






Entering into a Pledged Asset Line and pledging securities as collateral involves a high degree of risk. You are pledging securities, the value of which is affected by events outside your control. Market fluctuations may cause the value of your pledged assets to decline. The Pledged Asset Line is uncommitted, and Schwab Bank may demand full repayment at any time for any reason or no reason. Securities and Advisory Services offered through Harbour Investments Inc. Member S**C. The views and material presented are intended to provide background assistance and education only and is not intended to be tax or investment advice. Please consult a professional on your situation. Investments involve risks, including possible loss of principal. Past performance doesn’t guarantee future results. Guarantees are based on the claims paying ability of the insurance company. Heather Foster is advisory licensed in AZ, CA, CO, FL, GA, IA, IL, IN, KS, KY, MA, MI, MO, MN, NY, NC, OH, PA, SC, TN, TX, WA, WI. Heather Foster is securities licensed in AZ, IN, IA, MI, MN, NC, PA. John Pynchon is advisory licensed in FL, GA, IA, IN, MA, MI, MN, NC, NY, OH, PA, SC, TX, WI. John Pynchon is securities licensed in AZ, IN, IA, MI, MN, NC. Caleb Doane advisory licensed in AL, CA, CO, FL, GA, IA, IN, MI, MN, NC, OH, PA, SC, TX, WI. Caleb Doane is securities licensed in IN, MI, NY, OH, PA, TX.

We’re joined by Foster Financial CEO and Holistic Financial Planner Heather Foster to discuss pledged asset lines.

Caleb outlines some of the main financial considerations for owning gold and silver in retirement. Securities and ...
07/30/2026

Caleb outlines some of the main financial considerations for owning gold and silver in retirement.






Securities and Advisory Services offered through Harbour Investments Inc. Member S**C. The views and material presented are intended to provide background assistance and education only and is not intended to be tax or investment advice. Please consult a professional on your situation. Investments involve risks, including possible loss of principal. Past performance doesn’t guarantee future results. Guarantees are based on the claims paying ability of the insurance company. Heather Foster is advisory licensed in AZ, CA, CO, FL, GA, IA, IL, IN, KS, KY, MA, MI, MO, MN, NY, NC, OH, PA, SC, TN, TX, WA, WI. Heather Foster is securities licensed in AZ, IN, IA, MI, MN, NC, PA. John Pynchon is advisory licensed in FL, GA, IA, IN, MA, MI, MN, NC, NY, OH, PA, SC, TX, WI. John Pynchon is securities licensed in AZ, IN, IA, MI, MN, NC. Caleb Doane advisory licensed in AL, CA, CO, FL, GA, IA, IN, MI, MN, NC, OH, PA, SC, TX, WI. Caleb Doane is securities licensed in IN, MI, NY, OH, PA, TX.

Living Local 15 host Jessica Williams is joined by Caleb Doane, Vice President of Foster Financial, as Caleb discusses the sale of Gold & Silver and how it works in your portfolio. Learn more a…

Address

2720 Dupont Commerce Court, Suite 170
Fort Wayne, IN
46825

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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