Patricia Richards - Ruoff Home Mortgage

06/13/2023

Helping so many people with their debt consolidation lately!
Get ahold of me to explore your options!
NMLS #1772190

06/06/2023

04/30/2021

Nancy J
"All went as explained and very quickly."

04/30/2021

"Both Patricia and Kyndra were patient and kind when answering any of my questions about the process. They both always got back to me in a timely manner and I appreciate both of them so much. They were professional and courteous with every question that I had." - Peggy R

04/20/2021

I am licensed in the following states:
AL, AZ, AR, FL, GA, IL , IN, IA, KS, KY, LA, MI, MN, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, and WI

Send me a message for a free consultation, or you can click on my link to apply online: www.ruoff.com/patriciarichards

NMLS # 1772190

04/14/2021

As the weather starts to get nicer, it is a great time to work on some home improvements. DM me or fill out my user friendly application to explore your options. I have helped hundreds of borrowers access the equity from their home to improve their lives best, and would love to do the same for you!

www.ruoff.com/patriciarichards
NMLS #1772190

It was a very smooth process, very smooth! I have no complaints, every person I spoke to was kind and understanding as computer technology is not my thing but Patricia was able to walk me thru it and I even learned a few things. Thank you for a pleasant experience! Well done.

12/01/2020

Hey friends!

Just s friends reminder that interest rates are still ridiculously low!

Now is a great time to lower your monthly payment, shorten the term of your loan, or consolidate debt! I am licensed in 22 states, so tell your friends too. ;)

Send me a message, or fill out an application online: www.ruoff.com/patriciarichards
NMLS # 1772190

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

11/11/2020

My day just got so much better receiving this email from a recent borrower! :) This is why I love my job so much!

"Hi Patricia!
We are doing well! Hopefully you are as well. We have done all that we had hoped to with the money from the refinance. We paid off the truck and other out standing balances and replaced the heating/air conditioning systems. And we have lowered our out going monthly by about 50%! Just wanted to take a moment to say "thank you" once more!
Happy Thanksgiving, Merry Christmas and Happy New Year! (Hopefully 2021 will be a better year for everyone!)

Robert & Melanie "

11/11/2020

Thank you to all of our Veterans!

11/10/2020

Looking to lower your monthly payment? Take out cash from the equity in your home? Consolidate debt? Send me a message to discuss your options, or apply online: www.ruoff.com/patriciarichards.
I am licensed in 22 states. NMLS # 1772190

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

03/03/2020

Good Morning! If you have been throwing around the idea of refinancing your home.... Now is the time! Please contact me for details how to lower your monthly payments, shorten your term, get back back for debt consolidation or even home improvements! I do not want to see anyone miss out on the amazing opportunities available at this time. :)