Nick Staker - Ruoff Mortgage

Nick Staker - Ruoff Mortgage Experience the Ruoff difference with Nick Staker in Fort Wayne, Indiana! Serving Northeast Indiana Since 2007! Come see Nick Staker at Academy Mortgage!

Sr Loan Originator at Ruoff Mortgage, NMLS # 146802

Member of the Indiana Housing Homeownership Advisory Panel Your Neighborhood Lender

Shopping for a home in Fort Wayne, Indiana? He has been in the mortgage industry for over 13 years helping people like you obtain their goal of sustainable homeownership. Preparing to buy a new house is serious business. In fact, it may be the largest single p

urchase you’ll ever make. As such, you want a great mortgage loan for your situation. That’s why clients choose Academy Mortgage. Academy Mortgage is a big company with a small-town feel. When you work with Nick Staker, you can come in anytime to talk to him about your home loan choices or mortgage refinancing. He can help educate you about your options to get you ready for homeownership. Whether you’re wondering if mortgage refinancing could save you money or trying to find the ideal loan option for your first new home, come talk to Nick Staker and the professional team at Fort Wayne, Indiana . Academy’s business model allows Loan Officers to close loans as quickly as possible. That’s because everything is done in-house. From processing and underwriting to closing and funding — it’s all done locally. There are no mortgage brokers, bankers, or others to drag their feet and slow down the process. Your Home Loan Options

Many factors can affect the type of home loan that is right for you. Nick Staker will take the time to fully review your credit and ask important questions about your specific situations. He can help you come up with a game plan to get you ready for homeownership. Whether you are looking to refinance your current mortgage, or purchase your first home, make an appointment today to come see Nick Staker. Let their professional team help you find your ideal mortgage solution and experience the Academy difference. LO NMLS #14894 | LO State License # 14894 | Corp NMLS #3113 | Corp License #10966 | Equal Housing Lender

Good people, good conversations, and time well spent right here in Northeast Indiana.For me, this business has always be...
06/17/2026

Good people, good conversations, and time well spent right here in Northeast Indiana.

For me, this business has always been about more than mortgages. It’s about relationships, trust, showing up, and staying connected to the people and community around you.

Whether it’s around a table, at a local event, or helping someone take the next step toward homeownership, the heart of it is the same people first.

Grateful for moments like this and proud to be part of a community that continues to make Fort Wayne and Northeast Indiana feel like home.

Nick Staker, Ruoff Mortgage
📞 Call/Text: (260) 494-1111
📧 Email: [email protected]
💻 Apply Online: NickStaker.com

Nick: NMLS 146802
Equal Housing Lender

5.0 star review received on Experience.com for Nick Staker by Parvinder S - very nice 😀
06/16/2026

5.0 star review received on Experience.com for Nick Staker by Parvinder S - very nice 😀

Click to see all 1432 reviews of Nick Staker, Ruoff Mortgage, Senior Loan Officer | NMLS # 146802 | Ruoff Mortgage NMLS # 141868

Your credit score can play a big role in how smooth the homebuying process feels, especially when you’re preparing to bu...
06/16/2026

Your credit score can play a big role in how smooth the homebuying process feels, especially when you’re preparing to buy in Fort Wayne, Allen County, or anywhere across Northeast Indiana.

Before you start touring homes, it helps to know where your credit stands and what steps may strengthen your mortgage options.

A few smart places to start:

✅ Review your credit report
✅ Pay bills on time
✅ Keep credit card balances low
✅ Avoid opening new credit before applying
✅ Talk with a local mortgage professional early

Small, steady habits can make a real difference when it’s time to get pre-approved and move forward with confidence.

If buying a home is on your radar, I’m here to help you understand the steps and prepare the right way.

Article Link: https://www.linkedin.com/pulse/how-improve-your-credit-score-before-buying-home-fort-nick-staker-xncsc

Nick Staker, Ruoff Mortgage
📞 Call/Text: (260) 494-1111
📧 Email: [email protected]
💻 Apply Online: NickStaker.com

Nick: NMLS 146802
Equal Housing Lender

VA Loan Tip for veterans and service members 🇺🇸Zero down may be available for eligible VA buyers and that can make a maj...
06/15/2026

VA Loan Tip for veterans and service members 🇺🇸

Zero down may be available for eligible VA buyers and that can make a major difference when planning your path to homeownership.

A VA home loan can be a powerful option for veterans, active-duty service members, and eligible surviving spouses, but the key is understanding how eligibility, credit, income, appraisal, and loan requirements work before you start shopping.

If you’re in Fort Wayne, Northeast Indiana, or anywhere I’m licensed to help, I’m always happy to walk you through the mortgage process, answer your VA loan questions, and help you understand your next step with confidence.

Nick Staker, Ruoff Mortgage
📞 Call/Text: (260) 494-1111
📧 [email protected]
💻 Apply Online: NickStaker.com

Nick Staker | NMLS 146802
Equal Housing Lender
Eligibility and loan approval are subject to program guidelines and lender requirements.

5.0 star review received on Experience.com for Nick Staker by Cherry L G - Communication!! The whole experience was awes...
06/12/2026

5.0 star review received on Experience.com for Nick Staker by Cherry L G - Communication!! The whole experience was awesome

Click to see all 1428 reviews of Nick Staker, Ruoff Mortgage, Senior Loan Officer | NMLS # 146802 | Ruoff Mortgage NMLS # 141868

Family night at Ruoff Mortgage Stadium. ⚽There’s something special about getting the whole family together, enjoying a F...
06/12/2026

Family night at Ruoff Mortgage Stadium. ⚽

There’s something special about getting the whole family together, enjoying a Fort Wayne FC match, and taking in a night like this right here in Fort Wayne.

For me, moments like this are what community is all about.

It’s not always about business.
It’s about showing up.
It’s about supporting local.
It’s about making memories with the people who matter most.

Proud to see Ruoff Mortgage connected to a place where families, fans, and the Fort Wayne community can come together.

Grateful for a great night at Ruoff Mortgage Stadium and for the people who make Northeast Indiana feel like home.

Nick Staker, Ruoff Mortgage

📞 Call/Text: (260) 494-1111
📧 Email: [email protected]
💻 Apply Online: NickStaker.com

Nick Staker | NMLS 146802
Equal Housing Lender

Closing day is always special. 🏡A big congratulations to Richard Sharpe on the purchase of his home!It’s always an honor...
06/10/2026

Closing day is always special. 🏡

A big congratulations to Richard Sharpe on the purchase of his home!

It’s always an honor to help someone through one of the biggest milestones in life. From the first conversation to the closing table, my goal is always to keep the process clear, communicate well, and help clients feel confident every step of the way.

Grateful to be part of Richard’s homebuying journey. Wishing him many great memories in his new home!

Nick Staker, Ruoff Mortgage

📞 Call/Text: (260) 494-1111
📧 Email: [email protected]
💻 Apply Online: NickStaker.com

Nick Staker | NMLS 146802
Equal Housing Lender

Mortgage underwriting is one of the biggest “behind the scenes” parts of buying a home.It’s where lenders review the det...
06/09/2026

Mortgage underwriting is one of the biggest “behind the scenes” parts of buying a home.

It’s where lenders review the details that help determine whether a loan file is ready to move forward — income, employment, credit history, assets, bank statements, appraisal, title work, and any final conditions.

For Fort Wayne and Northeast Indiana homebuyers, this step can feel confusing if no one explains it clearly.

That’s why I believe communication matters.

A strong mortgage process is not just about getting documents submitted. It’s about knowing what lenders are looking for, what can slow things down, and how to stay prepared from pre-approval to closing.

Simple tip: once you’re in the mortgage process, avoid opening new credit, making large unexplained deposits, or changing jobs without talking to your lender first. Small changes can create extra questions during underwriting.

If you’re planning to buy a home, understanding the process early can make the experience feel a lot less overwhelming.

Article Link: https://www.linkedin.com/pulse/mortgage-underwriting-fort-wayne-what-lenders-check-behind-staker-7m7mc

Nick Staker, Ruoff Mortgage

📞 Call/Text: (260) 494-1111
📧 Email: [email protected]
💻 Apply Online: NickStaker.com

Nick: NMLS 146802
Equal Housing Lender

Loan approval is subject to credit approval, underwriting approval, program guidelines, and other applicable conditions.

5.0 star review received on Experience.com for Nick Staker by Guillermo G - the Team was really good at explaining ...
06/08/2026

5.0 star review received on Experience.com for Nick Staker by Guillermo G - the Team was really good at explaining all the process and were always helping us with all questions and concerns we had, The teams is very professional and easy communicate.

Click to see all 1426 reviews of Nick Staker, Ruoff Mortgage, Senior Loan Officer | NMLS # 146802 | Ruoff Mortgage NMLS # 141868

Some of the best conversations happen around a table.Grateful for moments like this with good people, great conversation...
06/08/2026

Some of the best conversations happen around a table.

Grateful for moments like this with good people, great conversations, and the kind of relationships that make Fort Wayne and Northeast Indiana feel like home.

For me, mortgage lending has never been just about numbers or paperwork.

It is about people.
It is about trust.
It is about clear communication.
It is about showing up for families, referral partners, and the community we get to serve.

Being recognized as a 2025 Branch Originator of the Year and President’s Club recipient is something I’m incredibly grateful for, but awards like that are never built alone.

They come from the people who trust us, the team that shows up every day, and the relationships that make this work meaningful.

Proud to represent Ruoff Mortgage and thankful for everyone who has been part of the journey.

Nick Staker, Ruoff Mortgage

📞 Call/Text: (260) 494-1111
📧 Email: [email protected]
💻 Apply Online: NickStaker.com

Nick Staker | NMLS 146802
Equal Housing Lender

Address

1110 East Dupont Road
Fort Wayne, IN
46825

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 10am - 5pm

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