08/28/2026
💊 Do you really understand how your Medicare Part D prescription drug plan works?
Choosing a Medicare prescription drug plan isn’t just about finding the lowest monthly premium. Every Part D plan can have different formularies, drug tiers, deductibles, copays, pharmacy networks, and medication costs.
And here’s something many people don’t realize: the same prescription can cost you significantly more or less depending on the Part D plan you choose.
Our latest blog breaks down:
✅ The 3 phases of Medicare Part D coverage
✅ How prescription drug deductibles work
✅ Why formularies and drug tiers matter
✅ Why the same medication can have different costs from one plan to another
✅ Why reviewing your plan every year is so important
📅 Medicare plans change from year to year—and your current plan may not be the best fit for you anymore.
If you take prescription medications, understanding your coverage can help you make a more informed decision during Medicare’s Annual Enrollment Period.
👉 Read our latest blog: https://hartmaninsuranceservices.com/medicareprescriptiondrugs/
And when it’s time for Medicare annual reviews, let us help you compare your options based on your medications, pharmacy, and budget.
Each Medicare Part D plan can have different formularies, drug tiers, deductibles, copays, pharmacy networks, and medication costs. 👉 Read our latest blog: “Medicare Prescription Drugs” to learn more