Devine Business Group

08/20/2026

6 Benefits of Paying Off Debt

Paying off debt requires a lot of hard work and motivation. For many, the ultimate goal when it comes to paying off debt is financial freedom. Beyond the accomplishment and confidence that comes with being debt free, there are several other benefits of getting rid of debt. We’re covering a few of the positive benefits of being debt free and sharing how the Debt Free Life program can help you get out of debt for good.

07/16/2026

Pay off debt and achieve your financial goals.

What is Debt Free Life® ?

Debt Free Life is a modern way to pay off your debt using the cash value of a specialized whole life insurance policy. As your cash value grows, you can eliminate all your debt incrementally and save the balance for retirement – without spending any additional money.

With Debt Free Life, you can create a long-lasting legacy for your family by achieving financial freedom and retiring with tax-favored income.

05/28/2026

BUILDIQ is the live AI brain for GCs — sites, critical path, cost-code burn, change orders, AIA draws, OSHA.

See preview: For construction and contracting

https://hq.intelrasolutions.com/intelra/card/buildiq/steve-devine

Intelra Solutions - Professional Agent Portal

05/27/2026

https://www.powerofzero.com/podcast/ep-395-should-i-do-a-roth-conversion-in-my-60s-

Should I Do a Roth Conversion in my 60s?

"Should I still be doing Roth conversions in my 60s, even if I'm already retired?"

ThePowerOfZero Podcast

05/13/2026

https://www.powerofzero.com/podcast/ep-393-how-roth-conversions-affect-social-security-taxes-and-irmaa

How Roth Conversions Affect Social Security and IRMAA.

David McKnight dissects a topic that causes a lot of confusion for retirees and pre-retirees:

How Roth conversions affect social security taxation and Medicare premiums (IRMAA). Some warn against Roth conversions in retirement as they can cause your Social Security to become taxable and could also raise your Medicare premiums. While that's true, David believes that the long-term benefits of Roth conversions can far outweigh the temporary, short-term pain they can cause.

ThePowerOfZero Podcast

04/15/2026

https://www.powerofzero.com/podcast/ep-389-the-three-biggest-retirement-planning-mistakes-i-see-all-the-time

The Three Biggest Retirement Planning Mistakes I See All the Time

David McKnight discusses the three biggest retirement planning mistakes that show up over and over again.

ThePowerOfZero Podcast

04/08/2026

https://www.powerofzero.com/podcast/ep-388-why-retirees-with-guaranteed-income-spend-more-and-are-happier-

David McKnight explores a retirement planning phenomenon that almost nobody discusses, but that has been documented repeatedly in academic research.

ThePowerOfZero Podcast

02/25/2026

https://www.powerofzero.com/podcast/ep-382-the-1-most-hated-retirement-strategy-that-actually-works-

This episode of The Power of Zero Show sees David McKnight discussing the single most hated retirement strategy in America: annuities.

ThePowerOfZero Podcast

02/11/2026

https://www.powerofzero.com/podcast/ep-380-why-americans-hate-annuities

Why Americans Hate Annuities

David McKnight explores one of the most fascinating and misunderstood topics: Retirement planning annuities.

ThePowerOfZero Podcast

12/30/2025

We Are Hiring!

Join our growing team of remote life insurance agents.

Watch the video below to learn more and schedule your interview.

Term - IUL - Whole - Mortgage Protection - Final Expense - Annuities - Build Your Bank