Emmett Harkins at Guaranteed Rate NMLS #146223

11/28/2025

Hope everyone had a wonderful Thanksgiving! The perk of living across from is the night always ends up fantastic. And now Tis the Season!!!

11/26/2025

https://youtu.be/y6xS2AWEsqE?si=iCyEKoMc8ci_8tGp New single from Fantastic all around! Let’s goooo fam!

02/18/2025

2025 seems to be year of looking at investment properties. Lots of fix and flip questions out there. If you are interested in the BRRR investment property process I can help!

01/06/2025

Whether you’re a newbie at real estate investing, or a seasoned pro - Rate’s got your back with our DSCR loans!

- Borrow up to $3M.
- Based on rental income verification only.
- Can do the loan in the LLC’s name.
- Single-family residential (1-4 unit) investment properties only.

CALL or TEXT: (267) 446-8800
APPLY: Rate.com/emmettharkins

01/04/2025

01/03/2025

Do you have $10,000 or more in credit card and/or student loan debt? Is what you owe climbing every month due to their sky-high finance charges?

If you own a home, you may qualify for a CASHOUT REFI. Consolidate all of your debt into ONE loan, with ONE payment, for a MUCH lower rate!

For more info:

CALL / TEXT: (267) 446-8800
APPLY: Rate.com/emmettharkins

01/02/2025

The graphic says it all. We harness the power of AI underwriting so you and your clients can make faster and more rock-solid offers. What used to take days, then hours, now takes minutes.

If you want to help your clients get the home they want - call me about PowerBid Approval.

CALL / TEXT: (267) 446-8800
APPLY: Rate.com/emmettharkins

01/01/2025

So thankful to have helped families in December get the home of their dreams!

01/01/2025

Attention PENNSYLVANIA BUYERS !!! Did you know you can get 5% of the home’s purchase price or appraised value (whichever is lesser) to use for your down payment and closing costs??!!

And you don’t need to be a 1st Time Buyer if you’re a qualified Veteran, or purchasing a Home in Philly/urban target area!

- Minimum 660 FICO
- Eligible with FHA, VA, USDA and Conventional mortgage programs
- Income and purchase limits apply
- Must occupy property as primary residence within 60 days of closing
- May require housing counseling through a HUD-approved housing counseling agency
- Forgivable after 10 years

CALL / TEXT: (267) 446-8800
APPLY: Rate.com/emmettharkins

[A 1st Time Buyer is defined as never having owned a home, or haven’t owned a home in 3 years.]