FNBT Bank This is your bank...FNBT BANK, with its headquarters in Ft. Walton Beach, Florida, was established in 1956. Walton Beach, Destin, and Shalimar.

From its inception, FNBT BANK has been a locally owned bank which is here to stay. The bank is committed to remaining a locally owned and operated bank, so that it can continue to serve the local communities and their interests. This aggressive bank has assets of $363,000,000.00, and has offices in Fort Walton Beach, Destin, Niceville, Crestview, DeFuniak Springs, Hurlburt Field, Mary Esther, Nav

arre Beach, Ocean City, and Seascape. In addition, FNBT BANK now has four Suite 100 Exclusive Private Banking offices located in Ft. Among the bank’s many services are commercial lending, mortgage lending, small business loans, consumer lending, business and personal checking accounts, credit cards, and private banking. This locally-owned bank has quick turn-around time on loans because all of the approvals and work are done right here--not in another city or state. Exciting and innovative things are happening at FNBT.COM BANK. Here on our website, you can check your account balances, print your statements, view a copy of your paid checks, inquire on your account loan and deposit history, transfer money from one account to the other, obtain a listing and map of our ATM locations, and much much more. The management of FNBT.COM BANK does not sit in an office all day. They are out meeting with bank employees and customers in order to constantly improve the level of customer service provided. The mission of FNBT.COM BANK is to remain locally owned and operated, safe and strong, and with first class service to all of its customers.

Your bank is the only bank that has continuously served the Emerald Coast for 70 years..
03/05/2026

Your bank is the only bank that has continuously served the Emerald Coast for 70 years..

Safeguard your Money by using safe check practices.Visit https://www.practicesafechecks.com/ for more information
03/02/2026

Safeguard your Money by using safe check practices.

Visit https://www.practicesafechecks.com/ for more information

Understanding scammer tactics is your first line of defense. It all starts with them getting their hands on one of your real checks. Learn how they exploit stolen info to hijack your funds.

Protect your heart — and your personal information. ❤️Romance scams are on the rise, and scammers often build trust befo...
02/12/2026

Protect your heart — and your personal information. ❤️

Romance scams are on the rise, and scammers often build trust before asking for money or sensitive details. Never send funds or share personal information with someone you’ve only met online.

Learn more about how to stay safe by visiting
https://consumer.ftc.gov/articles/what-know-about-romance-scams

Another scam in the area! Please be cautious when receiving calls. To verify if a call is legitimate, always call your b...
01/22/2026

Another scam in the area! Please be cautious when receiving calls. To verify if a call is legitimate, always call your bank back from their main line on their website. As always FNBT can be reached at 850-796-2000.

Stay safe!

Enjoy this look into some of the Tringas family history!
12/29/2025

Enjoy this look into some of the Tringas family history!

12/24/2025

Wishing you a Merry Christmas!!

Please enjoy as members of our FNBT staff bring cheer. We have been carrying this tradition of Christmas caroling for over 30 years!!

12/22/2025

Address

29 Eglin Pkwy NE
Fort Walton Beach, FL
32548

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18507962000

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