Mortgage Broker - Lee Witte

Mortgage Broker - Lee Witte I guarantee my clients fast, reliable service with trust and integrity. Ensuring that you make the right choice for you and your family is my ultimate goal.

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced Mortgage Professional with over 21 yrs in the business I have the knowledg

e and expertise you need to explore the many financing options available. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. Hometown Mortgage is an Equal Opportunity Lender.

05/28/2026

5 Katsie Court: $1,063,334

105 Wilson Road: $985k

97 Casagrande Street: $875k

465 Chesapeake Avenue: $855k

22 Trevilla Court: $850k

49 Villagrande Boulevard: $850k

432 S Grand Avenue: $805k

21 Trevilla Court: $800k

69 Linden Ave: $797,500

69 W Southgate Avenue: $795k

Fort Thomas, KY homes for sale: https://ericjbarth.com/

Today we honor the bravest who sacrificed for all of us. Enjoy your day and always remember those who gave their lives f...
05/25/2026

Today we honor the bravest who sacrificed for all of us. Enjoy your day and always remember those who gave their lives for this great country.

05/19/2026

New Listing! Completely remodeled and full of potential, this charming 2-bedroom, 1-bath property offers the flexibility of residential or commercial use! Featuring all new interior flooring, new windows throughout, beautiful solid wood pocket doors, four additional new interior doors, and a newly remodeled bathroom with a Bluetooth-enabled light, premium speaker, and automated shower vent. Enjoy peace of mind with an updated electric panel, newer washer and dryer (approximately 5 years old), new ceiling fans, and a new mailbox. Relax on the covered front porch and appreciate the many thoughtful updates throughout this move-in ready property. Whether you're looking for a cozy home, office space, or investment opportunity, this one is a must-see!

05/19/2026

This is a great post I thought I'd share today from a fellow Mortgage Professional.

Mortgage rates just hit near 1-year highs again.
And I keep seeing the same take: "Just wait for the new Fed chair. Kevin Warsh gets sworn in Friday and things are going to change." Here is the reality check nobody wants to hear.

The Fed is far more likely to raise rates in the second half of this year than cut them. Full stop.

April CPI came in at 3.8% annually, the highest inflation reading since late 2023. But that is not even the most alarming number from last week.

The April PPI report, which measures what it costs manufacturers to produce the goods you eventually buy, came in at 6% annually, jumping from 4% in March and blowing past economist expectations. That monthly print was the second largest single-month gain in the history of the index.

Think manufacturers are just going to absorb that? They are not. Those costs get passed to you. PPI does not lie about where consumer prices are headed next. Economists are already revising their May CPI forecasts higher as a result, with some projecting CPI above 4% in the next report.

And the root cause is not going away. The Iran war has disrupted traffic through the Strait of Hormuz, through which roughly one-fifth of the world's oil supply normally flows, sending Brent crude up over 44% since before the war started. Even if the conflict ends soon, economists say the damage to prices is already done and normalization will take time.

As for Warsh being some kind of savior: he is an inflation hawk. His reputation is built on price stability and disciplined monetary policy. Markets right now are actually pricing in the possibility of a rate hike by year end, not a cut.

Rates are likely to get worse before they get better. Plan your business accordingly.

Andrew Cady - UMortgage

FSBO Open House Today Noon-3pmSunday Noon-3PmGrab my card and let's get your financing secured!
05/16/2026

FSBO Open House Today Noon-3pm
Sunday Noon-3Pm

Grab my card and let's get your financing secured!

05/15/2026

Nice little dip in mortgage rates yesterday😮‍💨📉 But woke up to increased fears regarding inflation.😪

Mortgage apps are STILL holding up even after rates climbed UP this week. 💙💙💙

Buyers have seemingly accepted the “new normal” After 3+ years of rates bouncing between 6-7%, most serious buyers have stopped waiting for a magical dip. Life doesn’t pause…jobs change, families grow, leases end. Need beats rate.

Homeowners are sitting on 70% equity, the strongest position since 1960

And here’s what’s weird:
Stock market at an all-time high, yet consumer sentiment an all-time low. The gap’s never been wider.🫠. People feel broke while their net worth is growing, mostly through home equity.

Have a great weekend!

Today’s Nat’l Avg Rates (MND)
30YR: 6.52 | 15YR: 6.04
7/6 ARM: 6.29 | Jumbo: 6.65
FHA: 5.99 | VA: 6.01
No Income Inv: 6.72 | Bank stmt: 6.73

05/14/2026

🚨 Paying rent on time just became your mortgage application.

Fannie Mae made it official….rent payments now count toward your credit score.

The numbers are staggering:
• 7.7 million renters just crossed the 620 credit score threshold
• $777 billion in new mortgage buying power unlocked
• Your renters may be homebuyers right now and don’t know it

Be the agent who told them first.

👇 Forward this to every renter in your database. Today. Not tomorrow.
The ones who act fast get the clients and the referrals that follow.

05/12/2026

📡 RATES JUMPED to start the week… blame war.

HOW does war affect mortgage rates?
Rates = bonds.
Bonds hate inflation.
War = higher oil.
Higher oil = inflation.
Inflation = rates spike.
Simple chain. Real impact. 🛢️📈

🏠 INVENTORY CHECK:
🇺🇸 National: 1.47M active listings (need 2–2.5M to be "normal.” We're at 41% of normal)

📉 THE CORRECTION NOBODY'S TALKING ABOUT:
2008 was a once-in-a-lifetime disaster.
The 2nd LARGEST price correction in U.S. history is happening RIGHT NOW, led by new home price drops.

This is the dip you’ve been waiting for! Go get it!

🧠 WARREN BUFFETT:
"One of the reasons a home is a TERRIFIC BUY is because of the 30-yr mortgage. It's the BEST instrument in the world. If rates drop, you refi. It's a one-way renegotiation. A one-way bet."

🔥 Low inventory + war-driven rate noise + historic correction = the BEST, most misunderstood buying opportunity in a decade.

Today’s Nat’l Avg Rates (MND)
30YR: 6.49 | 15YR: 6.00
7/6 ARM: 6.29 | Jumbo: 6.61
FHA: 5.95 | VA: 5.97
No Income Inv: 6.72

Address

2221 Memorial Pkwy
Fort Thomas, KY
41075

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Monday 7am - 10pm
Tuesday 12am - 10pm
Wednesday 7am - 10pm
Thursday 9am - 9pm
Friday 8pm - 9pm
Saturday 7am - 9pm
Sunday 8am - 5pm

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