Mortgage Broker - Lee Witte

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Mortgage Broker - Lee Witte I guarantee my clients fast, reliable service with trust and integrity. Ensuring that you make the right choice for you and your family is my ultimate goal.

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced Mortgage Professional with over 21 yrs in the business I have the knowledge and expertise you need to explore the many financing options available. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started. After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice. Hometown Mortgage is an Equal Opportunity Lender.

10/18/2026

Your bank won't tell you this.

However, did you know a 30-year mortgage turns into 23 years with just ONE extra payment a year.

Two extra payments a year? About 20 years.

Three extra payments? About 17.

One rule: tell them "apply the extra payment to principal." Otherwise it melts into interest and fees.

A few extra payments = years off your house.

🏡 **CLEAR TO CLOSE — AND AHEAD OF SCHEDULE!****At Hometown Mortgage, we don't just meet closing deadlines. We get ahead ...
10/15/2026

🏡 **CLEAR TO CLOSE — AND AHEAD OF SCHEDULE!**

**At Hometown Mortgage, we don't just meet closing deadlines. We get ahead of them!**

Since June, our purchase loan process has been firing on all cylinders, and the results speak for themselves!

🔥 **34 PURCHASE LOANS CLEARED TO CLOSE EARLY!**

✅ **34 FOR 34** — Every purchase loan in this group cleared ahead of schedule!

✅ **8 DAYS EARLY** — Our average Clear to Close lead time!

✅ **19 DAYS EARLY** — Our biggest head start!

📊 **AND WE'RE DOING IT ACROSS MULTIPLE LOAN PROGRAMS!**

🏠 17 Conventional Loans

🏠 10 FHA Loans

🇺🇸 5 VA Loans

🏘️ 2 DSCR Investment Property Loans

**Different loan programs. Different underwriting requirements. One consistently efficient process.**

**WHY DOES THIS MATTER?**

For our **homebuyers**, it means less stress, fewer last-minute surprises, and greater confidence heading into closing.

For our **Realtor partners**, it means smoother transactions, proactive communication, and confidence that their clients are working with a mortgage team that delivers.

**THIS DOESN'T HAPPEN BY ACCIDENT.**

It takes experience, organization, proactive communication, and a team committed to getting things done RIGHT and EARLY.

At Hometown Mortgage, we believe getting to the closing table shouldn't be a last-minute scramble.

**HOMETOWN MORTGAGE**
*Local Expertise. Exceptional Ex*****on. Closing Confidence.*

🌐 www.yourhometownbroker.com

🏡 COMING SOON: THE EQUITIAN! 🏡I'm excited to introduce The Equitian, a new digital publication by Hometown Mortgage!The ...
10/14/2026

🏡 COMING SOON: THE EQUITIAN! 🏡

I'm excited to introduce The Equitian, a new digital publication by Hometown Mortgage!

The Intelligence Behind Homeownership.

From mortgage rates and housing market trends to real estate insights, financing strategies, and industry updates, The Equitian will deliver valuable information to help you make smarter real estate decisions.

Whether you're a homeowner, homebuyer, real estate professional, or investor, knowledge is equity!

🚀 Stay tuned for our official launch!

As affordability continues to be top of mind for buyers, seller concessions can be a powerful tool to help get deals to ...
10/13/2026

As affordability continues to be top of mind for buyers, seller concessions can be a powerful tool to help get deals to the closing table.

Check out this quick reference cheat sheet outlining the allowable seller contribution limits for Conventional, FHA, USDA and VA financing.

Use this as a resource when structuring offers and negotiationg terms.

10/13/2026

📉 MORTGAGE RATES HIT A 2-WEEK LOW 🎉 Markets closed for the holiday today.

Picture two sellers on the same street.
🏗️ A builder with unsold inventory.
🏠 A homeowner still pricing like it’s 2021.

Both want YOUR buyer. Make them compete. Price cuts, closing costs, rate buydowns, upgrades.

🔒 GOLDEN HANDCUFFS LOOSENING: More mortgages now carry rates above 6% than below 3%. More potential move-up sellers coming.

💵 CASH BUYERS: They now outnumber financed buyers in 7 major markets. Less rate sensitive. Financed buyers may need more than a preapproval. Need a bulletproof offer. Get fully approved B4 making the offer. Offer a 10-12 day close. Ask me for details.

🔭 HOPE: Redfin sees a path to a healthier, “normal” market within 5 years as wages catch up and prices stagnate. Don’t wait. Create.

🤖 AI PROMPT — COPY. PASTE. WIN. “Write a 60-sec Realtor video showing 3 ways financed buyers can compete with cash: verified financing, fast closing and clean terms. Killer hook, no hype.”

Thank you to this crew who played in the Luke Muller Golf Outing on behalf of Hometown Mortgage. They shot a 65 (7 Under...
10/12/2026

Thank you to this crew who played in the Luke Muller Golf Outing on behalf of Hometown Mortgage. They shot a 65 (7 Under) at The Willows in Kenton Co. Great event helping families in need.

🏡After a long search this family finally found a beautiful home that never even hit the market. The sellers were very im...
10/12/2026

🏡After a long search this family finally found a beautiful home that never even hit the market. The sellers were very impressed with a letter delivered in their mailbox expressing interest. 🎊 Congratulations to the Campbell family on their purchase in September. Thank you for choosing Hometown Mortgage to secure your financing.

🎊 Congratulations to Military Veteran Nate on the purchase of his 1st home in Hebron. This was our final Closing for Sep...
10/06/2026

🎊 Congratulations to Military Veteran Nate on the purchase of his 1st home in Hebron. This was our final Closing for September. Thank you Kyle Art of The Art Realty Team for helping Nate locate this great house and negotiate terms.

09/30/2026

🏡 Why work with an independent mortgage broker?

If you are working with a Retail Mortgage Lender you are doing yourself a disservice if you don't do your due Diligence.

Independent mortgage brokers have access to multiple wholesale lenders competing for the same loan, rather than being limited to one retail lender’s rates and pricing.

That competition can mean:
✅ Lower interest rates
✅ Lower lender fees
✅ More loan options
✅ Potentially thousands saved over the life of the mortgage

Before you accept a rate from a bank or retail lender, let a local mortgage broker shop it.

📲 Hometown Mortgage — We shop the lenders so you don’t have to.

Address

2221 Memorial Pkwy
Fort Thomas, KY
41075

Opening Hours

Monday 7am - 10pm
Tuesday 12am - 10pm
Wednesday 7am - 10pm
Thursday 9am - 9pm
Friday 8pm - 9pm
Saturday 7am - 9pm
Sunday 8am - 5pm

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