River Town Federal Credit Union

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River Town Federal Credit Union River Town FCU is here to improve our members’ financial lives. We're not your average financial institution.

We are a not-for-profit financial institution, and we give back to you by providing lower rates on loans and higher rates on deposits to help you reach your financial goals. River Town Federal Credit Union is open to all people who live, work, worship or attend school in Sebastian, Crawford or Sequoyah County. River Town FCU is proud to be able to serve the people in these communities who can now benefit from lower loan interest rates, higher interest rates on savings accounts, free checking accounts, fewer fees, and a voice in what happens at the credit union. People helping people is what credit unions were founded on, and it's what we live and breathe at River Town Federal Credit Union. Lobby Hours:
Monday - Thursday 9am to 4pm
Friday 9am to 5pm

Drive-Thru Hours:
Monday - Friday 7am to 5:30pm
Saturday 9am to 1pm

Remember to attend the annual meeting tonight. Door prizes and snacks available.
10/19/2026

Remember to attend the annual meeting tonight. Door prizes and snacks available.

Members please plan to attend our annual members meeting, Monday October 19th in the lobby. Snacks and door prizes will be available.

RTFCU proud to receive bronze for best credit union. Thank you for everyone who voted.
10/17/2026

RTFCU proud to receive bronze for best credit union. Thank you for everyone who voted.

Members please plan to attend our annual members meeting, Monday October 19th in the lobby. Snacks and door prizes will ...
10/07/2026

Members please plan to attend our annual members meeting, Monday October 19th in the lobby. Snacks and door prizes will be available.

RTFCU will be closed Monday, October 12, 2026 in observation of Columbus Day. The ATM and online services will be availa...
10/07/2026

RTFCU will be closed Monday, October 12, 2026 in observation of Columbus Day. The ATM and online services will be available. Be safe

Are you back to school ready? Call or come by to apply for a Back-To-School loan.
07/29/2026

Are you back to school ready? Call or come by to apply for a Back-To-School loan.

Members who deposit $25 cash or more before July 31st will be entered into a drawing for back to school backback.
07/10/2026

Members who deposit $25 cash or more before July 31st will be entered into a drawing for back to school backback.

Back to School backpack giveaway thru July 31st. Deposit $25 or more into your account at RTFCU in person for a chance t...
07/09/2026

Back to School backpack giveaway thru July 31st.

Deposit $25 or more into your account at RTFCU in person for a chance to win a backpack with school supplies.

Taking a vacation this summer? Take advantage of our low rates for vacation loans. Call or atop by to visit our loan de...
06/30/2026

Taking a vacation this summer? Take advantage of our low rates for vacation loans. Call or atop by to visit our loan department. You need to hurry, as rates are good until July 31, 2026.

In observance of Independence Day, RTFCU will be closed on Friday, July 3, 2026.You can access your RTFCU accounts anyti...
06/25/2026

In observance of Independence Day, RTFCU will be closed on Friday, July 3, 2026.

You can access your RTFCU accounts anytime by logging into Digital Banking or visiting an ATM.

RTFCU will be closed Friday June 19th for Juneteenth holiday.
06/10/2026

RTFCU will be closed Friday June 19th for Juneteenth holiday.

Address

1001 S 21st Street
Fort Smith, AR
72901

Opening Hours

Monday 7am - 5:30pm
Tuesday 7am - 5:30pm
Wednesday 7am - 4pm
Thursday 7am - 5:30pm
Friday 7am - 5:30pm
Saturday 9am - 1pm

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