River Town Federal Credit Union

River Town Federal Credit Union River Town FCU is here to improve our members’ financial lives. We're not your average financial institution.

We are a not-for-profit financial institution, and we give back to you by providing lower rates on loans and higher rates on deposits to help you reach your financial goals. River Town Federal Credit Union is open to all people who live, work, worship or attend school in Sebastian, Crawford or Sequoyah County. River Town FCU is proud to be able to serve the people in these communities who can now

benefit from lower loan interest rates, higher interest rates on savings accounts, free checking accounts, fewer fees, and a voice in what happens at the credit union. People helping people is what credit unions were founded on, and it's what we live and breathe at River Town Federal Credit Union. Lobby Hours:
Monday - Thursday 9am to 4pm
Friday 9am to 5pm

Drive-Thru Hours:
Monday - Friday 7am to 5:30pm
Saturday 9am to 1pm

RTFCU will be closed Friday June 19th for Juneteenth holiday.
06/10/2026

RTFCU will be closed Friday June 19th for Juneteenth holiday.

River Town Federal Credit Union will be closed Monday, May 25th in celebration of Memorial day, to honor of those who ha...
05/19/2026

River Town Federal Credit Union will be closed Monday, May 25th in celebration of Memorial day, to honor of those who have served.

RTFCU enjoyed those who visited us at the Fort Smith Business Expo. We value the connections made with local businesses ...
05/02/2026

RTFCU enjoyed those who visited us at the Fort Smith Business Expo. We value the connections made with local businesses and friends.

Stop by our booth at the expo! Look forward to meeting new/current members and business partners.
04/22/2026

Stop by our booth at the expo! Look forward to meeting new/current members and business partners.

04/14/2026

RTFCU sponsored Hog Mollie BBQ Saturday in the 2026 Exchange Club of Muskogee Chili & BBQ Cook-off!

Proud to be a sponsor of the Upper Deck Warriors baseball team.
03/14/2026

Proud to be a sponsor of the Upper Deck Warriors baseball team.

RTFCU currently has an connection carrier outage. Debit card transactions and transfers will be declined as there is no...
02/27/2026

RTFCU currently has an connection carrier outage. Debit card transactions and transfers will be declined as there is not a connection to the processor. We do not have an ETA , could be hours or days depending on the severity. We apologize for any inconvenience.

For the safety of our members and associates, RTFCU will close today at 4:00 pm. Drive thru services only until 4:00pm,...
01/27/2026

For the safety of our members and associates, RTFCU will close today at 4:00 pm.
Drive thru services only until 4:00pm, lobby will remain closed.

Due to inclement weather, RTFCU will open later than normal hours today, Tuesday, January 27th in order for our associat...
01/27/2026

Due to inclement weather, RTFCU will open later than normal hours today, Tuesday, January 27th in order for our associates to arrive safely. We apologize for any inconvenience this may cause. Please drive safely.

Address

1001 S 21st Street
Fort Smith, AR
72901

Opening Hours

Monday 7am - 5:30pm
Tuesday 7am - 5:30pm
Wednesday 7am - 4pm
Thursday 7am - 5:30pm
Friday 7am - 5:30pm
Saturday 9am - 1pm

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