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BHC Insurance BHC Insurance proudly offers business and personal insurance as well as group benefits.

For more than 100 years, BHC Insurance has been the region's trusted insurance agency dedicated to protecting what matters most – from your business to your personal assets with tailored solutions to meet the needs of each individual client. Since we opened our doors in 1915, we have grown into one of the largest and most respected independent insurance agencies in Arkansas and Oklahoma. We have access to hundreds of insurance carriers - utilizing the freedom of the marketplace to find the best options for yourself or your company. To protect what you've worked so hard for, we build a plan that's all about you:

-We explore your business to understand its complexities and the risks you face.

-We recommend strategic methods to control your losses and protect your assets.

-We execute every detail of your coverage, serving as your advocate to negotiate your best outcome.

-We monitor and analyze results while providing claims support and ongoing guidance.

-We acknowledge and celebrate your business successes, seeking ongoing improvement for your insurance needs.

Almost every state requires employers to have workers’ compensation insurance. Requirements vary by state, so it’s impor...
10/14/2026

Almost every state requires employers to have workers’ compensation insurance. Requirements vary by state, so it’s important to understand the rules that apply to your business.

Workers’ comp helps cover medical expenses and a portion of lost wages for covered work-related injuries or illnesses. Your premium depends on several factors, including your payroll, the work your employees perform, and where your business operates.

If you’re hiring employees, changing their duties, or having someone work in another state, let us know so we can review how those changes may affect your coverage and premium. Give us a call to review your workers’ compensation policy and discuss your business’s needs.

Thirty years is more than a milestone. It's a legacy. We're proud to celebrate Shannon Schmidly's 30 year work anniver...
10/13/2026

Thirty years is more than a milestone. It's a legacy.
We're proud to celebrate Shannon Schmidly's 30 year work anniversary with BHC Insurance, and grateful for the leadership, knowledge, and commitment Shannon brings to BHC.
Congratulations on this incredible achievement!

The best way to manage subcontractor default is to prevent it before it happens. Explore key prequalification and risk m...
10/13/2026

The best way to manage subcontractor default is to prevent it before it happens. Explore key prequalification and risk management strategies in our latest blog.

Subcontractor default is a significant risk during any construction project. It occurs when a subcontractor fails to uphold the terms of a project agreement, whether due to financial challenges, resource shortages or poor performance. This can make it considerably difficult for the project owner and...

Whether you started young or took the leap later in life, building a business takes hard work. Help protect what you’ve ...
10/07/2026

Whether you started young or took the leap later in life, building a business takes hard work. Help protect what you’ve built with insurance that fits your business’s needs.

Give us a call to review your commercial insurance.

We're excited to feature Melissa Harris, Commercial Renewal Consultant, in this month's Employee Spotlight!Melissa's fav...
10/01/2026

We're excited to feature Melissa Harris, Commercial Renewal Consultant, in this month's Employee Spotlight!

Melissa's favorite part of working at BHC is the people. She values the teamwork, collaboration, and willingness of coworkers to support one another as the company continues to grow. Inspired by the work ethic and encouragement of her parents, Melissa brings that same dedication to her role each day and enjoys mentoring and supporting those around her. Outside of work, she loves sewing and creating one-of-a-kind Halloween costumes for the kids in her family. We're grateful to have Melissa on the BHC team!

When was the last time you compared your commercial auto insurance with other options? Give us a call to see if switchin...
09/30/2026

When was the last time you compared your commercial auto insurance with other options? Give us a call to see if switching makes sense for your business.

09/29/2026

A little glimpse at one of our favorite new BHC traditions! ❤️

The BHC Family Picnic is all about taking time to have fun, connect, and celebrate the amazing people and families behind BHC. We’re already looking forward to the next one!

❤️ United We Play. United We Give. United We Make a Difference.We had so much fun wrapping up our United Way Pacesetter ...
09/24/2026

❤️ United We Play. United We Give. United We Make a Difference.

We had so much fun wrapping up our United Way Pacesetter Campaign this month!

Through generosity, a little friendly competition, and a whole lot of team spirit, we were able to raise an incredible $34,856.76 for United Way!

Our United We Play event was the perfect celebration of what can happen when we come together for a common cause. We played, we laughed, we competed, and most importantly, we gave back to the communities we’re proud to call home.

A huge THANK YOU to our BHC team for showing up, giving generously, and making this year’s campaign such a success. ❤️

Business owners, how well do you know your insurance? The answer is… B! General liability insurance can help cover medic...
09/23/2026

Business owners, how well do you know your insurance? The answer is…

B! General liability insurance can help cover medical expenses and legal costs if a customer is injured at your business and you’re held responsible. It can also help with claims that your business damaged someone else’s property. The exact coverage will depend on your policy.

Did you get it right?

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5500 Euper Lane
Fort Smith, AR
1626EMPIRESTREET,SUITE201LOWELL,AR727451000SOUTHKERRBLVD.SALLISAW,OK74955

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