Caleb Owen, Licensed Agent with New York Life Insurance Company

03/13/2023

Spring is a time for new beginnings and new strategies. Learn how tax-efficient retirement planning can help you grow your savings and be better prepared for your autumn years.

Read how to potentially minimize taxes on retirement income by using these tax planning strategies for and tax advantaged accounts.

03/10/2023

Can life insurance be used as a generational wealth-transfer tool? R. Matthew Pate, JD, LLM, Corporate Vice President, New York Life Insurance Company explains why it may be one of the most effective and simplest ways to ensure you leave a legacy for future generations. https://nyl.co/3mKn4qq

03/08/2023

Changes in interest rates directly affect the performance of many estate planning strategies, and the Fed’s aggressive interest rate increases throughout 2022 could have both negative and positive impacts on your financial future. Read this article from The Nautilus Group to learn more and then let’s review your estate strategies to see if you can benefit from this higher interest rate environment. The Nautilus Group is a service of New York Life Insurance Company.https://thenautilusgroup.com/nautilusnavigator/impact_of_rising_interest_rates.pdf

02/27/2023

The warnings that a recession may occur continues but fears that it will happen in 2023 are fading. Here’s why.

Decreasing inflation and strong job growth suggest a potential economic decline in the near future may not happen.

02/25/2023

Here are eight things to look for before you sign the dotted line on your business loan offer.

If you need funds for your enterprise, it can be very tempting to go for the first business loan on offer. However, there are a number of things you should look for before you sign on the dotted line.

02/24/2023

While market volatility can be unsettling, it's inevitable - so don't lose sight of your long-term goals. Here are tips for staying focused. https://www.eaglestrategies.com/public_files/Planning_Essentials_-_Putting_Market_Volatility_-_Eagle_-_final.pdf

02/02/2023

New retirement legislation pushes the age that retirees must start taking RMDs from IRAs, 401(k)s, and 403(b) plans to 73 this year, up from 72. Here’s how this may affect your retirement savings.

The age that retirees must start taking required minimum distributions, or RMDs, from IRAs, 401(k)s, and 403(b) plans, is 73 this year.

02/01/2023

There’s a chance that U.S. housing market demand, which was in free fall mode during the second half of 2022, has bounced back. Learn more in this article.

The seasonally adjusted Mortgage Purchase Application Index just rose 24.7%.

01/27/2023

The use of outdated vocational listings makes it difficult to qualify for disability benefits through the Social Security Administration. A recent Washington Post article reveals how the Social Security Administration uses a list of jobs that was last updated in 1977 to decide if a person is still able to work today. Read the full article here:

Despite spending at least $250 million to modernize its system, Social Security still relies on 45-year-old job titles to deny thousands of disability claims.

01/27/2023

Retirement industry thought-leader Ed Slott, CPA is back with a new seminar for our popular Power of Knowing seminar series!

In his presentation, “Your Plan, NOT the Government Plan,” taking place on February 16, 2023 at 12 p.m. Central, Ed will discuss major changes to retirement tax rules and strategies to help your clients keep more of their retirement savings protected from taxes.

Click here to register:
https://bit.ly/3XJyRD1

Watch this brief video to learn more!
https://bit.ly/3XJRjvl

This is "Ed Slott Power of Knowing" by PLAN on Vimeo, the home for high quality videos and the people who love them.

01/25/2023

New data shows student loan borrowers are falling behind on repaying other debts. Here’s what struggling borrowers can do to get ahead.

More student loan borrowers are already struggling with other bills, but Biden’s forgiveness plan could help, a new study found.

01/24/2023

Whole life insurance can offer both advantages and disadvantages as an investment vehicle. Take a look at these pros and cons to help you decide if its right for you.

A life insurance policy can be a solid addition to a well-rounded financial plan. If something happens to you, your life insurance will provide a death benefit to your loved ones that they can use to pay final expenses, clear debts or cover everyday living expenses. Whole life insurance is one po