06/25/2026
📍 Florida
Here's the number one thing you need to think about if you're driving in Florida.
20% of the people on the road right now don't have insurance.
That's 1 in 5 drivers.
And Florida is a state where a storm can come through at any moment and flood your car. No warning. No time to prepare.
If your car is paid off and you dropped full coverage, a flood totals your car and you get nothing.
If someone with no insurance hits you and you don't have uninsured motorist coverage, you're paying out of pocket for everything.
That's why you always want comprehensive and collision coverage on your policy. Paid off or not.
Comprehensive covers floods, storms, and weather damage. Collision covers accidents whether the other driver has insurance or not.
Don't gamble with Florida roads.
Call SE Benchmark at (772) 742-2626. Let's make sure you're covered for what actually happens here.