Breakwater Insurance

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Breakwater Insurance Our dedicated team is here to streamline the process, helping you find the best coverage for your boat in no time. Welcome to Breakwater Insurance!
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Whether you're looking for the best rates, comprehensive coverage, or specific add-ons, we've got you covered! Our headquarters is located in beautiful Fort Pierce, Florida, where we enjoy both on and offshore recreational sports. At Breakwater, we offer competitive premiums and top-notch customer service to our clients. We pride ourselves on building personal relationships with our clients and simplifying what can be a tedious insurance process. Our agents work with multiple reputable insurance providers to ensure that you get the lowest premium and best coverage to suit your lifestyle needs. We offer nationwide coverage for boats, RVs, travel trailers, and more. Our agents are eager and ready to assist you! If you're interested in getting a quote, simply contact our office or fill out the short contact form on our website. We are excited to help you find the perfect insurance coverage! Please let us know if you have any questions or suggestions on how we can improve our service.

Not every boat fits the same insurance market.Different insurance carriers may have different preferences when it comes ...
10/16/2026

Not every boat fits the same insurance market.

Different insurance carriers may have different preferences when it comes to boat type, value, location, boating experience, and how the boat is used.

What works well for one boat owner may not be the best fit for another.

At Breakwater Insurance, we work with multiple carriers to help boat owners explore coverage options that fit their vessel and their needs.

Looking for boat insurance? Start your quote with Breakwater Insurance today!

Another two boats are covered by Breakwater, one in Florida and one in Alabama.We work with boat owners in multiple stat...
10/12/2026

Another two boats are covered by Breakwater, one in Florida and one in Alabama.

We work with boat owners in multiple states, helping customers find coverage for everything from center consoles and fishing boats to yachts.

Our team understands boats and works with multiple carriers to help find coverage that fits your vessel and how you use it, no matter what state you’re in.

Looking for boat insurance? Start your quote with Breakwater Insurance today.

https://bwinow.com/boat-quote-form

When it comes to boat insurance, experience matters.At Breakwater Insurance, our team knows the boating lifestyle firsth...
10/08/2026

When it comes to boat insurance, experience matters.

At Breakwater Insurance, our team knows the boating lifestyle firsthand.

We understand the kinds of details that matter to boat owners! From offshore use and navigation areas to lifts, trailers, marinas, and repowers.

That firsthand knowledge helps us have better conversations and help customers find coverage that fits the way they actually use their boat.

If you’re looking for boat insurance, work with a team that understands life on the water.

Start your quote with Breakwater Insurance today.
https://bwinow.com/boat-quote-form

Wondering what happens after you request a quote?At Breakwater Insurance, we work to make the process straightforward.On...
10/06/2026

Wondering what happens after you request a quote?

At Breakwater Insurance, we work to make the process straightforward.

Once you send over your information, our team reviews your boat and your coverage needs, compares available options, and talks through the coverage that may be the best fit for you.

Our goal is to make boat insurance easier to understand so you can move forward with confidence.

Have questions or ready to get started? Request a quote with Breakwater Insurance today.

Another beautiful boat insured with Breakwater Insurance!Taylon recently helped insure this 2023 Valhalla V46 powered by...
09/29/2026

Another beautiful boat insured with Breakwater Insurance!

Taylon recently helped insure this 2023 Valhalla V46 powered by quad 600s.

The owner found us through a recommendation from a friend. We always appreciate it when our name gets passed along!

We’re glad to have another V46 covered and ready for the water.

Looking for boat insurance? Give Breakwater Insurance a call and let our team help you find the right coverage. (772) 828-3769

Where you keep your boat can be just as important as how you use it.Whether your boat stays at a marina, on a lift, on a...
09/24/2026

Where you keep your boat can be just as important as how you use it.

Whether your boat stays at a marina, on a lift, on a trailer, or in dry storage, those details can matter when reviewing your insurance options. The right policy should reflect your vessel, where it’s stored, and how you spend your time on the water.

Breakwater Insurance specializes in marine coverage and works with multiple carriers to help boat owners find options that fit their needs.

Have questions about your current setup? Start a quote with Breakwater Insurance today.
https://bwinow.com/quick-application

Knock on wood… things are moving in the right direction.We’re beginning to see signs of a softer marine insurance market...
09/21/2026

Knock on wood… things are moving in the right direction.

We’re beginning to see signs of a softer marine insurance market and improving rates from some carriers.

That doesn’t mean every boat owner will automatically see a lower premium. Vessel type, value, location, boating experience, claims history and coverage needs can all affect pricing.

But if it’s been a while since you reviewed your policy, this may be a good time to see what options are available.

Breakwater Insurance works with multiple boat insurance carriers to help boat owners compare coverage and pricing.

Think your current policy is worth another look? Get in touch with Breakwater.

Running a charter operation comes with responsibilities that go beyond a typical day on the water, and that includes hav...
09/17/2026

Running a charter operation comes with responsibilities that go beyond a typical day on the water, and that includes having insurance designed for commercial charter use.

Breakwater Insurance works with boat insurance providers to help charter captains find coverage that fits their vessel and operation.

And if you’re looking to get out on the water in Fort Pierce, Florida, check out Summer girl charters for your next fishing trip.

Protect the business. Then go fishing.

Buying a new boat is exciting, but before your first day on the water, make sure you have the right insurance in place.N...
09/15/2026

Buying a new boat is exciting, but before your first day on the water, make sure you have the right insurance in place.

Not all boat policies are the same, and the right coverage can depend on your vessel, how you use it, and where you boat. Breakwater Insurance specializes in marine insurance for boats and yachts, with access to multiple carriers and experienced service from people who know the boating lifestyle.

Ready to protect your new boat? Start your quote today.
https://bwinow.com/quick-application

🇺🇸 Happy 250th Birthday, America! 🇺🇸This Independence Day, all of us at Breakwater Insurance wish you and your family a ...
07/04/2026

🇺🇸 Happy 250th Birthday, America! 🇺🇸

This Independence Day, all of us at Breakwater Insurance wish you and your family a safe, relaxing, and memorable Fourth of July.

Whether you’re spending the day on the water, at the beach, or gathered with family and friends, we hope you take a moment to celebrate the freedoms and traditions that make this country so special.

From everyone at Breakwater Insurance, thank you for trusting us to help protect your adventures on the water.

Address

101 N US-1
Fort Pierce, FL
34950

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17728283769

Website

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