Breakwater Insurance

Breakwater Insurance Our dedicated team is here to streamline the process, helping you find the best coverage for your boat in no time. Welcome to Breakwater Insurance!
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Whether you're looking for the best rates, comprehensive coverage, or specific add-ons, we've got you covered! Our headquarters is located in beautiful Fort Pierce, Florida, where we enjoy both on and offshore recreational sports. At Breakwater, we offer competitive premiums and top-notch customer service to our clients. We pride ourselves on building personal relationships with our clients and si

mplifying what can be a tedious insurance process. Our agents work with multiple reputable insurance providers to ensure that you get the lowest premium and best coverage to suit your lifestyle needs. We offer nationwide coverage for boats, RVs, travel trailers, and more. Our agents are eager and ready to assist you! If you're interested in getting a quote, simply contact our office or fill out the short contact form on our website. We are excited to help you find the perfect insurance coverage! Please let us know if you have any questions or suggestions on how we can improve our service.

Congratulations to our clients aboard the “Mo Betta” on their win at the Elbow Reef Classic! 🏆🎣To make it even better, o...
05/26/2026

Congratulations to our clients aboard the “Mo Betta” on their win at the Elbow Reef Classic! 🏆🎣

To make it even better, our boss had the opportunity to run the boat during the tournament. There’s nothing better than seeing our clients succeed on the water while being part of the action ourselves.

We truly appreciate the continued support from the sportfishing community and look forward to many more great tournaments ahead. ⚓

Summer is here, and the water is calling. Our agents here at Breakwater Insurance have been super busy these past few mo...
05/20/2026

Summer is here, and the water is calling. Our agents here at Breakwater Insurance have been super busy these past few months.

Be sure you’re not overpaying for your boat insurance and reach out for a quick quote. Whether you’re running offshore, sandbar hopping, or cruising with the family, we’ll help make sure you have the right coverage at a competitive rate.

📞 Call - (772) 828-3769

Quote Form 👇

https://bwinow.com/boat-quote-form

05/05/2026

Vintage | Scarborough 67' ⚓

Sitting pretty in Costa Rica.

With classic Scarborough lines, a beautiful backdrop, and calm water beneath her, Vintage looks right at home in paradise.

04/30/2026

While cameras are a great tool for monitoring, they don’t always prevent theft. In this case, we believe the tackle likely would have remained untouched if the alarm system had been armed. Pairing cameras with an active alarm system creates a strong deterrent and can stop thieves before any damage or loss occurs.

Good luck to everyone fishing the Sea Spray Tournament this weekend! We’ve got a couple of our team members out there al...
04/23/2026

Good luck to everyone fishing the Sea Spray Tournament this weekend!

We’ve got a couple of our team members out there along with a bunch of our clients—wishing all of you many bites

Stay safe, fish hard, and we’ll be cheering you on! 💪

Do you have a boat in Costa Rica—or plans to take yours there?Traveling with your own boat can get expensive fast. Fuel,...
04/08/2026

Do you have a boat in Costa Rica—or plans to take yours there?

Traveling with your own boat can get expensive fast. Fuel, crew, food, dockage, tackle… those costs add up quickly, and there’s not much you can do to control them.

But one thing you can control is your insurance premium.

We insure a large number of boats in Costa Rica and have helped our clients save thousands—even tens of thousands—on their coverage.

Keep more money in your pocket and let us take a look at your policy.

Give us a call (772) 828-3769

Or fill out our quote form and we will call you!

https://bwinow.com/quick-application

Thinking about crossing to the Bahamas this summer?Brace yourself — higher fuel prices and stacked new fees mean trips w...
03/18/2026

Thinking about crossing to the Bahamas this summer?

Brace yourself — higher fuel prices and stacked new fees mean trips will cost way more than before.

The silver lining? We can save you hundreds or even thousands on your boat insurance — letting you keep more money in your pocket for the fun stuff.

Fill out our quote form or give us a call (772) 828-3769

Quote Form --> https://bwinow.com/boat-quote-form

01/07/2026

This video came directly from one of our clients and highlights an important reality—South Florida has seen a growing spree of boat theft across marinas. It’s also a good example of why many insurance carriers require costly anti-theft devices before they’ll offer coverage.

Whether you’re currently insured or not, we strongly recommend installing a reliable GPS tracking device and a sensory alarm system. Had this vessel been equipped with an immediate onboard alarm, the moment the thief stepped inside it could have alerted the entire marina—potentially sparing multiple boats from being targeted.

A small investment in prevention can protect what you’ve worked hard for. Need options for approved tracking and alarm systems? Our team is happy to help.

It’s been a great start to 2026 for Breakwater Insurance and our clients. In just the first six days of the year, we’ve ...
01/06/2026

It’s been a great start to 2026 for Breakwater Insurance and our clients. In just the first six days of the year, we’ve written a number of new policies, including this 44' Contender and 39' SeaHunter, and were able to save these owners thousands on their insurance premiums. Our team works with multiple top-rated carriers to find better coverage at more competitive rates. Reach out to one of our team members today and see how much you could save.

Call (772)-828-3769 or fill out our quote form https://bwinow.com/boat-quote-form

As the year comes to a close, we want to take a moment to thank our clients, partners, captains, brokers, and friends wh...
12/25/2025

As the year comes to a close, we want to take a moment to thank our clients, partners, captains, brokers, and friends who trusted us throughout the year. We know boat ownership comes with responsibility, investment, and risk. We don’t take lightly the role we play in helping protect that.

We’re grateful for the relationships built, the referrals given, and the continued confidence in our team. No matter how you use your time on the water, professionally or personally, we’re proud to play a role in helping protect it.

Wishing you a safe and relaxing holiday season, and we look forward to continuing to work together in the year ahead.

Merry Christmas from Breakwater Insurance.

Address

101 N US-1
Fort Pierce, FL
34950

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17728283769

Website

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