Kelley Laird - New American Funding

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Kelley Laird - New American Funding

New American Funding NMLS #6606 is a direct lender offering home loan programs. Broker Solutions Inc

Kelley Laird
Marketplace Home Mortgage
Loan Originator
NMLS #: 1029739
Direct: 954.654.4605

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09/02/2026

Buying your first home can feel overwhelming, but you don’t have to figure it out alone! Understanding your budget, loan options, and next steps can help you house hunt with confidence. ✨

Ready to start your journey from renter to homeowner? Let’s talk! 💙

09/01/2026

Thinking about a home improvement project or a major expense? A Home Equity Line of Credit, or HELOC, may allow eligible homeowners to borrow against their home’s equity when they need it.

Unlike a traditional loan, you may have the flexibility to borrow what you need, when you need it. 🏡

Ready to explore your options? Let’s connect! 📲

08/28/2026

What if the place you vacation could eventually be the place you call home?

A vacation property can be more than a getaway. It could be a space for family memories today and potentially part of your retirement plans down the road. 🌅

And with some vacation-home sellers becoming more flexible on price, it may be a good time to see what’s out there.

📲 Tell me where you’d love to own a getaway, and let’s start the conversation!

08/26/2026

Imagine celebrating the holidays in a home that’s finally yours. ❤️🏡 That dream can start with a conversation today. Starting your homebuying journey early gives you time to prepare, explore your options and work toward being home for the holidays. 🎄💬 Ready to get started? Let’s talk!

08/25/2026

Renting helps build your landlord’s wealth. Homeownership can help you build your own. With a mortgage, your payments can help build equity in your home over time. 🔑 The path looks different for everyone, but NAF is here to help you understand your options. 💬 Could homeownership be your next step? Let’s talk!

08/21/2026

Rent has a way of changing your budget over time.

According to the information in this graphic, rent grew at an average annual rate of 5.6% from 2020–2026.

That matters because renters have to plan for the possibility that their housing costs may continue changing. With a fixed-rate mortgage, however, your principal and interest payment is generally fixed for the life of the loan, although taxes, insurance, HOA fees, and other costs can change.

🏡 That’s one reason it can be helpful to compare your current rent with what homeownership could realistically look like for your budget.

You don't have to figure it out alone. NAF can help you understand mortgage options, estimated payments, down payment requirements, and the steps toward becoming a homeowner.

💬 Curious what buying could look like compared with your current rent? Let’s run the numbers.

08/20/2026

Your investment property may have more financing options than you realize.

If you're looking to grow a real estate portfolio, a DSCR loan could be worth exploring. These loans are designed specifically for investment properties and may provide flexibility beyond traditional mortgage financing.

Some DSCR programs may offer features such as gift funds, ITIN eligibility, no tradeline requirement, and no minimum FICO requirement, subject to program guidelines and property qualifications. 🏡📈

The goal isn't to find just any loan. It's to understand your options and choose a financing strategy that makes sense for your investment plans.

🤝 Ready to talk through your options? Reach out to me and let's start the conversation.

08/18/2026

Think homeownership is out of reach? It may be time to rethink what you’ve heard.

Buying a home can feel overwhelming, especially when mortgage myths make the process seem more complicated than it really is. The truth is, today’s mortgage options can offer more flexibility than many buyers realize. 💙

Your credit score, down payment, income, debt, and financial goals all play a role in determining what you may qualify for. And you don’t have to have everything figured out before you start.

At New American Funding, we’re here to help you separate mortgage facts from common misconceptions and understand your options one step at a time. 🔑

📌 Save this post for the next time homebuying doubt starts creeping in!

💬 Have a mortgage question? Send me a message and let’s talk.

08/14/2026

Unlocking the door to homeownership is a team effort! 💪 Whether it's a generous gift from family, a helpful down payment assistance program, or even using retirement funds, there are incredible resources available to add value to your purchase. These smart strategies can provide thousands in help, making your dream a reality.

Curious about how much you could save? Contact us today for a personalized look at your down payment options! 💰

08/13/2026

For many renters, the monthly payment is already part of the budget. The question is: could that same payment help you work toward owning a home? 🏠

Rent = paying for your current place.

Mortgage = an opportunity to invest in your future through homeownership.

The market is shifting, creating new possibilities for buyers with:

🏡 More homes available to explore

💡 More flexibility when planning your move

💰 More opportunities to find value

At New American Funding, our team is here to help you understand your buying power, explore loan options, and create a plan that fits your goals.

Your first step doesn’t have to be buying a home. It starts with a conversation. 💙

📲 Reach out today and discover what your path to homeownership could look like.

Address

1520 Royal Palm Square Boulevard
Fort Myers, FL
33908

Website

http://KelleyLaird.org/

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