Lott & Gaylor Insurance

05/22/2026

04/10/2026

Coastal residents - plan the same way for every season. Great idea!

It's never to early to plan ahead. Now is the time to review your homeowners/wind/flood coverages and be sure you are adequately covered and prepared ahead of hurricane season.

Give us a call today to review coverages!

Hurricane Outlook Calls for 13 Named Storms
(from Flyover Florida)

Colorado State University (CSU) released its highly anticipated 2026 Atlantic hurricane season outlook on Thursday, as forecasters monitor a rapidly developing Super El Niño that could significantly impact storm activity.

The 2026 forecast calls for 13 named storms, six hurricanes, and two major hurricanes, which is fewer than usual in the Atlantic, with the average being 14 named storms, seven hurricanes, and three major hurricanes. Last year brought 13 named storms with four major hurricanes.

The forecast is below average due to the expected development of an El Niño system this summer. An El Niño typically produces stronger-than-normal wind shear, creating conditions hostile to tropical development.

CSU set the probability of a major hurricane tracking through the Caribbean at 35% (down from the 47% average) and the probability of a major hurricane hitting the entire continental U.S. coastline at 32% (down from the 43% average).

https://www.cbsnews.com/news/2026-atlantic-hurricane-season-forecast/

foxweather.com/live-news/live-updates-csu-to-release-2026-hurricane-outlook-as-super-el-ni-o-threatens-to-upend-the-season

Colorado State University released its highly anticipated 2026 Atlantic hurricane season outlook this morning, as forecasters monitor a rapidly developing Super El Niño that could significantly impact storm activity. FOX Weather has live updates, expert analysis from the National Tropical Weather C...

02/10/2026

Incredible organization doing amazing things for the community!

🎻✨ A night of music you won’t want to miss!
Join us for a FREE MOSAIC Harlem Heights Concert as these talented young musicians take the stage and fill The Heights Center with incredible sound. From Saint-Saëns to Holst to Schubert, this program showcases the dedication, growth, and artistry of our MOSAIC students.
🗓 Monday, February 9
🕖 7:00 PM
📍 The Heights Center
Bring a friend, bring the family, and come celebrate the power of music in our community. 💛🎶

01/13/2026

Floridians are seeing rate reductions in both auto and homeowners insurance across the state, with additional relief coming soon.

Premiums are lowering because we’ve enacted real reforms and withstood the pressure to reverse course. We will hold firm in our commitment not to go back to the broken insurance market of the past.

01/01/2026

Welcoming 2026 with joy and anticipation. Happy New Year! 🎉✨

12/25/2025

Wishing you warm holiday moments and cozy Christmas memories! Merry Christmas!

12/18/2025

Our clients say it best.
We make insurance clear, simple, and effective so you can focus on what matters most.

🌐 lott-gaylor.com

📞 (239) 337-2221

12/09/2025

We're thrilled to mark 39 incredible years of partnership with Progressive Insurance. Thank you to our amazing customers and team for making this journey possible. Here's to many more years of success and service! 🚗

12/09/2025

Congratulations to Spencer Hobby for earning his Commercial Lines Coverage Specialist designation!